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Regions Financial Corporation

ID: RF-PF SECTOR: Financial Services INDUSTRY: Banks - Regional
25.49
+0.13 (0.51%)
Ref: 2026-04-13
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Valuation Snapshot

Intrinsic Range $31.44 β€” $47.15
Selected Value (Mid) $39.29
Current Price $25.49
Upside / Downside (Mid) 54.16%
Latest Year 2025
Years Averaged 5

EPV Per Share

Scenario EPV / Share Upside %
Low (βˆ’20%) $31.44 23.33%
Mid (Base) $39.29 54.16%
High (+20%) $47.15 84.99%

Model Assumptions

Normalized EBIT Margin (avg 5Y) 33.86%
Tax Rate (avg 5Y) 20.99%
WACC (Discount Rate) 9.00%
Current Revenue $9,608.00M
Normalized EBIT $3,252.89M
NOPAT (Base) $2,570.08M

Valuation Bridge

Metric Low Mid High
EBIT Margin 27.08% 33.86% 40.63%
NOPAT (M) $2,056.06M $2,570.08M $3,084.09M
EPV Enterprise (M) $22,845.12M $28,556.40M $34,267.68M
(βˆ’) Net Debt (M) $-6,023.00M $-6,023.00M $-6,023.00M
(=) EPV Equity (M) $27,663.52M $34,579.40M $41,495.28M
(Γ·) Shares 880,000,000 880,000,000 880,000,000
(=) Fair Value / Share $31.44 $39.29 $47.15

Historical EPV Analysis

Year Revenue (M) EBIT Margin Tax Rate NOPAT (M) EPV EV (M) EPV / Share
2025 $9,608.00M 28.55% 21.40% $2,156.00M $23,955.56M $34.07
2024 $9,373.00M 25.11% 19.58% $1,893.00M $21,033.33M $27.51
2023 $9,153.00M 28.48% 20.44% $2,074.00M $23,044.44M $29.33
2022 $7,481.00M 38.44% 21.94% $2,245.00M $24,944.44M $35.97
2021 $6,603.00M 48.69% 21.59% $2,521.00M $28,011.11M $57.13
2020 $6,643.00M 19.78% 16.74% $1,094.00M $12,155.56M $27.59
2019 $6,696.00M 29.64% 20.30% $1,582.00M $17,577.78M $11.77
2018 $6,361.00M 30.73% 19.80% $1,568.00M $17,422.22M $6.29
2017 $5,933.00M 31.35% 33.28% $1,241.00M $13,788.89M $7.57
2016 $5,822.00M 28.58% 30.65% $1,154.00M $12,822.22M $8.32

High-Upside EPV Screener

US Market Global Market
1 »
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