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Plumas Bancorp

ID: PLBC SECTOR: Financial Services INDUSTRY: Banks - Regional
50.91
-0.21 (-0.41%)
Ref: 2026-04-13
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Valuation Snapshot

Intrinsic Range $53.30 β€” $79.95
Selected Value (Mid) $66.62
Current Price $50.91
Upside / Downside (Mid) 30.86%
Latest Year 2025
Years Averaged 5

EPV Per Share

Scenario EPV / Share Upside %
Low (βˆ’20%) $53.30 4.69%
Mid (Base) $66.62 30.86%
High (+20%) $79.95 57.03%

Model Assumptions

Normalized EBIT Margin (avg 5Y) 47.69%
Tax Rate (avg 5Y) 25.98%
WACC (Discount Rate) 9.00%
Current Revenue $108.25M
Normalized EBIT $51.62M
NOPAT (Base) $38.21M

Valuation Bridge

Metric Low Mid High
EBIT Margin 38.15% 47.69% 57.23%
NOPAT (M) $30.57M $38.21M $45.86M
EPV Enterprise (M) $339.69M $424.61M $509.53M
(βˆ’) Net Debt (M) $-9.56M $-9.56M $-9.56M
(=) EPV Equity (M) $347.34M $434.17M $521.00M
(Γ·) Shares 6,517,000 6,517,000 6,517,000
(=) Fair Value / Share $53.30 $66.62 $79.95

Historical EPV Analysis

Year Revenue (M) EBIT Margin Tax Rate NOPAT (M) EPV EV (M) EPV / Share
2025 $108.25M 36.58% 25.19% $29.62M $329.08M $51.96
2024 $72.86M 53.53% 26.62% $28.62M $317.99M $56.66
2023 $84.89M 47.37% 25.95% $29.78M $330.84M $50.63
2022 $70.53M 50.57% 25.86% $26.44M $293.82M $75.83
2021 $56.50M 50.42% 26.25% $21.01M $233.43M $105.04
2020 $47.86M 41.69% 27.45% $14.47M $160.83M $60.53
2019 $47.21M 45.29% 27.45% $15.51M $172.36M $36.91
2018 $43.03M 44.44% 26.84% $13.99M $155.47M $34.26
2017 $37.17M 41.71% 40.00% $9.30M $103.37M $32.89
2016 $32.65M 37.47% 38.90% $7.47M $83.04M $24.61

High-Upside EPV Screener

US Market Global Market
1 »
Ticker Company Price EPV Upside
PLBC Plumas Bancorp $44.78 $71.38 5,941.00%
NMT Nuveen Massachusetts Quality Municipal Income Fund $11.39 $18.13 5,918.00%
COG Cabot Oil & Gas Corporation $22.25 $35.41 5,913.00%
IAF Abrdn Australia Equity Fund Inc $12.96 $20.54 5,850.00%
CFFI C&F Financial Corporation $69.53 $110.16 5,844.00%
RF-PF Regions Financial Corporation $25.41 $40.12 5,788.00%
DRQ Dril-Quip, Inc. $15.41 $24.26 5,742.00%
EDD Morgan Stanley Emerging Markets Domestic Debt Fund, Inc. $5.58 $8.77 5,709.00%
RMNI Rimini Street, Inc. $3.90 $6.13 5,706.00%
TRIN Trinity Capital Inc. $15.47 $24.21 5,649.00%
CNX CNX Resources Corporation $36.27 $56.75 5,647.00%
LBAI Lakeland Bancorp, Inc. $13.43 $20.95 5,600.00%
PNM PNM Resources, Inc. $40.70 $63.35 5,564.00%
BCAL Southern California Bancorp $18.79 $29.21 5,546.00%
PAI Western Asset Investment Grade Income Fund Inc. $12.49 $19.41 5,538.00%
OPRT Oportun Financial Corporation $5.21 $8.08 5,502.00%
WKC World Kinect Corporation $26.15 $40.50 5,487.00%
CPSI Computer Programs and Systems, Inc. $9.22 $14.26 5,468.00%
OXLCG Oxford Lane Capital Corp. 7.95% Notes due 2032 $25.23 $38.79 5,376.00%
PBFS Pioneer Bancorp, Inc. $13.35 $20.53 5,375.00%
TEI Templeton Emerging Markets Income Fund $6.61 $10.15 5,363.00%
RSRFX Reaves Utilities and Energy Infrastruct Fund Insti Shares $10.61 $16.30 5,362.00%
CBL CBL & Associates Properties, Inc. $37.82 $58.07 5,353.00%
IPLDP Interstate Power and Light Company $24.99 $38.30 5,325.00%
FBIZ First Business Financial Services, Inc. $54.54 $83.32 5,277.00%
PAA Plains All American Pipeline, L.P. $18.06 $27.57 5,267.00%
SBC SBC Medical Group Holdings Incorporated $4.44 $6.77 5,258.00%
PPT Putnam Premier Income Trust $3.57 $5.44 5,226.00%
FTAI-PB Fortress Transportation and Infrastructure Investors LLC $24.26 $36.89 5,208.00%
0HW4.L Charter Communications, Inc. $207.07 $313.72 5,150.00%
GOED Polished.com Inc. $1.23 $1.86 5,125.00%
KREF KKR Real Estate Finance Trust Inc. $7.86 $11.89 5,125.00%
NDP Tortoise Energy Independence Fund, Inc. $40.40 $61.08 5,118.00%
NMI Nuveen Municipal Income Fund, Inc. $10.05 $15.17 5,093.00%
FMY First Trust Mortgage Income Fund $12.04 $18.16 5,086.00%
RQI Cohen & Steers Quality Income Realty Fund, Inc. $11.77 $17.71 5,046.00%
VPV Invesco Pennsylvania Value Municipal Income Trust $10.47 $15.73 5,020.00%
SSBK Southern States Bancshares, Inc. $36.37 $54.55 4,999.00%
CGO Calamos Global Total Return Fund $11.73 $17.58 4,990.00%
LNKB LINKBANCORP, Inc. $8.22 $12.28 4,945.00%
RJF Raymond James Financial, Inc. $168.86 $252.14 4,932.00%
ACSMX Advisors Capital Small/Mid Cap $11.71 $17.48 4,929.00%
HBB Hamilton Beach Brands Holding Company $16.56 $24.63 4,871.00%
NECB Northeast Community Bancorp, Inc. $22.43 $33.35 4,868.00%
GPP Green Plains Partners LP $12.31 $18.28 4,852.00%
FPH Five Point Holdings, LLC $5.75 $8.51 4,799.00%
ESBA Empire State Realty OP, L.P. $6.31 $9.33 4,784.00%
RBCAA Republic Bancorp, Inc. $68.59 $101.19 4,753.00%
KROS Keros Therapeutics, Inc. $17.79 $26.23 4,746.00%
PRT PermRock Royalty Trust $2.74 $4.04 4,729.00%