Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Mode

Ticker

Industry

Sector

Village Bank and Trust Financial Corp. (VBFC)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$36.04 - $52.88$44.14
Multi-Stage$62.39 - $68.65$65.46
Blended Fair Value$54.80
Current Price$77.85
Upside-29.61%
DecisionDon't Buy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS0.00%0.00%0.720.660.570.140.000.000.000.000.000.00
YoY Growth--9.79%14.47%316.02%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Dividend Yield--0.92%1.60%1.04%0.25%0.00%0.00%0.00%0.00%0.00%0.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)7.02
(-) Cash Dividends Paid (M)1.08
(=) Cash Retained (M)5.94
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)1.400.880.53
Cash Retained (M)5.945.945.94
(-) Cash Required (M)-1.40-0.88-0.53
(=) Excess Retained (M)4.545.065.41
(/) Shares Outstanding (M)1.501.501.50
(=) Excess Retained per Share3.033.383.62
LTM Dividend per Share0.720.720.72
(+) Excess Retained per Share3.033.383.62
(=) Adjusted Dividend3.754.104.34
WACC / Discount Rate8.20%8.20%8.20%
Growth Rate-2.00%-1.00%0.00%
Fair Value$36.04$44.14$52.88
Upside / Downside-53.71%-43.30%-32.07%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)7.026.956.886.816.746.676.87
Payout Ratio15.35%30.28%45.21%60.14%75.07%90.00%92.50%
Projected Dividends (M)1.082.103.114.095.066.016.36

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate8.20%8.20%8.20%
Growth Rate-2.00%-1.00%0.00%
Year 1 PV (M)1.921.941.96
Year 2 PV (M)2.602.662.71
Year 3 PV (M)3.143.233.33
Year 4 PV (M)3.543.693.84
Year 5 PV (M)3.854.054.26
PV of Terminal Value (M)78.2882.3586.60
Equity Value (M)93.3397.92102.70
Shares Outstanding (M)1.501.501.50
Fair Value$62.39$65.46$68.65
Upside / Downside-19.86%-15.92%-11.82%

High-Yield Dividend Screener

« Prev Page 133 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
002096.SZHunan Nanling Industrial Explosive Materials Co., Ltd.0.10%$0.011.96%
002779.SZZhejiang Zhongjian Technology Co.,Ltd0.10%$0.1131.92%
064350.KSHyundai Rotem Company0.10%$200.043.15%
300465.SZGlobal Infotech Co., Ltd.0.10%$0.0230.02%
300503.SZGuangzhou Haozhi Industrial Co.,Ltd.0.10%$0.0615.33%
300831.SZXi'an Peri Power Semiconductor Converting Technology Co.,Ltd.0.10%$0.0113.95%
301150.SZHubei Zhongyi Science Technology Co., Ltd.0.10%$0.0441.37%
4SI.JO4Sight Holdings Limited0.10%$0.0757.90%
600602.SSINESA Intelligent Tech Inc.0.10%$0.0213.27%
600746.SSJiangsu SOPO Chemical Co. Ltd.0.10%$0.015.90%
600780.SSTop Energy Company Ltd.Shanxi0.10%$0.011.07%
600872.SSJonjee Hi-tech Industrial & Commercial Holding Co., Ltd.0.10%$0.021.93%
603500.SSZhejiang Tiantai Xianghe Industrial Co.,Ltd.0.10%$0.012.72%
603938.SSTangshan Sunfar Silicon Industries Co.,Ltd.0.10%$0.029.32%
688003.SSSuzhou TZTEK Technology Co., Ltd0.10%$0.068.80%
688288.SSHangzhou Hopechart IoT Technology Co.,Ltd0.10%$0.033.92%
BCPT.LBalanced Commercial Property Trust Ltd0.10%$0.105.16%
BMS.LBraemar Plc0.10%$0.2284.66%
BRFI.LBlackRock Frontiers Investment Trust plc0.10%$0.1836.49%
BYIT.LBytes Technology Group plc0.10%$0.3479.61%
CHAYO.BKChayo Group Public Company Limited0.10%$0.000.60%
DIG.LDunedin Income Growth Investment Trust PLC0.10%$0.3082.28%
ECEL.LEurocell plc0.10%$0.1260.70%
GLRS.TAGlobrands Ltd.0.10%$46.3192.69%
HHI.LHenderson High Income Trust plc0.10%$0.1942.68%
HIK.LHikma Pharmaceuticals PLC0.10%$1.5051.22%
HYP.JOHyprop Investments Limited0.10%$5.5748.88%
MACF.LMacfarlane Group PLC0.10%$0.0743.25%
MPE.LM.P. Evans Group PLC0.10%$1.2738.81%
MPT.JOMpact Limited0.10%$2.2531.83%
MRCH.LThe Merchants Trust Plc0.10%$0.5759.61%
REDD.LRedde Northgate plc0.10%$0.4440.09%
SHPP.LTufton Oceanic Assets Limited0.10%$0.0893.87%
TOROToro Corp.0.10%$0.016.37%
001234.SZJiiangsu Times Textile Technology Co.,LTD0.09%$0.026.39%
002668.SZGuangdong TCL Smart Home Appliances Co., Ltd.0.09%$0.010.84%
002847.SZYanKer shop Food Co.,Ltd0.09%$0.062.16%
002857.SZSMS Electric Co.,Ltd.Zhengzhou0.09%$0.0221.21%
0992.HKLenovo Group Limited0.09%$0.018.26%
1164.HKCGN Mining Company Limited0.09%$0.003.85%
2250.SRSaudi Industrial Investment Group0.09%$0.0112.73%
300223.SZIngenic Semiconductor Co.,Ltd.0.09%$0.1015.14%
300308.SZZhongji Innolight Co., Ltd.0.09%$0.547.05%
300321.SZShandong Tongda Island New Materials Co.,Ltd.0.09%$0.0447.95%
300496.SZThunder Software Technology Co.,Ltd.0.09%$0.065.56%
300516.SZHubei Jiuzhiyang Infrared System Co., Ltd0.09%$0.0738.13%
300620.SZAdvanced Fiber Resources (Zhuhai), Ltd.0.09%$0.1427.34%
301616.SZZhejiang Huaye Plastics Machinery Co., Ltd.0.09%$0.051.80%
3085.TArcland Service Holdings Co., Ltd.0.09%$2.903.25%
437730.KQSamhyun0.09%$48.3417.25%