Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

Investors Bancorp, Inc. (ISBC)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$98.09 - $263.57$247.00
Multi-Stage$37.46 - $40.98$39.19
Blended Fair Value$143.09
Current Price$15.15
Upside844.52%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2021202020192018201720162015201420132012
DPS10.99%0.00%0.590.510.520.480.430.350.370.180.090.02
YoY Growth--15.82%-2.04%7.93%11.46%23.40%-5.84%105.37%89.94%300.43%0.00%
Dividend Yield--3.87%3.45%6.47%3.96%3.15%2.42%3.18%1.54%0.87%0.32%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)313.33
(-) Cash Dividends Paid (M)138.61
(=) Cash Retained (M)174.73
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)62.6739.1723.50
Cash Retained (M)174.73174.73174.73
(-) Cash Required (M)-62.67-39.17-23.50
(=) Excess Retained (M)112.06135.56151.23
(/) Shares Outstanding (M)236.43236.43236.43
(=) Excess Retained per Share0.470.570.64
LTM Dividend per Share0.590.590.59
(+) Excess Retained per Share0.470.570.64
(=) Adjusted Dividend1.061.161.23
WACC / Discount Rate6.64%6.64%6.64%
Growth Rate5.50%6.50%7.50%
Fair Value$98.09$247.00$263.57
Upside / Downside547.47%1,530.37%1,639.71%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)313.33333.70355.39378.49403.09429.29442.17
Payout Ratio44.24%53.39%62.54%71.69%80.85%90.00%92.50%
Projected Dividends (M)138.61178.16222.27271.36325.89386.36409.01

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate6.64%6.64%6.64%
Growth Rate5.50%6.50%7.50%
Year 1 PV (M)165.50167.07168.63
Year 2 PV (M)191.80195.45199.14
Year 3 PV (M)217.51223.76230.12
Year 4 PV (M)242.66251.99261.59
Year 5 PV (M)267.24280.15293.55
PV of Terminal Value (M)7,771.468,146.838,536.56
Equity Value (M)8,856.179,265.249,689.59
Shares Outstanding (M)236.43236.43236.43
Fair Value$37.46$39.19$40.98
Upside / Downside147.25%158.67%170.52%

High-Yield Dividend Screener

« Prev Page 106 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
002860.SZHangzhou Star Shuaier Electric Appliance Co., Ltd.0.74%$0.1021.01%
300012.SZCentre Testing International Group Co. Ltd.0.74%$0.1017.11%
300773.SZLakala Payment Co., Ltd.0.74%$0.2192.60%
3931.HKCALB Group Co., Ltd.0.74%$0.1942.46%
601096.SSHsino Tower Group Co., Ltd.0.74%$0.0324.59%
603787.SSJiangsu Xinri E-Vehicle Co., Ltd.0.74%$0.1040.87%
688136.SSKexing Biopharm Co., Ltd.0.74%$0.2437.10%
688278.SSXiamen Amoytop Biotech Co., Ltd.0.74%$0.6226.86%
688662.SSGuangdong Fuxin Technology Co., Ltd.0.74%$0.3874.38%
COCE3.SACompanhia Energética do Ceará - Coelce0.74%$0.247.09%
NCAP.BKNext Capital Public Company Limited0.74%$0.025.72%
NELLY.STNelly Group AB (publ)0.74%$0.8317.00%
NVTnVent Electric plc0.74%$0.7921.51%
001211.SZSuncha Technology Co., Ltd.0.73%$0.1960.59%
002017.SZEastcompeace Technology Co.,ltd0.73%$0.1651.21%
013890.KSZinus, Inc0.73%$90.004.56%
1885.TTOA Corporation0.73%$20.599.57%
1946.TToenec Corporation0.73%$14.088.65%
2908.TFujicco Co., Ltd.0.73%$11.5229.03%
300173.SZFuneng Oriental Equipment Technology Co., Ltd.0.73%$0.0340.26%
300651.SZJiangsu Jinling Sports Equipment Co.,Ltd.0.73%$0.1566.40%
300979.SZHuali Industrial Group Company Limited0.73%$0.3712.53%
301538.SZShenzhen Jdd Tech New Material Co Ltd0.73%$0.5823.06%
600595.SSHenan Zhongfu Industrial Co.,Ltd0.73%$0.0617.73%
603396.SSYingkou Jinchen Machinery Co., Ltd.0.73%$0.2473.62%
6082.TRIDE ON EXPRESS HOLDINGS Co., Ltd.0.73%$7.4015.33%
688360.SSDamon Technology Group Co.,Ltd.0.73%$0.1634.20%
7532.TPan Pacific International Holdings Corporation0.73%$6.7722.42%
8014.TChori Co., Ltd.0.73%$30.097.62%
BBHI.JKPT Allo Bank Indonesia Tbk0.73%$10.7742.87%
002899.SZImpulse (Qingdao) Health Tech Co.,Ltd.0.72%$0.2039.54%
300371.SZHuizhong Instrumentation Co., Ltd.0.72%$0.0924.77%
300611.SZZhejiang Meili High Technology Co., Ltd.0.72%$0.2028.91%
301020.SZYantai Ishikawa Sealing Technology Co.,Ltd.0.72%$0.1626.27%
3163.TWOBrowave Corporation0.72%$3.0058.42%
4054.TNihon Jyoho Create Co.,Ltd.0.72%$5.0213.31%
600012.SSAnhui Expressway Company Limited0.72%$0.119.20%
600959.SSJiangsu Broadcasting Cable Information Network Corporation Limited0.72%$0.0227.08%
603103.SSHengdian Entertainment Co.,LTD0.72%$0.1282.51%
688513.SSChengdu Easton Biopharmaceuticals Co., Ltd.0.72%$0.4431.88%
BDGI.TOBadger Infrastructure Solutions Ltd.0.72%$0.5331.85%
ICICIBANK.BOICICI Bank Limited0.72%$9.7113.21%
LGT-B.TOLogistec Corporation0.72%$0.4823.59%
PTPP.JKPT PP (Persero) Tbk0.72%$2.995.54%
SSIA.JKPT Surya Semesta Internusa Tbk0.72%$11.9957.64%
SVIK.STStudsvik AB (publ)0.72%$2.0078.65%
WCNWaste Connections, Inc.0.72%$1.2652.24%
000737.SZNorth Copper (Shanxi) Co., Ltd.0.71%$0.1127.70%
0N2H.LLogistea AB (publ)0.71%$0.095.72%
1818.HKZhaojin Mining Industry Company Limited0.71%$0.2319.02%