Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

Tectonic Financial, Inc. (TECTP)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$79.23 - $93.35$87.48
Multi-Stage$18.13 - $19.83$18.96
Blended Fair Value$53.22
Current Price$10.84
Upside390.97%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS26.94%0.00%0.670.510.480.410.220.200.121.530.000.00
YoY Growth--30.80%7.96%16.63%83.25%9.22%77.18%-92.49%0.00%0.00%0.00%
Dividend Yield--6.33%5.03%4.76%3.79%2.34%2.72%1.14%15.16%0.00%0.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)3.27
(-) Cash Dividends Paid (M)2.59
(=) Cash Retained (M)0.68
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)0.650.410.25
Cash Retained (M)0.680.680.68
(-) Cash Required (M)-0.65-0.41-0.25
(=) Excess Retained (M)0.020.270.43
(/) Shares Outstanding (M)6.976.976.97
(=) Excess Retained per Share0.000.040.06
LTM Dividend per Share0.370.370.37
(+) Excess Retained per Share0.000.040.06
(=) Adjusted Dividend0.380.410.43
WACC / Discount Rate5.74%5.74%5.74%
Growth Rate5.50%6.50%7.50%
Fair Value$79.23$87.48$93.35
Upside / Downside630.90%707.00%761.13%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)3.273.483.713.954.214.484.62
Payout Ratio79.28%81.42%83.57%85.71%87.86%90.00%92.50%
Projected Dividends (M)2.592.843.103.393.704.034.27

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate5.74%5.74%5.74%
Growth Rate5.50%6.50%7.50%
Year 1 PV (M)2.662.682.71
Year 2 PV (M)2.722.772.83
Year 3 PV (M)2.792.872.95
Year 4 PV (M)2.852.963.07
Year 5 PV (M)2.913.053.20
PV of Terminal Value (M)112.43117.86123.50
Equity Value (M)126.36132.19138.25
Shares Outstanding (M)6.976.976.97
Fair Value$18.13$18.96$19.83
Upside / Downside67.21%74.94%82.95%

High-Yield Dividend Screener

« Prev Page 85 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
0258.HKTomson Group Limited1.44%$0.037.69%
055490.KSTapex Co., Ltd.1.44%$199.7851.52%
2756.TWOLian Fa International Dining Business Corp.1.44%$1.1840.55%
300130.SZXGD Inc.1.44%$0.4065.84%
300194.SZFuan Pharmaceutical (Group) Co., Ltd.1.44%$0.0652.37%
301058.SZCOFCO Technology & Industry Co., Ltd.1.44%$0.1634.15%
3393.HKWasion Holdings Limited1.44%$0.2617.68%
5536.TWOActer Group Corporation Limited1.44%$10.9947.44%
600809.SSShanxi Xinghuacun Fen Wine Factory Co.,Ltd.1.44%$2.4724.55%
6485.TMaezawa Kyuso Industries Co.,Ltd.1.44%$22.7715.91%
6506.TYASKAWA Electric Corporation1.44%$68.3230.92%
688092.SSHangzhou IECHO Science & Technology Co., Ltd.1.44%$0.3655.35%
ISS.COISS A/S1.44%$3.1019.54%
003027.SZTongxing Environmental Protection Technology Co.,Ltd1.43%$0.3250.08%
0W19.LDatagroup Se1.43%$1.0034.00%
0YG7.LBeijer Alma AB (publ)1.43%$4.1246.18%
2427.TOUTSOURCING Inc.1.43%$24.9856.59%
300409.SZGuangdong Dowstone Technology Co., Ltd.1.43%$0.3258.17%
600362.SSJiangxi Copper Company Limited1.43%$0.7933.95%
600409.SSTangshan Sanyou Chemical Industries Co.,Ltd1.43%$0.0981.03%
601858.SSChina Science Publishing & Media Ltd.1.43%$0.2639.12%
603283.SSSuzhou Secote Precision Electronic Co.,LTD1.43%$0.6225.98%
603757.SSZhejiang Dayuan Pumps Industry Co., Ltd1.43%$0.6358.53%
6479.TMinebeaMitsumi Inc.1.43%$45.0629.19%
7012.TKawasaki Heavy Industries, Ltd.1.43%$148.5132.29%
9630.SRRatio Speciality Company for Trading1.43%$0.1014.11%
GGenpact Limited1.43%$0.6620.93%
GILGildan Activewear Inc.1.43%$0.9028.59%
MRU.TOMetro Inc.1.43%$1.4230.52%
SIMINN.ICSíminn hf.1.43%$0.2133.47%
002568.SZShanghai Bairun Investment Holding Group Co., Ltd.1.42%$0.3146.41%
2270.HKDesun Real Estate Investment Services Group Co., Ltd.1.42%$0.0641.57%
300294.SZChina Resources Boya Bio-pharmaceutical Group Co., Ltd.1.42%$0.3249.45%
300433.SZLens Technology Co., Ltd.1.42%$0.4354.16%
300906.SZJiangxi Everbright Measurement And Control Technology Co.,Ltd.1.42%$0.5058.74%
301588.SZNewtechwood Corp1.42%$0.2667.53%
4684.TOBIC Co.,Ltd.1.42%$70.0044.07%
600023.SSZhejiang Zheneng Electric Power Co., Ltd.1.42%$0.0712.91%
600268.SSGuodian Nanjing Automation Co., Ltd.1.42%$0.1533.78%
605089.SSSuzhou Weizhixiang Food Co., Ltd.1.42%$0.3667.75%
688677.SSQingdao NovelBeam Technology Co.,Ltd.1.42%$0.6152.58%
7456.TMATSUDA SANGYO Co., Ltd.1.42%$75.0717.79%
DNR.MIIndustrie De Nora S.p.A.1.42%$0.1022.74%
000039.SZChina International Marine Containers (Group) Co., Ltd.1.41%$0.1431.30%
000778.SZXinxing Ductile Iron Pipes Co., Ltd.1.41%$0.0660.76%
002434.SZZhejiang Wanliyang Co., Ltd.1.41%$0.1354.38%
0354.HKChinasoft International Limited1.41%$0.0716.05%
300298.SZSinocare Inc.1.41%$0.2447.22%
600063.SSAnhui Wanwei Updated High-Tech Material Industry Co.,Ltd1.41%$0.0831.80%
603058.SSGuiZhou YongJi Printing CO.,LTD1.41%$0.1342.37%