Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

Codorus Valley Bancorp, Inc. (CVLY)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$144.90 - $458.79$429.96
Multi-Stage$60.93 - $66.68$63.75
Blended Fair Value$246.85
Current Price$22.24
Upside1,009.96%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2023202220212020201920182017201620152014
DPS2.73%10.55%0.660.590.550.530.620.570.470.430.320.29
YoY Growth--10.90%8.43%3.72%-15.56%8.63%21.50%8.81%34.68%10.40%21.26%
Dividend Yield--2.96%2.86%2.49%2.86%3.88%2.81%1.85%1.94%1.94%1.84%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)22.24
(-) Cash Dividends Paid (M)6.44
(=) Cash Retained (M)15.79
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)4.452.781.67
Cash Retained (M)15.7915.7915.79
(-) Cash Required (M)-4.45-2.78-1.67
(=) Excess Retained (M)11.3513.0114.13
(/) Shares Outstanding (M)9.649.649.64
(=) Excess Retained per Share1.181.351.47
LTM Dividend per Share0.670.670.67
(+) Excess Retained per Share1.181.351.47
(=) Adjusted Dividend1.852.022.13
WACC / Discount Rate6.84%6.84%6.84%
Growth Rate5.50%6.50%7.50%
Fair Value$144.90$429.96$458.79
Upside / Downside551.53%1,833.25%1,962.92%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)22.2423.6825.2226.8628.6130.4731.38
Payout Ratio28.98%41.18%53.39%65.59%77.80%90.00%92.50%
Projected Dividends (M)6.449.7513.4617.6222.2527.4229.03

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate6.84%6.84%6.84%
Growth Rate5.50%6.50%7.50%
Year 1 PV (M)9.049.139.21
Year 2 PV (M)11.5711.7912.02
Year 3 PV (M)14.0414.4414.86
Year 4 PV (M)16.4417.0817.73
Year 5 PV (M)18.7919.6920.63
PV of Terminal Value (M)517.37542.36568.31
Equity Value (M)587.26614.50642.75
Shares Outstanding (M)9.649.649.64
Fair Value$60.93$63.75$66.68
Upside / Downside173.95%186.66%199.84%

High-Yield Dividend Screener

« Prev Page 85 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
0258.HKTomson Group Limited1.44%$0.037.69%
055490.KSTapex Co., Ltd.1.44%$199.7851.52%
2756.TWOLian Fa International Dining Business Corp.1.44%$1.1840.55%
300130.SZXGD Inc.1.44%$0.4065.84%
300194.SZFuan Pharmaceutical (Group) Co., Ltd.1.44%$0.0652.37%
301058.SZCOFCO Technology & Industry Co., Ltd.1.44%$0.1634.15%
3393.HKWasion Holdings Limited1.44%$0.2617.68%
5536.TWOActer Group Corporation Limited1.44%$10.9947.44%
600809.SSShanxi Xinghuacun Fen Wine Factory Co.,Ltd.1.44%$2.4724.55%
6485.TMaezawa Kyuso Industries Co.,Ltd.1.44%$22.7715.91%
6506.TYASKAWA Electric Corporation1.44%$68.3230.92%
688092.SSHangzhou IECHO Science & Technology Co., Ltd.1.44%$0.3655.35%
ISS.COISS A/S1.44%$3.1019.54%
003027.SZTongxing Environmental Protection Technology Co.,Ltd1.43%$0.3250.08%
0W19.LDatagroup Se1.43%$1.0034.00%
0YG7.LBeijer Alma AB (publ)1.43%$4.1246.18%
2427.TOUTSOURCING Inc.1.43%$24.9856.59%
300409.SZGuangdong Dowstone Technology Co., Ltd.1.43%$0.3258.17%
600362.SSJiangxi Copper Company Limited1.43%$0.7933.95%
600409.SSTangshan Sanyou Chemical Industries Co.,Ltd1.43%$0.0981.03%
601858.SSChina Science Publishing & Media Ltd.1.43%$0.2639.12%
603283.SSSuzhou Secote Precision Electronic Co.,LTD1.43%$0.6225.98%
603757.SSZhejiang Dayuan Pumps Industry Co., Ltd1.43%$0.6358.53%
6479.TMinebeaMitsumi Inc.1.43%$45.0629.19%
7012.TKawasaki Heavy Industries, Ltd.1.43%$148.5132.29%
9630.SRRatio Speciality Company for Trading1.43%$0.1014.11%
GGenpact Limited1.43%$0.6620.93%
GILGildan Activewear Inc.1.43%$0.9028.59%
MRU.TOMetro Inc.1.43%$1.4230.52%
SIMINN.ICSíminn hf.1.43%$0.2133.47%
002568.SZShanghai Bairun Investment Holding Group Co., Ltd.1.42%$0.3146.41%
2270.HKDesun Real Estate Investment Services Group Co., Ltd.1.42%$0.0641.57%
300294.SZChina Resources Boya Bio-pharmaceutical Group Co., Ltd.1.42%$0.3249.45%
300433.SZLens Technology Co., Ltd.1.42%$0.4354.16%
300906.SZJiangxi Everbright Measurement And Control Technology Co.,Ltd.1.42%$0.5058.74%
301588.SZNewtechwood Corp1.42%$0.2667.53%
4684.TOBIC Co.,Ltd.1.42%$70.0044.07%
600023.SSZhejiang Zheneng Electric Power Co., Ltd.1.42%$0.0712.91%
600268.SSGuodian Nanjing Automation Co., Ltd.1.42%$0.1533.78%
605089.SSSuzhou Weizhixiang Food Co., Ltd.1.42%$0.3667.75%
688677.SSQingdao NovelBeam Technology Co.,Ltd.1.42%$0.6152.58%
7456.TMATSUDA SANGYO Co., Ltd.1.42%$75.0717.79%
DNR.MIIndustrie De Nora S.p.A.1.42%$0.1022.74%
000039.SZChina International Marine Containers (Group) Co., Ltd.1.41%$0.1431.30%
000778.SZXinxing Ductile Iron Pipes Co., Ltd.1.41%$0.0660.76%
002434.SZZhejiang Wanliyang Co., Ltd.1.41%$0.1354.38%
0354.HKChinasoft International Limited1.41%$0.0716.05%
300298.SZSinocare Inc.1.41%$0.2447.22%
600063.SSAnhui Wanwei Updated High-Tech Material Industry Co.,Ltd1.41%$0.0831.80%
603058.SSGuiZhou YongJi Printing CO.,LTD1.41%$0.1342.37%