Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

H&T Group plc (HAT.L)

Company Dividend Discount ModelIndustry: Financial - Credit ServicesSector: Financial Services

Valuation Snapshot

Stable Growth$26.47 - $84.39$42.68
Multi-Stage$17.46 - $19.07$18.25
Blended Fair Value$30.47
Current Price$3.55
Upside758.22%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS11.77%15.71%0.170.160.120.090.020.100.090.080.070.05
YoY Growth--6.33%40.53%27.75%300.20%-77.17%9.46%11.84%14.63%36.06%29.17%
Dividend Yield--4.92%3.81%2.44%3.10%0.89%2.97%3.46%2.44%2.77%2.66%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)43.31
(-) Cash Dividends Paid (M)14.77
(=) Cash Retained (M)28.55
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)8.665.413.25
Cash Retained (M)28.5528.5528.55
(-) Cash Required (M)-8.66-5.41-3.25
(=) Excess Retained (M)19.8823.1325.30
(/) Shares Outstanding (M)43.5343.5343.53
(=) Excess Retained per Share0.460.530.58
LTM Dividend per Share0.340.340.34
(+) Excess Retained per Share0.460.530.58
(=) Adjusted Dividend0.800.870.92
WACC / Discount Rate8.67%8.67%8.67%
Growth Rate5.50%6.50%7.50%
Fair Value$26.47$42.68$84.39
Upside / Downside645.64%1,102.26%2,277.29%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)43.3146.1349.1252.3255.7259.3461.12
Payout Ratio34.09%45.27%56.45%67.64%78.82%90.00%92.50%
Projected Dividends (M)14.7720.8827.7335.3943.9253.4156.54

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate8.67%8.67%8.67%
Growth Rate5.50%6.50%7.50%
Year 1 PV (M)19.0419.2219.40
Year 2 PV (M)23.0423.4823.93
Year 3 PV (M)26.8027.5728.36
Year 4 PV (M)30.3231.4932.69
Year 5 PV (M)33.6135.2436.92
PV of Terminal Value (M)627.32657.62689.08
Equity Value (M)760.14794.62830.37
Shares Outstanding (M)43.5343.5343.53
Fair Value$17.46$18.25$19.07
Upside / Downside391.87%414.18%437.31%

High-Yield Dividend Screener

« Prev Page 6 of 30 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
FFord Motor Company5.53%$0.7463.45%
LCNBLCNB Corp.5.48%$0.8953.03%
PPBIPacific Premier Bancorp, Inc.5.48%$1.3492.42%
VGRVector Group Ltd.5.48%$0.8263.35%
DLXDeluxe Corporation5.43%$1.2166.43%
BAFNBayFirst Financial Corp.5.41%$0.4321.50%
IPGThe Interpublic Group of Companies, Inc.5.41%$1.3388.72%
PEBOPeoples Bancorp Inc.5.39%$1.6256.40%
OKEONEOK, Inc.5.38%$4.0075.29%
BUSEFirst Busey Corporation5.37%$1.2875.92%
OASOasis Petroleum Inc.5.37%$5.8765.40%
EIXEdison International5.36%$3.2639.45%
0R1X.LGeneral Mills, Inc.5.35%$2.4545.62%
FIBKFirst Interstate BancSystem, Inc.5.35%$1.8979.54%
FNCBFNCB Bancorp, Inc.5.33%$0.3651.41%
DHILDiamond Hill Investment Group, Inc.5.31%$9.0552.46%
SLRCSLR Investment Corp.5.31%$0.8249.67%
EPSNEpsilon Energy Ltd.5.30%$0.2491.92%
UVVUniversal Corporation5.28%$2.7862.64%
FLICThe First of Long Island Corporation5.27%$0.6386.64%
AUBAtlantic Union Bankshares Corporation5.22%$1.8576.04%
SAFESafehold Inc.5.20%$0.7145.17%
GAB-PGThe Gabelli Equity Trust Inc. PFD-G5.19%$1.0881.70%
HPQHP Inc.5.19%$1.1543.02%
SOISolaris Oilfield Infrastructure, Inc.5.18%$0.7025.64%
MBINOMerchants Bancorp5.17%$1.2924.09%
0JXQ.LMain Street Capital Corporation5.13%$3.1752.63%
EMNEastman Chemical Company5.12%$3.2954.36%
EMBCEmbecta Corp.5.10%$0.5936.96%
AMAntero Midstream Corporation5.09%$0.9193.18%
CZNCCitizens & Northern Corporation5.09%$1.0257.64%
FMNBFarmers National Banc Corp.5.09%$0.6846.83%
0J66.LHost Hotels & Resorts, Inc.5.08%$0.9084.69%
GLPIGaming and Leisure Properties, Inc.5.07%$2.2582.42%
PFISPeoples Financial Services Corp.5.07%$2.4446.22%
TBBAT&T Inc. 5.35% GLB NTS 665.07%$1.1436.88%
KFRCKforce Inc.5.02%$1.5768.10%
TTPTortoise Pipeline & Energy Fund, Inc.5.02%$2.3920.11%
STAR-PGiStar Inc.4.94%$1.2434.23%
PFSProvident Financial Services, Inc.4.93%$0.9761.13%
UBFOUnited Security Bancshares4.92%$0.4873.45%
DDTDillards Capital Trust I CAP SECS 7.5%4.90%$1.293.46%
SGUStar Group, L.P.4.89%$0.5836.90%
AGRAvangrid, Inc.4.88%$1.7660.70%
KMBKimberly-Clark Corporation4.88%$4.9583.80%
OCFCOceanFirst Financial Corp.4.86%$0.8761.98%
0I0J.LThe Clorox Company4.85%$4.8976.11%
FNLCThe First Bancorp, Inc.4.83%$1.2845.40%
RILYZB. Riley Financial, Inc. 5.25% Senior Notes due 20284.83%$0.5856.91%
BSETBassett Furniture Industries, Incorporated4.82%$0.8089.43%