Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

The Hartford Financial Services Group, Inc. (0J3H.L)

Company Dividend Discount ModelIndustry: Insurance - Property & CasualtySector: Financial Services

Valuation Snapshot

Stable Growth$221.05 - $464.64$312.83
Multi-Stage$272.71 - $299.36$285.78
Blended Fair Value$299.31
Current Price$132.64
Upside125.65%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS4.14%7.02%1.921.821.821.751.651.571.311.181.151.09
YoY Growth--5.30%0.19%4.15%5.86%5.29%19.79%11.14%2.10%5.70%12.06%
Dividend Yield--1.56%1.78%2.62%2.38%2.50%4.87%2.65%2.28%2.55%2.42%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)3,558.00
(-) Cash Dividends Paid (M)588.00
(=) Cash Retained (M)2,970.00
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)711.60444.75266.85
Cash Retained (M)2,970.002,970.002,970.00
(-) Cash Required (M)-711.60-444.75-266.85
(=) Excess Retained (M)2,258.402,525.252,703.15
(/) Shares Outstanding (M)289.43289.43289.43
(=) Excess Retained per Share7.808.739.34
LTM Dividend per Share2.032.032.03
(+) Excess Retained per Share7.808.739.34
(=) Adjusted Dividend9.8310.7611.37
WACC / Discount Rate6.92%6.92%6.92%
Growth Rate2.36%3.36%4.36%
Fair Value$221.05$312.83$464.64
Upside / Downside66.66%135.85%250.30%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)3,558.003,677.593,801.193,928.954,061.014,197.504,323.43
Payout Ratio16.53%31.22%45.92%60.61%75.31%90.00%92.50%
Projected Dividends (M)588.001,148.181,745.342,381.363,058.153,777.753,999.17

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate6.92%6.92%6.92%
Growth Rate2.36%3.36%4.36%
Year 1 PV (M)1,063.521,073.911,084.30
Year 2 PV (M)1,497.471,526.871,556.56
Year 3 PV (M)1,892.521,948.532,005.63
Year 4 PV (M)2,251.202,340.472,432.36
Year 5 PV (M)2,575.892,704.192,837.56
PV of Terminal Value (M)69,649.2173,118.4776,724.62
Equity Value (M)78,929.8182,712.4586,641.04
Shares Outstanding (M)289.43289.43289.43
Fair Value$272.71$285.78$299.36
Upside / Downside105.60%115.46%125.69%

High-Yield Dividend Screener

« Prev Page 44 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
600583.SSOffshore Oil Engineering Co.,Ltd3.66%$0.2043.97%
601038.SSFirst Tractor Company Limited3.66%$0.5271.49%
601083.SSShanghai Jinjiang Shipping (Group) Co., Ltd.3.66%$0.4135.56%
601860.SSJiangsu Zijin Rural Commercial Bank Co.,Ltd3.66%$0.1025.05%
ENTEL.SNEmpresa Nacional de Telecomunicaciones S.A.3.66%$179.3263.27%
GGRM.JKPT Gudang Garam Tbk3.66%$500.0087.83%
GOB.DECompagnie de Saint-Gobain S.A.3.66%$3.1932.66%
HCLTECH.BOHCL Technologies Limited3.66%$60.0195.42%
LDA.MCLínea Directa Aseguradora, S.A.3.66%$0.0445.97%
QUB.AXQube Holdings Limited3.66%$0.1892.53%
RCIRogers Communications Inc.3.66%$1.3911.08%
RYRoyal Bank of Canada3.66%$6.2443.22%
VTWR.DEVantage Towers AG3.66%$1.1972.52%
2103.TWTSRC Corporation3.65%$0.5586.36%
383800.KSLX Holdings Corp.3.65%$289.9515.18%
3978.HKChina Beststudy Education Group3.65%$0.1427.04%
4952.TWGeneralplus Technology Inc.3.65%$1.2983.85%
QAL.AXQualitas Limited3.65%$0.1366.09%
300628.SZYealink Network Technology Co., Ltd.3.64%$1.3064.58%
688517.SSJinGuan Electric Co., Ltd.3.64%$0.5791.64%
CEZ.PRCEZ, a. s.3.64%$47.1187.97%
EB5.SIFirst Resources Limited3.64%$0.0840.25%
HEIJM.ASKoninklijke Heijmans N.V.3.64%$2.5236.26%
NOVN.SWNovartis AG3.64%$3.9954.32%
0631.HKSany Heavy Equipment International Holdings Company Limited3.63%$0.3138.50%
0MT8.LDrägerwerk AG & Co. KGaA3.63%$2.0031.00%
0N9Z.LEVS Broadcast Equipment S.A.3.63%$1.3426.19%
267980.KQMaeil Dairies Co., Ltd.3.63%$1,244.0920.37%
600968.SSCNOOC Energy Technology & Services Limited3.63%$0.1437.04%
AALI.JKPT Astra Agro Lestari Tbk3.63%$267.9736.41%
EKTER.ATEkter S.A.3.63%$0.1322.08%
IGM.TOIGM Financial Inc.3.63%$2.2551.57%
018670.KSSK Gas Co., Ltd.3.62%$7,934.7324.18%
0RGI.LCosmo Pharmaceuticals N.V.3.62%$3.8148.74%
101530.KSHaitai Confectionery&Foods Co.,ltd.3.62%$250.1327.55%
230360.KQEchomarketing Co.,Ltd.3.62%$503.2355.69%
SANB11.SABanco Santander (Brasil) S.A.3.62%$1.2276.05%
SBSP3.SACompanhia de Saneamento Básico do Estado de São Paulo - SABESP3.62%$4.8245.66%
000786.SZBeijing New Building Materials Public Limited Company3.61%$0.9049.35%
003013.SZGuangzhou Metro Design & Research Institute Co., Ltd.3.61%$0.5137.72%
272550.KSSamyang Packaging Corporation3.61%$482.8352.27%
300908.SZZhongjing Food Co., Ltd.3.61%$1.0081.13%
4188.TMitsubishi Chemical Group Corporation3.61%$33.0539.87%
600332.SSGuangzhou Baiyunshan Pharmaceutical Holdings Company Limited3.61%$0.9350.53%
600742.SSChangchun FAWAY Automobile Components Co.,Ltd3.61%$0.3653.61%
600928.SSBank of Xi'an Co.,Ltd.3.61%$0.1322.27%
CTD.AXCorporate Travel Management Limited3.61%$0.5847.61%
SAMTEL.BKSamart Telcoms Public Company Limited3.61%$0.1583.39%
0K9W.ILHuhtamäki Oyj3.60%$1.0756.07%
0M6I.LHeijmans N.V.3.60%$2.5236.26%