Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

H&T Group plc (HAT.L)

Company Dividend Discount ModelIndustry: Financial - Credit ServicesSector: Financial Services

Valuation Snapshot

Stable Growth$26.47 - $84.39$42.68
Multi-Stage$17.46 - $19.07$18.25
Blended Fair Value$30.47
Current Price$3.55
Upside758.22%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS11.77%15.71%0.170.160.120.090.020.100.090.080.070.05
YoY Growth--6.33%40.53%27.75%300.20%-77.17%9.46%11.84%14.63%36.06%29.17%
Dividend Yield--4.92%3.81%2.44%3.10%0.89%2.97%3.46%2.44%2.77%2.66%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)43.31
(-) Cash Dividends Paid (M)14.77
(=) Cash Retained (M)28.55
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)8.665.413.25
Cash Retained (M)28.5528.5528.55
(-) Cash Required (M)-8.66-5.41-3.25
(=) Excess Retained (M)19.8823.1325.30
(/) Shares Outstanding (M)43.5343.5343.53
(=) Excess Retained per Share0.460.530.58
LTM Dividend per Share0.340.340.34
(+) Excess Retained per Share0.460.530.58
(=) Adjusted Dividend0.800.870.92
WACC / Discount Rate8.67%8.67%8.67%
Growth Rate5.50%6.50%7.50%
Fair Value$26.47$42.68$84.39
Upside / Downside645.64%1,102.26%2,277.29%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)43.3146.1349.1252.3255.7259.3461.12
Payout Ratio34.09%45.27%56.45%67.64%78.82%90.00%92.50%
Projected Dividends (M)14.7720.8827.7335.3943.9253.4156.54

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate8.67%8.67%8.67%
Growth Rate5.50%6.50%7.50%
Year 1 PV (M)19.0419.2219.40
Year 2 PV (M)23.0423.4823.93
Year 3 PV (M)26.8027.5728.36
Year 4 PV (M)30.3231.4932.69
Year 5 PV (M)33.6135.2436.92
PV of Terminal Value (M)627.32657.62689.08
Equity Value (M)760.14794.62830.37
Shares Outstanding (M)43.5343.5343.53
Fair Value$17.46$18.25$19.07
Upside / Downside391.87%414.18%437.31%

High-Yield Dividend Screener

« Prev Page 16 of 30 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
HWBKHawthorn Bancshares, Inc.2.27%$0.7724.18%
UTMDUtah Medical Products, Inc.2.27%$1.2835.35%
DKSDICK'S Sporting Goods, Inc.2.26%$4.5238.61%
EMLThe Eastern Company2.26%$0.4437.05%
SBCFSeacoast Banking Corporation of Florida2.26%$0.7143.09%
WMKWeis Markets, Inc.2.26%$1.4535.88%
0JYA.LMarathon Petroleum Corporation2.25%$3.7274.60%
FSBCFive Star Bancorp2.25%$0.8029.79%
IBMInternational Business Machines Corporation2.25%$6.5678.75%
0KYZ.LSBA Communications Corporation2.24%$4.3254.40%
BPOPPopular, Inc.2.24%$2.8224.06%
MFINMedallion Financial Corp.2.24%$0.2312.50%
MSMorgan Stanley2.24%$4.0740.12%
FXNCFirst National Corporation2.23%$0.5586.28%
BACBank of America Corporation2.22%$1.2431.97%
SSBSouthState Corporation2.22%$2.0930.58%
VLGEAVillage Super Market, Inc.2.22%$0.7720.42%
WWWWolverine World Wide, Inc.2.22%$0.4137.79%
CCBGCapital City Bank Group, Inc.2.21%$0.9326.22%
CGThe Carlyle Group Inc.2.20%$1.3476.25%
NHINational Health Investors, Inc.2.20%$1.6954.58%
VNOVornado Realty Trust2.20%$0.7315.58%
BANCBanc of California, Inc.2.19%$0.4332.44%
EBTCEnterprise Bancorp, Inc.2.19%$0.8726.66%
RHPRyman Hospitality Properties, Inc.2.19%$2.0957.31%
CDPCOPT Defense Properties2.18%$0.6045.15%
FDSFactSet Research Systems Inc.2.18%$6.2039.64%
ISBAIsabella Bank Corporation2.18%$1.1044.52%
WHWyndham Hotels & Resorts, Inc.2.18%$1.6437.28%
EFSCEnterprise Financial Services Corp2.17%$1.1722.34%
ETHGrayscale Ethereum Mini Trust2.17%$0.6434.57%
SEMSelect Medical Holdings Corporation2.17%$0.3236.19%
BFSTBusiness First Bancshares, Inc.2.16%$0.5620.21%
CWBCCommunity West Bancshares2.16%$0.4826.89%
EHTHeHealth, Inc.2.16%$0.095.60%
TPLTexas Pacific Land Corporation2.16%$6.4231.02%
CBSHCommerce Bancshares, Inc.2.15%$1.1226.40%
COLMColumbia Sportswear Company2.15%$1.2035.55%
HTHHilltop Holdings Inc.2.15%$0.7328.46%
NATHNathan's Famous, Inc.2.15%$1.9835.76%
RCKYRocky Brands, Inc.2.15%$0.6222.50%
BDXBecton, Dickinson and Company2.14%$4.1771.28%
CICigna Corporation2.14%$5.9626.01%
FBIZFirst Business Financial Services, Inc.2.14%$1.1518.19%
JBSSJohn B. Sanfilippo & Son, Inc.2.14%$1.4926.50%
JNPRJuniper Networks, Inc.2.14%$0.8682.37%
POOLPool Corporation2.14%$4.9244.68%
CSCOCisco Systems, Inc.2.13%$1.6262.56%
CSTRCapStar Financial Holdings, Inc.2.13%$0.4330.48%
HTLFHeartland Financial USA, Inc.2.13%$1.3869.73%