Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

Old Point Financial Corporation (OPOF)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$39.96 - $106.47$61.18
Multi-Stage$28.95 - $31.63$30.27
Blended Fair Value$45.73
Current Price$39.25
Upside16.50%
DecisionDon't Buy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS2.60%8.21%0.560.550.520.520.490.490.440.430.390.33
YoY Growth--0.75%6.70%0.76%4.59%0.36%10.34%2.91%10.84%17.62%30.80%
Dividend Yield--1.86%3.22%2.18%2.10%2.09%3.24%2.11%1.64%1.29%1.78%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)8.66
(-) Cash Dividends Paid (M)2.85
(=) Cash Retained (M)5.81
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)1.731.080.65
Cash Retained (M)5.815.815.81
(-) Cash Required (M)-1.73-1.08-0.65
(=) Excess Retained (M)4.084.735.16
(/) Shares Outstanding (M)5.095.095.09
(=) Excess Retained per Share0.800.931.01
LTM Dividend per Share0.560.560.56
(+) Excess Retained per Share0.800.931.01
(=) Adjusted Dividend1.361.491.57
WACC / Discount Rate8.76%8.76%8.76%
Growth Rate5.17%6.17%7.17%
Fair Value$39.96$61.18$106.47
Upside / Downside1.80%55.88%171.27%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)8.669.209.7610.3711.0111.6912.04
Payout Ratio32.91%44.33%55.75%67.17%78.58%90.00%92.50%
Projected Dividends (M)2.854.085.446.968.6510.5211.13

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate8.76%8.76%8.76%
Growth Rate5.17%6.17%7.17%
Year 1 PV (M)3.713.753.78
Year 2 PV (M)4.524.604.69
Year 3 PV (M)5.265.415.57
Year 4 PV (M)5.956.186.42
Year 5 PV (M)6.596.917.24
PV of Terminal Value (M)121.24127.12133.22
Equity Value (M)147.28153.98160.92
Shares Outstanding (M)5.095.095.09
Fair Value$28.95$30.27$31.63
Upside / Downside-26.24%-22.89%-19.41%

High-Yield Dividend Screener

« Prev Page 137 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
600191.SSBaotou Huazi Industry Co., Ltd0.06%$0.019.61%
600288.SSDaheng New Epoch Technology Inc.0.06%$0.018.37%
600486.SSJiangsu Yangnong Chemical Co., Ltd.0.06%$0.041.25%
600490.SSPengxin International Mining Co.,Ltd0.06%$0.004.03%
600615.SSChongqing Fenghwa Group Co., Ltd.0.06%$0.0115.34%
600654.SSChina Security Co., Ltd.0.06%$0.003.19%
603068.SSBeken Corporation0.06%$0.0219.57%
603328.SSGuangdong Ellington Electronics Technology Co.,Ltd0.06%$0.011.50%
605080.SSZhejiang Natural Outdoor Goods Inc.0.06%$0.010.98%
688017.SSLeader Harmonious Drive Systems Co., Ltd.0.06%$0.1225.12%
688585.SSSwancor Advanced Materials Co., Ltd.0.06%$0.0734.27%
688696.SSChengdu Xgimi Technology Co.,Ltd.0.06%$0.071.87%
AAIF.Labrdn Asian Income Fund Limited0.06%$0.1636.85%
AKSGY.ISAkis Gayrimenkul Yatirim Ortakligi A.S.0.06%$0.000.27%
ALTF.TAAltshuler Shaham Finance Ltd0.06%$0.4273.06%
BAKK.LBakkavor Group plc0.06%$0.1587.07%
BLV.LBelvoir Group PLC0.06%$0.1744.51%
BNZL.LBunzl plc0.06%$1.2647.00%
BRIG.LBlackRock Income and Growth Investment Trust plc0.06%$0.1468.68%
BWY.LBellway p.l.c.0.06%$1.6970.03%
CAPD.LCapital Limited0.06%$0.0724.60%
CASP.LCaspian Sunrise plc0.06%$0.0025.15%
CSSG.LCroma Security Solutions Group plc0.06%$0.0446.50%
DNET.JKPT Indoritel Makmur Internasional Tbk.0.06%$5.006.08%
DWHA.LDewhurst Group Plc0.06%$0.3625.82%
ELSPC.TAElspec Engineering Ltd0.06%$0.2580.53%
EPWN.LEpwin Group Plc0.06%$0.0737.55%
ETGA.TAETGA Group Ltd0.06%$1.5589.99%
FIBIH.TAF.I.B.I. Holdings Ltd0.06%$16.9241.38%
HSL.LThe Henderson Smaller Companies Investment Trust plc0.06%$0.5070.94%
HSX.LHiscox Ltd0.06%$0.7720.38%
HVO.LhVIVO plc0.06%$0.0012.02%
IBT.LInternational Biotechnology Trust plc0.06%$0.6157.78%
IDIN.TAI.D.I. Insurance Company Ltd.0.06%$14.7568.21%
IGG.LIG Group Holdings plc0.06%$0.8131.08%
IHP.LIntegraFin Holdings plc0.06%$0.2167.29%
ITRK.LIntertek Group plc0.06%$2.6664.13%
IVPU.LInvesco Perpetual Select Trust plc - UK Equity Share Portfolio0.06%$0.1235.31%
JMI.LJPMorgan UK Smaller Companies Investment Trust Plc0.06%$0.1623.47%
JUGI.LJPMorgan UK Small Cap Growth & Income Plc0.06%$0.2053.22%
LAACLithium Americas (Argentina) Corp.0.06%$0.000.02%
LWDB.LThe Law Debenture Corporation p.l.c.0.06%$0.6628.04%
MGRO.JKPT Mahkota Group Tbk0.06%$0.437.88%
MTVW.LMountview Estates PLC0.06%$5.2542.08%
NAWI.TANawi Brothers Group Ltd0.06%$3.2846.36%
NTN.LNorthern 3 VCT PLC0.06%$0.0576.12%
PSON.LPearson plc0.06%$0.6353.29%
RCDO.LRicardo plc0.06%$0.2449.35%
RMKE.JKPT RMK Energy Tbk0.06%$3.506.74%
SALM.OLSalMar ASA0.06%$0.364.26%