Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Mode

Ticker

Industry

Sector

Pepper Money Limited (PPM.AX)

Company Dividend Discount ModelIndustry: Financial - Credit ServicesSector: Financial Services

Valuation Snapshot

Stable Growth$74.87 - $88.21$82.66
Multi-Stage$18.60 - $20.38$19.47
Blended Fair Value$51.07
Current Price$1.80
Upside2,737.20%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS0.00%36.94%0.100.080.140.000.000.000.000.050.020.00
YoY Growth--16.67%-40.28%0.00%0.00%0.00%0.00%-100.00%131.35%470.59%0.00%
Dividend Yield--6.82%6.70%9.72%0.00%0.00%0.00%0.00%2.10%0.91%0.16%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)203.50
(-) Cash Dividends Paid (M)91.10
(=) Cash Retained (M)112.40
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)40.7025.4415.26
Cash Retained (M)112.40112.40112.40
(-) Cash Required (M)-40.70-25.44-15.26
(=) Excess Retained (M)71.7086.9697.14
(/) Shares Outstanding (M)458.81458.81458.81
(=) Excess Retained per Share0.160.190.21
LTM Dividend per Share0.200.200.20
(+) Excess Retained per Share0.160.190.21
(=) Adjusted Dividend0.350.390.41
WACC / Discount Rate5.49%5.49%5.49%
Growth Rate5.50%6.50%7.50%
Fair Value$74.87$82.66$88.21
Upside / Downside4,059.40%4,492.46%4,800.48%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)203.50216.73230.81245.82261.80278.81287.18
Payout Ratio44.77%53.81%62.86%71.91%80.95%90.00%92.50%
Projected Dividends (M)91.10116.63145.09176.76211.93250.93265.64

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate5.49%5.49%5.49%
Growth Rate5.50%6.50%7.50%
Year 1 PV (M)109.52110.56111.60
Year 2 PV (M)127.95130.39132.85
Year 3 PV (M)146.39150.59154.87
Year 4 PV (M)164.83171.17177.68
Year 5 PV (M)183.27192.12201.31
PV of Terminal Value (M)7,803.568,180.488,571.82
Equity Value (M)8,535.538,935.319,350.14
Shares Outstanding (M)458.81458.81458.81
Fair Value$18.60$19.47$20.38
Upside / Downside933.53%981.94%1,032.17%

High-Yield Dividend Screener

« Prev Page 131 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
OMU.JOOld Mutual Limited0.14%$2.0762.72%
RAVD.TARavad Ltd0.14%$0.7756.76%
SAWAD-R.BKSrisawad Corporation Public Company Limited0.14%$0.041.23%
SEQI.LSequoia Economic Infrastructure Income Fund Limited0.14%$0.1179.25%
SIM.COSimCorp A/S0.14%$1.0038.81%
000419.SZChangsha Tongcheng Holdings Co.Ltd0.13%$0.013.60%
000541.SZFoshan Electrical and Lighting Co.,Ltd0.13%$0.013.52%
000777.SZSUFA Technology Industry Co., Ltd. CNNC0.13%$0.035.83%
000893.SZAsia-potash International Investment (Guangzhou)Co.,Ltd.0.13%$0.063.17%
002338.SZChangchun UP Optotech Co.,Ltd.0.13%$0.0831.46%
002642.SZRonglian Group Ltd.0.13%$0.0128.71%
300132.SZFujian Green Pine Co., Ltd.0.13%$0.014.36%
600060.SSHisense Visual Technology Co., Ltd.0.13%$0.031.61%
600435.SSNorth Navigation Control Technology Co.,Ltd.0.13%$0.0211.74%
600522.SSJiangsu Zhongtian Technology Co., Ltd.0.13%$0.023.35%
600770.SSJiangsu Zongyi Co.,LTD0.13%$0.0118.40%
601138.SSFoxconn Industrial Internet Co., Ltd.0.13%$0.085.24%
603506.SSNacity Property Service Group Co., Ltd.0.13%$0.022.83%
688050.SSEyebright Medical Technology (Beijing) Co., Ltd.0.13%$0.084.28%
AKSEN.ISAksa Enerji Üretim A.S.0.13%$0.095.48%
ALPUL.PAPullup Entertainment S.A.0.13%$0.020.76%
BILN.LBillington Holdings Plc0.13%$0.4632.74%
BOTB.LBest of the Best PLC0.13%$0.6842.42%
BRIGHT.BOBright Outdoor Media Limited0.13%$0.523.81%
DGE.LDiageo plc0.13%$2.0472.90%
DNE.LDunedin Enterprise Investment Trust PLC0.13%$0.6344.26%
FMV.DEFirst Majestic Silver Corp.0.13%$0.0211.41%
HEXA-B.STHexagon AB (publ)0.13%$0.1440.77%
KIND-SDB.STKindred Group plc0.13%$0.1755.42%
LIV.LLivermore Investments Group Limited0.13%$0.0778.04%
MIRG.BAMirgor Sociedad Anónima, Comercial, Industrial, Financiera, Inmobiliaria y Agropecuaria0.13%$36.328.75%
MVI.LMarwyn Value Investors Limited0.13%$0.1742.72%
PANI.JKPT Pantai Indah Kapuk Dua Tbk0.13%$16.9745.84%
PHOENIXLTD.BOThe Phoenix Mills Limited0.13%$2.498.27%
SAC.JOS.A. Corporate Real Estate Limited0.13%$0.4766.31%
SPITZE.BOMaruti Interior Products Limit0.13%$0.254.25%
ZIG.LZigup Plc0.13%$0.5056.24%
000792.SZQinghai Salt Lake Industry Co.,Ltd0.12%$0.032.86%
000837.SZQinchuan Machine Tool & Tool Group Share Co., Ltd.0.12%$0.0234.52%
002167.SZGuangdong Orient Zirconic Ind Sci & Tech Co.,Ltd0.12%$0.024.63%
002230.SZiFLYTEK CO.,LTD0.12%$0.0616.22%
002969.SZJiamei Food Packaging (Chuzhou) Co.,Ltd0.12%$0.029.55%
0503.HKLansen Pharmaceutical Holdings Limited0.12%$0.003.97%
300221.SZGuangdong Silver Age Sci & Tech Co.,Ltd.0.12%$0.016.03%
300225.SZShanghai Kinlita Chemical Co., Ltd.0.12%$0.0110.40%
300491.SZShijiazhuang Tonhe Electronics Technologies Co.,Ltd.0.12%$0.0322.74%
301611.SZSuzhou Kematek Inc0.12%$0.1114.08%
600149.SSLangfang Development Co., Ltd.0.12%$0.0114.71%
600216.SSZhejiang Medicine Co., Ltd.0.12%$0.021.30%
600516.SSFangDa Carbon New Material Co.,Ltd0.12%$0.0160.88%