DDM Analysis: 5TP.SI

Valuation Snapshot

Stable Growth	$0.56 - $0.94	$0.73
Multi-Stage	$0.44 - $0.48	$0.46
Blended Fair Value	$0.60
Current Price	$0.33
Upside	80.27%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DPS	15.51%	8.09%	0.01	0.00	0.01	0.00	0.00	0.00	0.00	0.00	0.01	0.00
YoY Growth	-	-	174.15%	-49.08%	0.00%	-100.00%	-52.63%	91.20%	-47.96%	-35.08%	23.55%	32.68%
Dividend Yield	-	-	4.56%	1.92%	3.97%	0.00%	0.87%	1.98%	1.32%	2.06%	2.05%	3.74%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	18.13
(-) Cash Dividends Paid (M)	2.24
(=) Cash Retained (M)	15.89

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	3.63	2.27	1.36
Cash Retained (M)	15.89	15.89	15.89
(-) Cash Required (M)	-3.63	-2.27	-1.36
(=) Excess Retained (M)	12.26	13.62	14.53
(/) Shares Outstanding (M)	405.29	405.29	405.29
(=) Excess Retained per Share	0.03	0.03	0.04
LTM Dividend per Share	0.01	0.01	0.01
(+) Excess Retained per Share	0.03	0.03	0.04
(=) Adjusted Dividend	0.04	0.04	0.04
WACC / Discount Rate	12.24%	12.24%	12.24%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$0.56	$0.73	$0.94
Upside / Downside	69.60%	119.86%	184.09%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	18.13	19.31	20.56	21.90	23.32	24.84	25.58
Payout Ratio	12.36%	27.89%	43.42%	58.94%	74.47%	90.00%	92.50%
Projected Dividends (M)	2.24	5.38	8.93	12.91	17.37	22.35	23.66

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	12.24%	12.24%	12.24%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	4.75	4.80	4.84
Year 2 PV (M)	6.95	7.09	7.22
Year 3 PV (M)	8.87	9.13	9.39
Year 4 PV (M)	10.54	10.94	11.36
Year 5 PV (M)	11.97	12.55	13.15
PV of Terminal Value (M)	137.10	143.73	150.60
Equity Value (M)	180.19	188.23	196.56
Shares Outstanding (M)	405.29	405.29	405.29
Fair Value	$0.44	$0.46	$0.48
Upside / Downside	34.66%	40.67%	46.89%

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CNMC Goldmine Holdings Limited (5TP.SI)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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