DDM Analysis: 5819.KL

Valuation Snapshot

Stable Growth	$96.23 - $411.24	$236.84
Multi-Stage	$50.74 - $55.57	$53.11
Blended Fair Value	$144.97
Current Price	$19.60
Upside	639.67%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
DPS	7.30%	7.22%	0.71	0.63	0.58	0.53	0.35	0.50	0.48	0.46	0.41	0.37
YoY Growth	-	-	12.73%	8.66%	9.02%	53.06%	-30.42%	4.20%	4.36%	12.20%	9.55%	5.63%
Dividend Yield	-	-	3.60%	2.91%	2.96%	2.58%	1.83%	3.30%	2.91%	2.22%	2.57%	2.83%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	4,273.44
(-) Cash Dividends Paid (M)	574.01
(=) Cash Retained (M)	3,699.43

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	854.69	534.18	320.51
Cash Retained (M)	3,699.43	3,699.43	3,699.43
(-) Cash Required (M)	-854.69	-534.18	-320.51
(=) Excess Retained (M)	2,844.74	3,165.25	3,378.92
(/) Shares Outstanding (M)	2,061.27	2,061.27	2,061.27
(=) Excess Retained per Share	1.38	1.54	1.64
LTM Dividend per Share	0.28	0.28	0.28
(+) Excess Retained per Share	1.38	1.54	1.64
(=) Adjusted Dividend	1.66	1.81	1.92
WACC / Discount Rate	7.03%	7.03%	7.03%
Growth Rate	5.22%	6.22%	7.22%
Fair Value	$96.23	$236.84	$411.24
Upside / Downside	390.95%	1,108.35%	1,998.16%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	4,273.44	4,539.31	4,821.71	5,121.69	5,440.32	5,778.78	5,952.15
Payout Ratio	13.43%	28.75%	44.06%	59.37%	74.69%	90.00%	92.50%
Projected Dividends (M)	574.01	1,304.85	2,124.41	3,040.89	4,063.18	5,200.90	5,505.74

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	7.03%	7.03%	7.03%
Growth Rate	5.22%	6.22%	7.22%
Year 1 PV (M)	1,207.62	1,219.09	1,230.57
Year 2 PV (M)	1,819.58	1,854.33	1,889.41
Year 3 PV (M)	2,410.46	2,479.84	2,550.54
Year 4 PV (M)	2,980.80	3,095.74	3,213.97
Year 5 PV (M)	3,531.11	3,702.13	3,879.70
PV of Terminal Value (M)	92,642.88	97,129.65	101,788.59
Equity Value (M)	104,592.45	109,480.78	114,552.78
Shares Outstanding (M)	2,061.27	2,061.27	2,061.27
Fair Value	$50.74	$53.11	$55.57
Upside / Downside	158.89%	170.99%	183.54%

High-Yield Dividend Screener

US Stocks Global Stocks

« Prev Page 13 of 30 Next »

Ticker ⇵	Company ⇵	Dividend Yield % ▼	Dividend Per Share ⇵	Payout Ratio % ⇵
CL	Colgate-Palmolive Company	2.88%	$2.24	62.40%
TCBK	TriCo Bancshares	2.87%	$1.35	37.83%
0U6R.L	Bunge Limited	2.86%	$3.05	31.37%
FBMS	The First Bancshares, Inc.	2.86%	$0.97	39.72%
RILYG	B. Riley Financial, Inc. 5.00% Senior Notes due 2026	2.86%	$0.58	56.91%
CNS	Cohen & Steers, Inc.	2.85%	$1.81	56.91%
MRBK	Meridian Corporation	2.85%	$0.49	27.85%
AMGN	Amgen Inc.	2.84%	$9.31	72.03%
BKH	Black Hills Corporation	2.84%	$1.98	50.60%
GABC	German American Bancorp, Inc.	2.84%	$1.11	40.35%
HOMB	Home Bancshares, Inc.	2.84%	$0.79	34.17%
KO	The Coca-Cola Company	2.84%	$1.96	65.04%
SBFG	SB Financial Group, Inc.	2.84%	$0.61	28.02%
TSBK	Timberland Bancorp, Inc.	2.84%	$1.00	27.24%
CATY	Cathay General Bancorp	2.83%	$1.38	31.20%
CWT	California Water Service Group	2.83%	$1.22	53.25%
EBIX	Ebix, Inc.	2.83%	$0.08	46.85%
CMS-PB	Consumers Energy Company	2.82%	$2.17	62.27%
EPRT	Essential Properties Realty Trust, Inc.	2.82%	$0.85	70.58%
GPK	Graphic Packaging Holding Company	2.82%	$0.43	24.85%
VALSX	Value Line Select Growth Fund	2.82%	$0.87	56.29%
CCNE	CNB Financial Corporation	2.81%	$0.72	35.05%
ORRF	Orrstown Financial Services, Inc.	2.81%	$0.98	26.05%
TXNM	TXNM Energy, Inc.	2.80%	$1.65	86.75%
STC	Stewart Information Services Corporation	2.79%	$1.95	54.56%
CVLY	Codorus Valley Bancorp, Inc.	2.77%	$0.67	28.98%
KKRS	KKR Group Finance Co. IX LLC 4.	2.77%	$0.49	7.61%
SHBI	Shore Bancshares, Inc.	2.77%	$0.48	28.28%
HNNA	Hennessy Advisors, Inc.	2.76%	$0.27	21.11%
HONE	HarborOne Bancorp, Inc.	2.76%	$0.33	51.05%
KMT	Kennametal Inc.	2.76%	$0.80	65.12%
PNM	PNM Resources, Inc.	2.76%	$1.12	57.65%
HWC	Hancock Whitney Corporation	2.75%	$1.77	31.35%
YOU	Clear Secure, Inc.	2.75%	$0.95	50.89%
0HE2.L	Ameren Corporation	2.74%	$2.78	53.51%
MTDR	Matador Resources Company	2.74%	$1.19	18.96%
OFG	OFG Bancorp	2.74%	$1.12	25.13%
VLO	Valero Energy Corporation	2.74%	$4.53	93.65%
YORW	The York Water Company	2.73%	$0.87	62.37%
CCZ	Comcast Holdings Corp.	2.72%	$1.63	26.92%
K	Kellanova	2.72%	$2.27	62.18%
ADT	ADT Inc.	2.71%	$0.22	29.95%
AVT	Avnet, Inc.	2.71%	$1.34	48.46%
BKU	BankUnited, Inc.	2.71%	$1.21	34.19%
CNOB	ConnectOne Bancorp, Inc.	2.71%	$0.71	48.64%
GBX	The Greenbrier Companies, Inc.	2.71%	$1.28	19.40%
PBHC	Pathfinder Bancorp, Inc.	2.71%	$0.38	26.39%
TRIN	Trinity Capital Inc.	2.71%	$0.41	20.50%
RILYN	B. Riley Financial, Inc. - 6.50	2.70%	$0.58	56.91%
0L5A.L	Sempra	2.69%	$2.41	72.79%

Financial Statements

Fundamentals

Valuations

Miscellaneous

Mode

Ticker

Industry

Sector

Hong Leong Bank Berhad (5819.KL)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

High-Yield Dividend Screener