DDM Analysis: YRM.MI

Valuation Snapshot

Stable Growth	$1,003.71 - $2,176.32	$2,039.53
Multi-Stage	$328.27 - $359.34	$343.52
Blended Fair Value	$1,191.52
Current Price	$99.50
Upside	1,097.51%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DPS	7.89%	7.18%	0.99	0.00	0.00	0.00	0.49	0.68	0.49	0.30	0.12	0.99
YoY Growth	-	-	0.00%	0.00%	0.00%	-100.00%	-26.92%	36.84%	66.67%	150.00%	-88.00%	100.00%
Dividend Yield	-	-	2.01%	0.00%	0.00%	0.00%	1.40%	1.69%	1.20%	0.83%	0.34%	2.84%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	42.13
(-) Cash Dividends Paid (M)	15.20
(=) Cash Retained (M)	26.93

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	8.43	5.27	3.16
Cash Retained (M)	26.93	26.93	26.93
(-) Cash Required (M)	-8.43	-5.27	-3.16
(=) Excess Retained (M)	18.50	21.66	23.77
(/) Shares Outstanding (M)	3.85	3.85	3.85
(=) Excess Retained per Share	4.81	5.63	6.17
LTM Dividend per Share	3.95	3.95	3.95
(+) Excess Retained per Share	4.81	5.63	6.17
(=) Adjusted Dividend	8.75	9.58	10.12
WACC / Discount Rate	6.42%	6.42%	6.42%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$1,003.71	$2,039.53	$2,176.32
Upside / Downside	908.75%	1,949.78%	2,087.25%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	42.13	44.87	47.79	50.89	54.20	57.72	59.45
Payout Ratio	36.08%	46.86%	57.65%	68.43%	79.22%	90.00%	92.50%
Projected Dividends (M)	15.20	21.03	27.55	34.83	42.93	51.95	55.00

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	6.42%	6.42%	6.42%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	19.57	19.76	19.94
Year 2 PV (M)	23.87	24.32	24.78
Year 3 PV (M)	28.09	28.90	29.72
Year 4 PV (M)	32.23	33.47	34.75
Year 5 PV (M)	36.31	38.06	39.88
PV of Terminal Value (M)	1,123.76	1,178.04	1,234.39
Equity Value (M)	1,263.83	1,322.55	1,383.47
Shares Outstanding (M)	3.85	3.85	3.85
Fair Value	$328.27	$343.52	$359.34
Upside / Downside	229.92%	245.25%	261.15%

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Rosetti Marino S.p.A. (YRM.MI)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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