Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

Sunny Loan Top Co.,Ltd. (600830.SS)

Company Dividend Discount ModelIndustry: Specialty Business ServicesSector: Industrials

Valuation Snapshot

Stable Growth$1.34 - $2.05$1.67
Multi-Stage$3.18 - $3.50$3.34
Blended Fair Value$2.50
Current Price$9.72
Upside-74.24%
DecisionDon't Buy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS6.74%-0.23%0.120.060.010.070.020.090.050.060.110.10
YoY Growth--106.34%439.17%-84.26%249.47%-77.36%81.93%-19.67%-44.31%12.53%-23.01%
Dividend Yield--1.32%0.87%0.18%1.09%0.43%1.62%0.71%0.84%0.97%0.94%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)67.66
(-) Cash Dividends Paid (M)55.92
(=) Cash Retained (M)11.74
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)13.538.465.07
Cash Retained (M)11.7411.7411.74
(-) Cash Required (M)-13.53-8.46-5.07
(=) Excess Retained (M)-1.793.286.67
(/) Shares Outstanding (M)455.77455.77455.77
(=) Excess Retained per Share0.000.010.01
LTM Dividend per Share0.120.120.12
(+) Excess Retained per Share0.000.010.01
(=) Adjusted Dividend0.120.130.14
WACC / Discount Rate6.45%6.45%6.45%
Growth Rate-2.23%-1.23%-0.23%
Fair Value$1.34$1.67$2.05
Upside / Downside-86.24%-82.82%-78.91%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)67.6666.8366.0065.1964.3963.5965.50
Payout Ratio82.65%84.12%85.59%87.06%88.53%90.00%92.50%
Projected Dividends (M)55.9256.2156.4956.7557.0057.2360.59

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate6.45%6.45%6.45%
Growth Rate-2.23%-1.23%-0.23%
Year 1 PV (M)52.2752.8153.34
Year 2 PV (M)48.8549.8550.87
Year 3 PV (M)45.6447.0548.49
Year 4 PV (M)42.6244.3946.22
Year 5 PV (M)39.8041.8744.04
PV of Terminal Value (M)1,221.351,285.101,351.49
Equity Value (M)1,450.521,521.081,594.45
Shares Outstanding (M)455.77455.77455.77
Fair Value$3.18$3.34$3.50
Upside / Downside-67.26%-65.66%-64.01%

High-Yield Dividend Screener

« Prev Page 11 of 30 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
THFFFirst Financial Corporation3.32%$1.9831.67%
IRDMIridium Communications Inc.3.31%$0.5949.66%
PDCOPatterson Companies, Inc.3.31%$1.0466.64%
0HRZ.LCoterra Energy Inc.3.30%$0.8840.64%
ACIAlbertsons Companies, Inc.3.30%$0.5733.33%
KDPKeurig Dr Pepper Inc.3.30%$0.9278.89%
SPBSpectrum Brands Holdings, Inc.3.30%$1.9848.25%
0IUX.LGenuine Parts Company3.29%$4.0569.77%
BGBunge Global S.A.3.29%$3.0531.37%
HDGCXThe Hartford Dividend and Growth Fund Class C3.29%$1.0820.58%
PSBDPalmer Square Capital BDC Inc.3.29%$0.4090.32%
LIENChicago Atlantic BDC, Inc.3.28%$0.3423.50%
REXRRexford Industrial Realty, Inc.3.28%$1.2890.14%
CVCYCentral Valley Community Bancorp3.27%$0.5832.80%
F-PDFord Motor Company 6.500% Notes3.27%$0.7463.45%
FSBWFS Bancorp, Inc.3.27%$1.3331.78%
TRNOTerreno Realty Corporation3.27%$1.9362.02%
0I1P.LComerica Incorporated3.26%$2.8252.30%
ALEXAlexander & Baldwin, Inc.3.26%$0.6766.95%
BRXBrixmor Property Group Inc.3.26%$0.8578.30%
AGM-PCFederal Agricultural Mortgage Corporation3.24%$7.8539.89%
HTOH2O America3.24%$1.6052.08%
WECWEC Energy Group, Inc.3.24%$3.4566.21%
XOMExxon Mobil Corporation3.24%$3.9857.54%
SCLStepan Company3.22%$1.5276.82%
HBTHBT Financial, Inc.3.21%$0.8333.20%
KALUKaiser Aluminum Corporation3.21%$3.8670.13%
SMPStandard Motor Products, Inc.3.20%$1.1838.74%
0QZA.LConocoPhillips3.19%$3.0943.65%
PAGPenske Automotive Group, Inc.3.18%$5.0435.22%
CRBGCorebridge Financial, Inc.3.17%$0.9652.57%
EDConsolidated Edison, Inc.3.17%$3.1756.36%
LARKLandmark Bancorp, Inc.3.17%$0.8238.75%
NBPU.LNB Private Equity Partners Limited3.17%$0.6770.20%
PFBCPreferred Bank3.16%$3.0329.67%
HNIHNI Corporation3.15%$1.3444.63%
RBBRBB Bancorp3.15%$0.6443.45%
FGF&G Annuities & Life, Inc.3.14%$0.9428.23%
NBHCNational Bank Holdings Corporation3.14%$1.1937.27%
0KZA.LSM Energy Company3.13%$0.609.44%
CBUCommunity Bank System, Inc.3.13%$1.8246.85%
DTEDTE Energy Company3.13%$4.0887.19%
RNSTRenasant Corporation3.13%$1.1148.14%
BSRRSierra Bancorp3.11%$1.0134.68%
FCFFirst Commonwealth Financial Corporation3.11%$0.5238.19%
PNCThe PNC Financial Services Group, Inc.3.11%$6.5739.89%
PRKPark National Corporation3.11%$4.8044.20%
GEFGreif, Inc.3.10%$2.1212.04%
0QAH.LMerck & Co., Inc.3.09%$3.2542.60%
BANRBanner Corporation3.09%$1.9335.15%