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American Funds Retirement Income Portfolio - Moderate Class F-1 (FBFWX)

Category: Company Financial Metrics Sector: Financial Services Industry: Asset Management - Income Live Price: $13.90

Price & Enterprise Value Ratios

TTM2024-12-31
Price / Earnings
0.00x
0.00x
PEG Ratio
0.00
0.00
Price / Free Cash Flow
0.00x
0.00x
Price / Book
0.00x
0.00x
Price / Tangible Book
0.00x
0.00x
Price / Sales
0.00x
0.00x
EV / EBITDA
0.84x
0.84x
EV / EBIT
1.79x
1.79x
EV / Revenue
0.05x
0.05x
EV / Free Cash Flow
1.38x
1.38x

Financial Health & Risk Metrics

AVG 3AVG 5AVG 10TTM2024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-31
Altman Z-Score
1.0795
0.9859
0.9850
1.0607
1.0607
1.0684
1.1095
1.0083
0.6825
0.8767
1.0008
1.0082
0.9660
1.0684
1.1693
1.5462
1.3385
Piotroski F-Score (9pt)
6.0000
6.0000
5.3000
6.0000
6.0000
7.0000
5.0000
8.0000
4.0000
3.0000
4.0000
6.0000
3.0000
7.0000
4.0000
4.0000
0.0000
Beneish M-Score
-4.4189
-4.4114
-4.4016
-4.4416
-4.4416
-4.4379
-4.3771
-4.4019
-4.3984
-4.4071
-4.3980
-4.3958
-4.3810
-4.3771
-4.4096
-4.3938
-4.3863
Degree of Fin. Leverage
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
Liabilities / Assets
0.8391
0.8426
0.8555
0.8427
0.8427
0.8434
0.8313
0.8108
0.8847
0.8715
0.8594
0.8619
0.8769
0.8722
0.8811
0.8690
0.9139
Interest Coverage
—
—
—
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Debt / Equity
0.4472
0.5038
0.4822
0.4427
0.4427
0.4514
0.4476
0.4083
0.7688
0.4511
0.3937
0.4646
0.5453
0.4483
0.5657
0.6006
0.8070
Debt / Assets
0.0719
0.0762
0.0682
0.0696
0.0696
0.0706
0.0756
0.0771
0.0883
0.0579
0.0551
0.0639
0.0668
0.0571
0.0663
0.0776
0.0679
Current Ratio
1.1879
1.1933
1.2010
1.1648
1.1648
1.1965
1.2024
1.2014
1.2012
1.1622
1.1996
1.2347
1.2014
1.2460
1.7424
1.8196
1.7310
Quick Ratio
0.1724
0.1838
0.1742
0.1425
0.1425
0.1496
0.2252
0.2295
0.1723
0.1399
0.1553
0.1665
0.1848
0.1764
0.1544
0.1799
0.1763

Cash Flow & Liquidity Metrics

AVG 3AVG 5AVG 10TTM2024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-31
Cash to Revenue Ratio
0.08
0.08
0.06
0.07
0.07
0.08
0.09
0.07
0.09
0.05
0.04
0.06
0.05
0.04
0.03
0.03
0.05
Cash to Short-Term Debt Ratio
21.01
14.86
9.22
8.22
8.22
31.92
22.89
3.09
8.20
6.24
3.07
2.66
2.92
3.03
1.83
3.95
-
Cash to Long-Term Debt Ratio
0.76
0.67
0.63
0.75
0.75
0.75
0.79
0.57
0.49
0.62
0.60
0.68
0.59
0.49
0.40
0.34
0.49
Cash to Total Debt Ratio
0.64
0.56
0.53
0.59
0.59
0.65
0.69
0.44
0.43
0.51
0.50
0.54
0.49
0.42
0.33
0.32
-
Cash Ratio
0.14
0.13
0.11
0.13
0.13
0.14
0.15
0.11
0.11
0.09
0.07
0.09
0.09
0.07
0.06
0.07
0.09
Cash Conversion Cycle
-3.08
-3.15
-3.97
-6.12
-6.12
-9.58
6.46
-0.87
-5.65
-3.61
-0.35
-6.84
-6.84
-6.25
-13.63
-13.77
-14.73
Operating Cash Flow to Free Cash Flow Ratio
-174.21
-103.93
-51.09
2.29
2.29
2.23
-527.15
1.65
1.31
1.76
2.08
1.64
1.54
1.80
2.06
2.71
2.54
Operating Cash Flow to Current Liabilities Ratio
0.12
0.16
0.17
0.14
0.14
0.15
0.07
0.17
0.25
0.18
0.16
0.19
0.22
0.20
0.19
0.14
0.12
Cash Return On Capital Employed
0.07
0.09
0.10
0.09
0.09
0.09
0.04
0.09
0.14
0.11
0.09
0.11
0.13
0.11
0.11
0.08
0.08
Cash Flow Return on Assets
0.04
0.06
0.06
0.05
0.05
0.05
0.03
0.06
0.09
0.07
0.06
0.07
0.08
0.07
0.07
0.05
0.05
Free Cash Flow Conversion Ratio
0.90
-2.25
20.91
1.15
1.15
1.54
0.01
0.53
-14.49
212.91
1.97
1.43
2.80
1.22
5.72
0.32
0.63
Operating Cash Flow Yield
—
—
—
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Free Cash Flow Yield
—
—
—
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Unlevered Free Cash Flow Yield
—
—
—
0.72
0.72
-
-
-
-
-
-
-
-
-
-
-
-
Levered Free Cash Flow Yield
—
—
—
-
-
-
-
-
-
-
-
-
-
-
-
-
-

Capital & Working Capital Metrics

AVG 3AVG 5AVG 10TTM2024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-31
Total Capital Turnover
2.63
2.42
2.84
2.73
2.73
2.73
2.44
1.94
2.27
3.13
3.20
3.01
3.37
3.61
3.77
3.52
8.38
Total Capital to Net Income Efficiency
0.04
0.07
0.09
0.09
0.09
0.07
-0.03
0.26
-0.02
0.00
0.07
0.15
0.10
0.18
0.03
0.29
0.35
Total Equity to Total Capital Ratio
0.66
0.65
0.66
0.66
0.66
0.66
0.67
0.69
0.55
0.67
0.72
0.68
0.65
0.69
0.64
0.62
1.00
Working Capital Turnover
9.13
8.27
8.24
10.50
10.50
8.83
8.06
7.46
6.50
9.80
8.40
7.06
8.35
7.39
2.55
2.47
2.51
Working Capital to Total Assets
0.07
0.07
0.07
0.06
0.06
0.07
0.08
0.07
0.07
0.06
0.07
0.09
0.08
0.09
0.27
0.29
0.28
Operating Cash Flow Working Capital Ratio
0.66
0.82
0.87
0.88
0.88
0.75
0.35
0.86
1.24
1.11
0.79
0.82
1.09
0.80
0.26
0.18
0.17
Working Capital Days
40.46
45.28
45.19
34.76
34.76
41.33
45.29
48.91
56.13
37.26
43.43
51.69
43.71
49.42
142.87
147.90
145.13
Capital Employed Turnover
1.02
0.93
0.96
1.04
1.04
1.03
0.99
0.82
0.75
0.97
1.00
0.96
1.03
1.05
1.09
1.13
1.14
Net Working Capital to Capital Employed Ratio
0.11
0.11
0.12
0.10
0.10
0.12
0.12
0.11
0.11
0.10
0.12
0.14
0.12
0.14
0.43
0.46
0.45
Equity to Capital Employed Ratio
0.26
0.25
0.23
0.25
0.25
0.25
0.27
0.29
0.18
0.21
0.22
0.22
0.20
0.20
0.18
0.20
0.14
Invested Capital Turnover
2.63
2.42
2.84
2.73
2.73
2.73
2.44
1.94
2.27
3.13
3.20
3.01
3.37
3.61
3.77
3.52
8.38
Invested Capital to Assets Ratio
0.24
0.24
0.22
0.24
0.24
0.24
0.25
0.27
0.21
0.19
0.20
0.20
0.19
0.18
0.18
0.21
0.08
Equity to Invested Capital Ratio
0.66
0.65
0.66
0.66
0.66
0.66
0.67
0.69
0.55
0.67
0.72
0.68
0.65
0.69
0.64
0.62
1.00

Debt Metrics & Leverage Ratios

AVG 3AVG 5AVG 10TTM2024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-31
Cash to Short Term Debt Ratio
21.01
14.86
9.22
8.22
8.22
31.92
22.89
3.09
8.20
6.24
3.07
2.66
2.92
3.03
1.83
3.95
-
Operating Cash Flow to Short Term Debt Ratio
17.81
15.36
11.82
9.28
9.28
33.52
10.64
5.09
18.27
13.04
6.49
5.39
7.39
9.12
5.80
8.31
-
Long Term Debt to Total Assets
0.07
0.07
0.06
0.06
0.06
0.07
0.07
0.07
0.08
0.05
0.05
0.05
0.06
0.05
0.05
0.07
0.07
Short Term Debt to Current Assets Ratio
0.01
0.01
0.02
0.01
0.01
0.00
0.01
0.03
0.01
0.01
0.02
0.03
0.02
0.02
0.02
0.01
0.00
Short Term Debt to Current Liabilities Ratio
0.01
0.01
0.02
0.02
0.02
0.00
0.01
0.03
0.01
0.01
0.02
0.04
0.03
0.02
0.03
0.02
0.00
Total Debt to Total Assets Ratio
0.08
0.08
0.07
0.08
0.08
0.08
0.08
0.08
0.09
0.06
0.06
0.06
0.07
0.06
0.07
0.08
0.00
Total Debt to Shareholders Equity Ratio
0.51
0.56
0.52
0.51
0.51
0.51
0.50
0.45
0.83
0.50
0.39
0.46
0.55
0.45
0.57
0.60
0.00
Total Debt to EBITDA Ratio
1.80
3.01
2.11
2.08
2.08
1.85
1.47
1.72
7.92
1.93
1.05
1.09
1.22
0.80
1.70
0.80
0.00
Total Debt to Free Cash Flow Ratio
-547.39
-327.70
-163.08
3.41
3.41
3.27
-1,648.85
2.28
1.37
1.66
1.95
1.50
1.24
1.42
1.96
4.08
0.00
Total Debt to Total Capital Ratio
0.34
0.35
0.34
0.34
0.34
0.34
0.33
0.31
0.45
0.33
0.28
0.32
0.35
0.31
0.36
0.38
0.00
Total Debt to Working Capital Ratio
1.16
1.20
1.00
1.31
1.31
1.09
1.09
1.19
1.30
1.04
0.74
0.74
0.87
0.63
0.25
0.26
0.00
Total Debt to Capital Employed Ratio
0.13
0.13
0.12
0.13
0.13
0.13
0.13
0.13
0.15
0.10
0.09
0.10
0.11
0.09
0.10
0.12
0.00
Total Debt to Invested Capital Ratio
0.34
0.35
0.34
0.34
0.34
0.34
0.33
0.31
0.45
0.33
0.28
0.32
0.35
0.31
0.36
0.38
0.00

Management & Efficiency Metrics

AVG 3AVG 5AVG 10TTM2024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-31
Equity to Assets
16.09%
15.73%
14.42%
15.72%
15.72%
15.65%
16.90%
18.88%
11.48%
12.84%
14.01%
13.76%
12.26%
12.73%
11.71%
12.92%
8.42%
Inventories to Assets
5.49%
5.04%
4.55%
5.24%
5.24%
5.73%
5.50%
4.69%
4.04%
4.17%
4.37%
4.32%
3.74%
3.70%
3.77%
3.81%
3.89%
Inventory Turnover
10.52
10.54
12.24
11.33
11.33
10.22
10.00
9.94
11.21
13.26
12.97
12.55
15.16
15.80
16.71
16.36
16.07
Inventory to Revenue
8.62%
8.64%
7.57%
8.08%
8.08%
8.88%
8.91%
8.85%
8.50%
6.92%
7.00%
7.13%
5.86%
5.56%
5.46%
5.25%
5.51%
Asset Turnover
0.64
0.58
0.61
0.65
0.65
0.64
0.62
0.53
0.48
0.60
0.63
0.61
0.64
0.66
0.69
0.73
0.71
Days Inventory
34.80
34.74
30.56
32.21
32.21
35.70
36.49
36.73
32.57
27.53
28.15
29.09
24.07
23.11
21.84
22.32
22.71
Days Sales Outstanding
19.95
23.80
24.44
11.58
11.58
11.96
36.32
30.44
28.69
21.63
25.48
24.68
26.69
26.95
16.92
16.13
16.67
Days Payable
57.83
61.69
58.97
49.90
49.90
57.23
66.36
68.03
66.90
52.76
53.98
60.61
57.61
56.31
52.38
52.22
54.11
Cost of Goods to Revenue
90.51%
90.95%
90.34%
91.60%
91.60%
90.83%
89.11%
87.94%
95.27%
91.74%
90.75%
89.44%
88.89%
87.87%
91.29%
85.81%
88.59%
Capex to Revenue
4.57%
4.56%
4.65%
4.69%
4.69%
4.67%
4.34%
4.57%
4.52%
4.90%
4.86%
4.50%
4.61%
4.81%
5.18%
4.49%
4.11%
Capex to Operating Income
134.12%
81.95%
767.43%
166.39%
166.39%
150.90%
85.06%
137.67%
-130.26%
6,753.98%
154.04%
106.87%
160.26%
89.38%
1,052.61%
50.05%
88.56%
Capex to Operating Cash Flow
70.57%
54.96%
48.84%
56.31%
56.31%
55.21%
100.19%
39.44%
23.66%
43.27%
51.82%
38.95%
35.22%
44.35%
51.44%
63.17%
60.67%
Intangibles to Assets
0.18%
0.20%
0.16%
0.00%
0.00%
0.28%
0.27%
0.28%
0.15%
0.18%
0.17%
0.11%
0.10%
0.06%
0.06%
0.04%
0.05%
Scaled Net Operating Assets
0.11
0.11
0.11
0.11
0.11
0.10
0.11
0.15
0.07
0.10
0.11
0.10
0.09
0.10
0.10
0.11
0.05
Shares Buyback Ratio
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Buyback Yield
0.95%
0.57%
0.53%
0.95%
0.95%
0.78%
1.12%
0.00%
0.00%
0.71%
0.46%
0.37%
0.50%
0.45%
8.04%
0.82%
0.78%
Sloan Ratio
-3.56%
-3.88%
-4.50%
-3.35%
-3.35%
-3.87%
-3.45%
0.84%
-9.56%
-6.80%
-4.42%
-4.01%
-6.41%
-3.94%
-6.36%
0.75%
-1.81%