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Commercial Bancgroup, Inc. Common Stock (CBK)

Category: Company Financial Metrics Sector: Financial Services Industry: Banks Live Price: $25.56

Price & Enterprise Value Ratios

TTM2024-12-312023-12-31
Price / Earnings
9.30x
9.30x
9.52x
PEG Ratio
3.98
3.98
4.08
Price / Free Cash Flow
8.20x
8.20x
8.18x
Price / Book
1.33x
1.33x
1.54x
Price / Tangible Book
1.42x
1.42x
1.68x
Price / Sales
2.19x
2.19x
2.61x
EV / EBITDA
5.91x
5.91x
6.86x
EV / EBIT
6.58x
6.58x
7.47x
EV / Revenue
2.00x
2.00x
2.64x
EV / Free Cash Flow
7.49x
7.49x
8.30x

Financial Health & Risk Metrics

TTM2024-12-312023-12-31
Altman Z-Score
-0.5802
-0.5802
-0.6030
Piotroski F-Score (9pt)
4.0000
4.0000
0.0000
Beneish M-Score
-4.4054
-4.4054
-4.3856
Degree of Fin. Leverage
-8.0223
-8.0223
4.3352
Liabilities / Assets
0.9043
0.9043
0.9109
Interest Coverage
0.8892
0.8892
1.2998
Debt / Equity
0.4956
0.4956
0.7840
Debt / Assets
0.0474
0.0474
0.0680
Current Ratio
0.1241
0.1241
0.1122
Quick Ratio
0.1160
0.1160
0.1026

Cash Flow & Liquidity Metrics

TTM2024-12-312023-12-31
Cash to Revenue Ratio
1.01
1.01
1.29
Cash to Short-Term Debt Ratio
39.64
39.64
23.99
Cash to Long-Term Debt Ratio
1.27
1.27
1.01
Cash to Total Debt Ratio
1.23
1.23
0.97
Cash Ratio
0.07
0.07
0.08
Cash Conversion Cycle
-12.82
-12.82
-12.53
Operating Cash Flow to Free Cash Flow Ratio
1.09
1.09
1.09
Operating Cash Flow to Current Liabilities Ratio
0.02
0.02
0.02
Cash Return On Capital Employed
0.11
0.11
0.11
Cash Flow Return on Assets
0.02
0.02
0.02
Free Cash Flow Conversion Ratio
1.13
1.13
1.16
Operating Cash Flow Yield
0.13
0.13
0.13
Free Cash Flow Yield
0.12
0.12
0.12
Unlevered Free Cash Flow Yield
0.13
0.13
0.12
Levered Free Cash Flow Yield
0.12
0.12
0.12

Capital & Working Capital Metrics

TTM2024-12-312023-12-31
Total Capital Turnover
0.40
0.40
0.33
Total Capital to Net Income Efficiency
0.10
0.10
0.09
Total Equity to Total Capital Ratio
0.67
0.67
0.56
Working Capital Turnover
-0.08
-0.08
-0.07
Working Capital to Total Assets
-0.74
-0.74
-0.74
Operating Cash Flow Working Capital Ratio
-0.02
-0.02
-0.02
Working Capital Days
-4,666.81
-4,666.81
-5,283.75
Capital Employed Turnover
0.38
0.38
0.31
Net Working Capital to Capital Employed Ratio
-4.80
-4.80
-4.43
Equity to Capital Employed Ratio
0.62
0.62
0.52
Invested Capital Turnover
0.40
0.40
0.33
Invested Capital to Assets Ratio
0.14
0.14
0.15
Equity to Invested Capital Ratio
0.67
0.67
0.56

Debt Metrics & Leverage Ratios

TTM2024-12-312023-12-31
Cash to Short Term Debt Ratio
39.64
39.64
23.99
Operating Cash Flow to Short Term Debt Ratio
11.40
11.40
6.43
Long Term Debt to Total Assets
0.05
0.05
0.07
Short Term Debt to Current Assets Ratio
0.01
0.01
0.03
Short Term Debt to Current Liabilities Ratio
0.00
0.00
0.00
Total Debt to Total Assets Ratio
0.05
0.05
0.07
Total Debt to Shareholders Equity Ratio
0.50
0.50
0.78
Total Debt to EBITDA Ratio
2.42
2.42
3.45
Total Debt to Free Cash Flow Ratio
3.06
3.06
4.18
Total Debt to Total Capital Ratio
0.33
0.33
0.44
Total Debt to Working Capital Ratio
-0.06
-0.06
-0.09
Total Debt to Capital Employed Ratio
0.31
0.31
0.41
Total Debt to Invested Capital Ratio
0.33
0.33
0.44

Management & Efficiency Metrics

TTM2024-12-312023-12-31
Equity to Assets
9.57%
9.57%
8.67%
Inventories to Assets
0.00%
0.00%
0.00%
Inventory Turnover
-
-
-
Inventory to Revenue
0.00%
0.00%
0.00%
Asset Turnover
0.06
0.06
0.05
Days Inventory
0.00
0.00
0.00
Days Sales Outstanding
19.68
19.68
26.81
Days Payable
32.49
32.49
39.33
Cost of Goods to Revenue
35.59%
35.59%
30.13%
Capex to Revenue
2.28%
2.28%
2.82%
Capex to Operating Income
7.50%
7.50%
7.98%
Capex to Operating Cash Flow
7.86%
7.86%
8.14%
Intangibles to Assets
0.61%
0.61%
0.73%
Scaled Net Operating Assets
0.04
0.04
0.02
Shares Buyback Ratio
1.13%
1.13%
-
Buyback Yield
0.83%
0.83%
1.11%
Sloan Ratio
-0.32%
-0.32%
-0.37%