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First Commonwealth Financial Corporation (FCF)

Category: Company Financial Metrics Sector: Financial Services Industry: Banks - Regional Live Price: $17.47

Price & Enterprise Value Ratios

AVG 3	AVG 5	AVG 10	AVG 15	AVG 20	AVG 25	AVG 30	TTM	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Price / Earnings	10.78x	11.53x	14.08x	17.19x	16.65x	16.69x	16.65x	12.09x	12.09x	10.06x	10.20x	10.97x	14.32x	13.54x	11.13x	25.30x	21.14x	16.09x	19.02x	20.25x	16.20x	36.06x	28.72x	-19.60x	21.40x	16.77x	17.95x	15.58x	26.08x	15.79x	15.43x	13.29x	12.18x	13.66x	22.70x	19.57x	11.11x	15.10x
PEG Ratio	-0.75x	-0.52x	-0.71x	-1.10x	-0.82x	-0.69x	-0.53x	-1.31	-1.31	0.45	-1.40	0.12	-0.47	-6.72	0.12	-3.41	1.12	1.26	2.66	-18.00	0.09	-1.08	0.13	0.13	-3.13	-1.32	-2.13	0.31	-0.95	0.70	-1.16	2.13	-1.12	0.23	-1.47	3.16	0.24	0.33
Price / Free Cash Flow	12.25x	11.46x	12.58x	11.53x	12.11x	12.83x	13.30x	15.14x	15.14x	12.28x	9.33x	9.82x	10.72x	15.81x	9.52x	18.19x	15.33x	11.89x	11.88x	11.04x	9.91x	7.27x	6.23x	7.78x	16.27x	12.94x	18.47x	14.46x	37.09x	16.17x	13.13x	17.35x	9.86x	16.05x	16.77x	18.23x	10.76x	11.71x
Price / Book	1.22x	1.20x	1.30x	1.19x	1.25x	1.35x	1.44x	1.23x	1.23x	1.20x	1.24x	1.37x	0.98x	1.35x	1.23x	1.57x	1.68x	1.12x	1.18x	1.18x	0.91x	0.73x	0.88x	0.62x	1.41x	1.36x	1.66x	1.73x	1.90x	1.95x	1.67x	1.80x	1.72x	2.53x	2.13x	2.18x	1.58x	1.53x
Price / Tangible Book	1.72x	1.69x	1.82x	1.64x	1.71x	1.76x	1.80x	1.69x	1.69x	1.70x	1.77x	1.91x	1.40x	1.94x	1.74x	2.26x	2.28x	1.46x	1.53x	1.53x	1.16x	0.93x	1.13x	0.83x	1.91x	1.96x	2.41x	2.35x	2.58x	2.11x	1.71x	1.80x	1.72x	2.53x	2.13x	2.18x	1.58x	1.53x
Price / Sales	2.68x	2.89x	3.26x	3.03x	2.80x	2.71x	2.60x	2.46x	2.46x	2.52x	3.05x	3.78x	2.66x	3.47x	3.14x	4.22x	4.46x	3.04x	3.22x	3.15x	2.39x	1.90x	2.08x	1.13x	2.40x	2.04x	2.52x	2.49x	3.10x	2.88x	2.14x	1.91x	1.67x	2.19x	2.43x	2.76x	1.63x	2.07x
EV / EBITDA	10.50x	9.92x	14.22x	18.45x	19.95x	22.11x	20.43x	10.51x	10.51x	11.00x	10.00x	7.82x	10.27x	12.33x	14.23x	18.48x	22.67x	29.57x	26.84x	23.54x	18.80x	41.49x	28.96x	-42.61x	37.63x	27.44x	27.60x	27.69x	52.31x	29.46x	27.39x	22.63x	20.48x	21.09x	26.43x	16.49x	8.88x	10.23x
EV / EBIT	10.91x	10.53x	15.26x	21.87x	23.73x	25.55x	24.14x	10.85x	10.85x	11.23x	10.66x	8.34x	11.59x	13.30x	15.10x	20.09x	24.56x	32.82x	32.81x	28.29x	21.43x	66.63x	42.31x	-33.50x	45.50x	30.17x	31.42x	32.09x	64.03x	32.78x	31.23x	25.31x	22.97x	23.32x	30.95x	18.52x	9.94x	11.62x
EV / Revenue	3.43x	3.30x	4.73x	4.81x	4.90x	5.12x	4.85x	2.76x	2.76x	3.54x	3.98x	3.60x	2.64x	4.24x	5.26x	6.30x	7.42x	8.78x	7.75x	6.02x	4.26x	3.43x	3.09x	4.41x	5.90x	4.15x	5.16x	6.30x	8.33x	7.47x	5.22x	4.73x	4.09x	5.13x	4.59x	3.75x	2.09x	2.34x
EV / Free Cash Flow	15.46x	13.28x	18.27x	18.19x	22.38x	25.36x	25.12x	16.98x	16.98x	17.23x	12.18x	9.34x	10.66x	19.29x	15.95x	27.16x	25.46x	34.33x	28.65x	21.10x	17.70x	13.09x	9.27x	30.39x	39.91x	26.28x	37.84x	36.60x	99.78x	41.92x	32.01x	43.09x	24.20x	37.55x	31.64x	24.81x	13.82x	13.24x

Financial Health & Risk Metrics

AVG 3	AVG 5	AVG 10	AVG 15	AVG 20	AVG 25	AVG 30	TTM	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Altman Z-Score	-0.6018	-0.5915	-0.6006	-0.5878	-0.6266	-0.6325	-0.6395	-0.5668	-0.5668	-0.6059	-0.6327	-0.5583	-0.5940	-0.5596	-0.5787	-0.6359	-0.6369	-0.6376	-0.5342	-0.5144	-0.4909	-0.5209	-0.7508	-0.8490	-0.7751	-0.7039	-0.7056	-0.6816	-0.7108	-0.6495	-0.6521	-0.6382	-0.6284	-0.6498	-0.6198	-0.6929	-0.6874	-0.7231
Piotroski F-Score (9pt)	5.0000	5.8000	5.9000	6.1333	5.9500	5.8400	5.5000	3.0000	3.0000	6.0000	6.0000	8.0000	6.0000	5.0000	6.0000	6.0000	7.0000	6.0000	7.0000	7.0000	7.0000	6.0000	6.0000	3.0000	6.0000	6.0000	6.0000	6.0000	5.0000	5.0000	5.0000	7.0000	5.0000	6.0000	3.0000	6.0000	4.0000	0.0000
Beneish M-Score	-4.4612	-4.4622	-4.4628	-4.4640	-4.4624	-4.4600	-4.4584	-4.4645	-4.4645	-4.4608	-4.4584	-4.4616	-4.4658	-4.4657	-4.4642	-4.4631	-4.4620	-4.4614	-4.4621	-4.4631	-4.4657	-4.4711	-4.4704	-4.4628	-4.4589	-4.4571	-4.4567	-4.4521	-4.4530	-4.4513	-4.4510	-4.4489	-4.4474	-4.4422	-4.4519	-4.4541	-4.4485	-4.4569
Degree of Fin. Leverage	0.2420	0.6796	1.0390	0.9608	0.6054	0.3031	0.1196	-4.1097	-4.1097	3.7111	1.1245	1.0971	1.5752	1.7343	1.4317	1.2656	1.2788	1.2816	1.4240	1.6192	2.1390	-0.5561	-0.6049	0.3459	-0.5569	-0.4442	-0.5953	-1.0528	-0.6199	-1.9754	-0.7466	-0.6433	-0.5445	-0.9064	-0.4525	-0.8390	-0.9570	-0.8352
Liabilities / Assets	0.8856	0.8845	0.8828	0.8812	0.8869	0.8930	0.8956	0.8787	0.8787	0.8853	0.8927	0.8838	0.8822	0.8729	0.8754	0.8785	0.8878	0.8904	0.8874	0.8855	0.8756	0.8701	0.8710	0.9009	0.8984	0.9033	0.9055	0.9135	0.9142	0.9170	0.9113	0.9193	0.9236	0.9340	0.9132	0.9034	0.8989	0.8933
Interest Coverage	3.7356	5.0486	4.4824	3.5607	2.7216	2.2660	1.9613	0.8043	0.8043	1.3688	9.0337	11.2974	2.7386	2.3618	3.3164	4.7646	4.5874	4.5514	3.3584	2.6150	1.8779	0.3574	0.3769	-0.5288	0.3577	0.3076	0.3732	0.5129	0.3827	0.6639	0.4275	0.3915	0.3526	0.4754	0.3115	0.4562	0.4890	0.4551
Debt / Equity	0.4515	0.3919	0.7654	0.8447	1.1551	1.5247	1.5449	0.2405	0.2405	0.5927	0.5213	0.2830	0.3221	0.4066	0.9224	0.8870	1.2653	2.2129	1.7699	1.1847	0.8531	0.6858	0.5233	1.9307	2.1891	1.5861	1.9137	2.8124	3.3574	3.3139	2.6134	2.9507	2.7802	3.7084	2.1705	1.1191	0.7314	0.4998
Debt / Assets	0.0510	0.0448	0.0883	0.0987	0.1236	0.1487	0.1462	0.0292	0.0292	0.0680	0.0559	0.0329	0.0380	0.0517	0.1149	0.1078	0.1420	0.2425	0.1993	0.1357	0.1062	0.0891	0.0675	0.1913	0.2224	0.1533	0.1809	0.2432	0.2881	0.2752	0.2318	0.2382	0.2125	0.2449	0.1883	0.1081	0.0740	0.0533
Current Ratio	0.1200	0.1388	0.1450	0.1666	0.1296	0.1085	0.0959	0.1313	0.1313	0.1193	0.1094	0.1769	0.1572	0.1489	0.1523	0.1334	0.1538	0.1675	0.2554	0.2669	0.2593	0.2535	0.0145	0.0163	0.0163	0.0218	0.0199	0.0182	0.0171	0.0224	0.0237	0.0288	0.0273	0.0278	0.0324	0.0380	0.0326	0.0362
Quick Ratio	0.1152	0.1329	0.1398	0.1595	0.1238	0.1031	0.0910	0.1258	0.1258	0.1151	0.1047	0.1703	0.1485	0.1412	0.1471	0.1306	0.1507	0.1635	0.2453	0.2536	0.2427	0.2403	0.0138	0.0154	0.0153	0.0193	0.0176	0.0154	0.0145	0.0185	0.0202	0.0243	0.0226	0.0232	0.0266	0.0354	0.0317	0.0357

Cash Flow & Liquidity Metrics

AVG 3	AVG 5	AVG 10	AVG 15	AVG 20	AVG 25	AVG 30	TTM	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Cash to Revenue Ratio	0.26	0.53	0.42	0.38	0.34	0.33	0.33	0.19	0.19	0.23	0.36	0.99	0.90	0.30	0.26	0.32	0.41	0.26	0.28	0.29	0.36	0.27	0.22	0.26	0.23	0.27	0.25	0.23	0.25	0.30	0.26	0.29	0.26	0.28	0.32	0.42	0.29	0.41
Cash to Short-Term Debt Ratio	0.77	1.64	0.93	0.69	0.56	0.49	0.49	1.66	1.66	0.25	0.41	2.86	3.04	0.60	0.14	0.15	0.13	0.05	0.07	0.12	0.29	0.25	0.37	0.09	0.08	0.29	0.19	0.13	0.09	0.14	0.18	0.24	0.33	0.22	0.71	0.58	0.49	0.63
Cash to Long-Term Debt Ratio	0.74	1.21	1.08	0.84	0.69	0.58	1.05	0.52	0.52	0.81	0.88	2.25	1.57	0.54	0.56	1.34	1.43	0.85	0.46	0.36	0.37	0.38	0.34	0.33	0.31	0.19	0.16	0.11	0.10	0.11	0.14	0.15	0.14	0.15	0.16	0.61	1.80	14.25
Cash to Total Debt Ratio	0.29	0.62	0.38	0.30	0.24	0.21	0.22	0.39	0.39	0.19	0.28	1.23	1.02	0.28	0.11	0.13	0.12	0.04	0.06	0.09	0.16	0.15	0.18	0.07	0.06	0.11	0.09	0.06	0.05	0.06	0.08	0.09	0.10	0.09	0.13	0.30	0.38	0.60
Cash Ratio	0.02	0.03	0.02	0.02	0.02	0.02	0.02	0.01	0.01	0.02	0.02	0.05	0.05	0.02	0.01	0.02	0.02	0.01	0.01	0.01	0.02	0.02	0.01	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.03	0.03	0.03	0.03	0.04	0.03	0.04
Cash Conversion Cycle	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Free Cash Flow Ratio	1.13	1.11	1.11	1.11	1.14	1.15	1.15	1.14	1.14	1.17	1.08	1.07	1.08	1.19	1.08	1.15	1.09	1.07	1.15	1.13	1.15	1.11	1.05	1.13	1.21	1.16	1.26	1.23	1.44	1.10	1.12	1.21	1.13	1.17	1.17	1.14	1.20	1.12
Operating Cash Flow to Current Liabilities Ratio	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.01	0.01	0.02	0.02	0.02	0.01	0.02	0.02	0.01	0.02	0.01	0.02	0.02	0.02	0.02	0.02	0.01	0.01	0.01	0.01	0.02	0.01	0.01	0.02	0.01	0.02	0.02	0.02	0.02	0.02	0.02
Cash Return On Capital Employed	0.09	0.09	0.09	0.09	0.08	0.08	0.08	0.07	0.07	0.09	0.11	0.12	0.07	0.08	0.11	0.09	0.10	0.08	0.09	0.09	0.07	0.08	0.11	0.06	0.07	0.06	0.05	0.06	0.03	0.05	0.06	0.04	0.06	0.05	0.05	0.08	0.14	0.13
Cash Flow Return on Assets	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.02	0.02	0.01	0.01	0.02	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.02	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.02	0.01	0.01	0.01	0.02	0.02
Free Cash Flow Conversion Ratio	0.90	1.03	1.13	1.73	1.41	1.32	1.29	0.80	0.80	0.82	1.09	1.12	1.34	0.86	1.17	1.39	1.38	1.35	1.60	1.83	1.63	4.96	4.61	-2.52	1.32	1.30	0.97	1.08	0.70	0.98	1.18	0.77	1.24	0.85	1.35	1.07	1.03	1.29
Operating Cash Flow Yield	0.10	0.10	0.09	0.10	0.10	0.10	0.09	0.08	0.08	0.10	0.12	0.11	0.10	0.08	0.11	0.06	0.07	0.09	0.10	0.10	0.12	0.15	0.17	0.15	0.07	0.09	0.07	0.09	0.04	0.07	0.09	0.07	0.11	0.07	0.07	0.06	0.11	0.10
Free Cash Flow Yield	0.09	0.09	0.08	0.09	0.09	0.08	0.08	0.07	0.07	0.08	0.11	0.10	0.09	0.06	0.11	0.05	0.07	0.08	0.08	0.09	0.10	0.14	0.16	0.13	0.06	0.08	0.05	0.07	0.03	0.06	0.08	0.06	0.10	0.06	0.06	0.05	0.09	0.09
Unlevered Free Cash Flow Yield	0.07	0.08	0.06	0.06	0.06	0.05	0.05	0.06	0.06	0.06	0.08	0.11	0.09	0.05	0.06	0.04	0.04	0.03	0.03	0.05	0.06	0.08	0.11	0.03	0.03	0.04	0.03	0.03	0.01	0.02	0.03	0.02	0.04	0.03	0.03	0.04	0.07	0.08
Levered Free Cash Flow Yield	0.09	0.09	0.08	0.09	0.09	0.08	0.08	0.07	0.07	0.08	0.11	0.10	0.09	0.06	0.11	0.05	0.07	0.08	0.08	0.09	0.10	0.14	0.16	0.13	0.06	0.08	0.05	0.07	0.03	0.06	0.08	0.06	0.10	0.06	0.06	0.05	0.09	0.09

Capital & Working Capital Metrics

AVG 3	AVG 5	AVG 10	AVG 15	AVG 20	AVG 25	AVG 30	TTM	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Total Capital Turnover	0.32	0.31	0.25	0.23	0.23	0.22	0.25	0.40	0.40	0.30	0.27	0.28	0.28	0.28	0.20	0.20	0.17	0.11	0.13	0.17	0.21	0.23	0.28	0.19	0.18	0.26	0.23	0.18	0.14	0.16	0.22	0.24	0.27	0.24	0.28	0.37	0.56	0.49
Total Capital to Net Income Efficiency	0.08	0.08	0.06	0.05	0.04	0.04	0.04	0.08	0.08	0.07	0.08	0.10	0.05	0.07	0.06	0.03	0.04	0.02	0.02	0.03	0.03	0.01	0.02	-0.01	0.02	0.03	0.03	0.03	0.02	0.03	0.03	0.03	0.04	0.04	0.03	0.05	0.08	0.07
Total Equity to Total Capital Ratio	0.70	0.72	0.61	0.58	0.52	0.47	0.46	0.80	0.80	0.63	0.66	0.78	0.75	0.71	0.52	0.53	0.44	0.31	0.36	0.46	0.54	0.59	0.66	0.34	0.31	0.39	0.34	0.26	0.23	0.23	0.28	0.25	0.26	0.21	0.32	0.47	0.58	0.67
Working Capital Turnover	-0.07	-0.07	-0.07	-0.07	-0.07	-0.07	-0.08	-0.08	-0.08	-0.07	-0.06	-0.06	-0.06	-0.07	-0.07	-0.06	-0.06	-0.06	-0.07	-0.07	-0.08	-0.08	-0.07	-0.06	-0.07	-0.08	-0.08	-0.08	-0.07	-0.08	-0.09	-0.10	-0.11	-0.10	-0.10	-0.09	-0.12	-0.09
Working Capital to Total Assets	-0.75	-0.73	-0.73	-0.70	-0.73	-0.73	-0.74	-0.73	-0.73	-0.75	-0.76	-0.70	-0.70	-0.70	-0.72	-0.75	-0.74	-0.72	-0.63	-0.62	-0.61	-0.62	-0.81	-0.84	-0.83	-0.78	-0.78	-0.76	-0.76	-0.74	-0.76	-0.75	-0.74	-0.76	-0.73	-0.81	-0.84	-0.85
Operating Cash Flow Working Capital Ratio	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.01	-0.01	-0.02	-0.01	-0.02	-0.01	-0.01	-0.02	-0.01	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02
Working Capital Days	-5,265.92	-5,552.46	-5,725.27	-5,517.13	-5,354.68	-5,126.99	-4,873.99	-4,422.15	-4,422.15	-5,022.43	-6,353.18	-6,090.15	-5,874.38	-5,203.16	-5,377.46	-6,011.45	-6,364.65	-6,533.66	-5,601.87	-5,251.58	-4,669.57	-4,538.56	-5,442.76	-5,656.35	-5,075.14	-4,417.78	-4,575.92	-4,611.39	-5,277.57	-4,789.60	-3,991.50	-3,594.69	-3,427.68	-3,623.98	-3,482.56	-3,867.98	-3,132.37	-3,938.31
Capital Employed Turnover	0.35	0.32	0.32	0.30	0.31	0.31	0.34	0.38	0.38	0.38	0.30	0.28	0.26	0.29	0.32	0.32	0.32	0.31	0.28	0.27	0.26	0.28	0.32	0.37	0.38	0.32	0.31	0.27	0.23	0.23	0.31	0.34	0.33	0.34	0.30	0.48	0.77	0.66
Net Working Capital to Capital Employed Ratio	-5.01	-4.79	-4.92	-4.60	-4.56	-4.29	-4.42	-4.64	-4.64	-5.17	-5.23	-4.69	-4.21	-4.10	-4.64	-5.34	-5.67	-5.52	-4.30	-3.90	-3.37	-3.51	-4.70	-5.68	-5.30	-3.89	-3.89	-3.36	-3.35	-3.03	-3.39	-3.33	-3.13	-3.39	-2.90	-5.11	-6.62	-7.15
Equity to Capital Employed Ratio	0.77	0.76	0.79	0.77	0.71	0.64	0.63	0.77	0.77	0.79	0.74	0.78	0.71	0.74	0.81	0.87	0.86	0.84	0.76	0.72	0.69	0.74	0.74	0.67	0.65	0.48	0.47	0.38	0.38	0.34	0.40	0.36	0.32	0.30	0.35	0.61	0.79	0.90
Invested Capital Turnover	0.32	0.31	0.25	0.23	0.23	0.22	0.25	0.40	0.40	0.30	0.27	0.28	0.28	0.28	0.20	0.20	0.17	0.11	0.13	0.17	0.21	0.23	0.28	0.19	0.18	0.26	0.23	0.18	0.14	0.16	0.22	0.24	0.27	0.24	0.28	0.37	0.56	0.49
Invested Capital to Assets Ratio	0.16	0.16	0.21	0.22	0.24	0.26	0.25	0.15	0.15	0.18	0.16	0.15	0.16	0.18	0.24	0.23	0.25	0.35	0.31	0.25	0.23	0.22	0.20	0.29	0.32	0.25	0.28	0.33	0.37	0.36	0.32	0.32	0.29	0.31	0.28	0.20	0.18	0.16
Equity to Invested Capital Ratio	0.70	0.72	0.61	0.58	0.52	0.47	0.46	0.80	0.80	0.63	0.66	0.78	0.75	0.71	0.52	0.53	0.44	0.31	0.36	0.46	0.54	0.59	0.66	0.34	0.31	0.39	0.34	0.26	0.23	0.23	0.28	0.25	0.26	0.21	0.32	0.47	0.58	0.67

Debt Metrics & Leverage Ratios

AVG 3	AVG 5	AVG 10	AVG 15	AVG 20	AVG 25	AVG 30	TTM	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Cash to Short Term Debt Ratio	0.77	1.64	0.93	0.69	0.56	0.49	0.49	1.66	1.66	0.25	0.41	2.86	3.04	0.60	0.14	0.15	0.13	0.05	0.07	0.12	0.29	0.25	0.37	0.09	0.08	0.29	0.19	0.13	0.09	0.14	0.18	0.24	0.33	0.22	0.71	0.58	0.49	0.63
Operating Cash Flow to Short Term Debt Ratio	0.76	0.87	0.54	0.44	0.36	0.31	0.31	1.62	1.62	0.25	0.41	1.19	0.90	0.53	0.19	0.12	0.10	0.05	0.07	0.14	0.22	0.27	0.59	0.06	0.06	0.20	0.13	0.12	0.04	0.09	0.12	0.11	0.24	0.12	0.38	0.24	0.31	0.31
Long Term Debt to Total Assets	0.02	0.02	0.02	0.03	0.04	0.06	0.06	0.02	0.02	0.02	0.02	0.02	0.03	0.03	0.02	0.01	0.01	0.01	0.03	0.03	0.05	0.04	0.04	0.04	0.05	0.09	0.10	0.13	0.14	0.15	0.13	0.14	0.15	0.15	0.15	0.05	0.02	0.00
Short Term Debt to Current Assets Ratio	0.33	0.24	0.55	0.66	2.50	3.26	3.10	0.06	0.06	0.51	0.41	0.10	0.10	0.20	0.72	0.84	0.97	1.58	0.80	0.45	0.28	0.26	2.69	10.71	12.87	3.46	5.20	7.83	11.54	7.22	5.65	4.18	2.99	4.52	1.41	1.73	2.04	1.60
Short Term Debt to Current Liabilities Ratio	0.04	0.03	0.08	0.09	0.10	0.11	0.10	0.01	0.01	0.06	0.04	0.02	0.02	0.03	0.11	0.11	0.15	0.26	0.20	0.12	0.07	0.06	0.04	0.17	0.21	0.08	0.10	0.14	0.20	0.16	0.13	0.12	0.08	0.13	0.05	0.07	0.07	0.06
Total Debt to Total Assets Ratio	0.05	0.05	0.09	0.10	0.12	0.15	0.15	0.03	0.03	0.07	0.06	0.03	0.04	0.05	0.12	0.11	0.14	0.24	0.20	0.14	0.11	0.09	0.07	0.19	0.22	0.15	0.18	0.24	0.29	0.28	0.23	0.24	0.21	0.24	0.19	0.11	0.07	0.05
Total Debt to Shareholders Equity Ratio	0.46	0.40	0.77	0.85	1.16	1.53	1.55	0.24	0.24	0.60	0.53	0.29	0.33	0.41	0.93	0.90	1.27	2.21	1.77	1.18	0.85	0.69	0.52	1.93	2.19	1.59	1.91	2.81	3.36	3.31	2.61	2.95	2.78	3.71	2.17	1.12	0.73	0.50
Total Debt to EBITDA Ratio	3.00	2.83	6.13	8.90	8.60	10.87	10.39	1.86	1.86	3.89	3.24	1.74	3.44	3.09	6.44	7.06	10.28	20.21	16.69	12.36	9.86	21.75	11.57	-34.19	23.77	15.72	15.50	17.79	34.45	19.29	17.54	14.92	13.46	13.24	14.26	6.21	3.20	2.96
Total Debt to Free Cash Flow Ratio	4.35	3.74	7.61	8.32	11.71	15.69	15.04	3.01	3.01	6.10	3.95	2.08	3.57	4.83	7.22	10.37	11.54	23.46	17.81	11.08	9.29	6.86	3.70	24.39	25.21	15.05	21.24	23.51	65.71	27.44	20.51	28.41	15.91	23.57	17.07	9.35	4.98	3.83
Total Debt to Total Capital Ratio	0.30	0.28	0.39	0.42	0.48	0.53	0.54	0.20	0.20	0.37	0.34	0.22	0.25	0.29	0.48	0.47	0.56	0.69	0.64	0.54	0.46	0.41	0.34	0.66	0.69	0.61	0.66	0.74	0.77	0.77	0.72	0.75	0.74	0.79	0.68	0.53	0.42	0.33
Total Debt to Working Capital Ratio	-0.07	-0.06	-0.12	-0.14	-0.17	-0.20	-0.20	-0.04	-0.04	-0.09	-0.07	-0.05	-0.06	-0.07	-0.16	-0.15	-0.19	-0.34	-0.31	-0.22	-0.17	-0.14	-0.08	-0.23	-0.27	-0.20	-0.23	-0.32	-0.38	-0.37	-0.31	-0.32	-0.29	-0.32	-0.26	-0.13	-0.09	-0.06
Total Debt to Capital Employed Ratio	0.35	0.30	0.63	0.67	0.77	0.83	0.81	0.19	0.19	0.47	0.39	0.23	0.23	0.31	0.75	0.78	1.09	1.85	1.35	0.86	0.59	0.51	0.39	1.30	1.42	0.76	0.90	1.07	1.27	1.13	1.04	1.06	0.90	1.10	0.75	0.68	0.58	0.45
Total Debt to Invested Capital Ratio	0.30	0.28	0.39	0.42	0.48	0.53	0.54	0.20	0.20	0.37	0.34	0.22	0.25	0.29	0.48	0.47	0.56	0.69	0.64	0.54	0.46	0.41	0.34	0.66	0.69	0.61	0.66	0.74	0.77	0.77	0.72	0.75	0.74	0.79	0.68	0.53	0.42	0.33

Management & Efficiency Metrics

AVG 3	AVG 5	AVG 10	AVG 15	AVG 20	AVG 25	AVG 30	TTM	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Equity to Assets	11.44%	11.55%	11.72%	11.88%	11.31%	10.70%	10.44%	12.13%	12.13%	11.47%	10.73%	11.62%	11.78%	12.71%	12.46%	12.15%	11.22%	10.96%	11.26%	11.45%	12.44%	12.99%	12.90%	9.91%	10.16%	9.67%	9.45%	8.65%	8.58%	8.30%	8.87%	8.07%	7.64%	6.60%	8.68%	9.66%	10.11%	10.67%
Inventories to Assets	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Inventory Turnover	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Inventory to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Asset Turnover	0.05	0.05	0.05	0.05	0.05	0.05	0.06	0.06	0.06	0.05	0.04	0.04	0.04	0.05	0.05	0.05	0.04	0.04	0.04	0.04	0.05	0.05	0.05	0.05	0.06	0.06	0.06	0.06	0.05	0.06	0.07	0.08	0.08	0.08	0.08	0.08	0.10	0.08
Days Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Sales Outstanding	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cost of Goods to Revenue	23.43%	19.29%	16.00%	18.46%	25.40%	29.22%	32.40%	35.84%	35.84%	25.40%	9.06%	3.48%	22.66%	17.03%	13.80%	8.12%	13.13%	11.51%	11.29%	15.36%	17.82%	33.71%	38.78%	53.71%	42.27%	47.31%	47.08%	40.64%	36.47%	38.67%	43.01%	51.05%	53.41%	49.10%	52.42%	48.06%	45.44%	46.48%
Capex to Revenue	2.78%	2.59%	2.77%	2.90%	2.93%	2.82%	2.76%	2.22%	2.22%	3.52%	2.61%	2.66%	1.92%	4.23%	2.52%	3.50%	2.65%	1.84%	4.17%	3.62%	3.58%	2.88%	1.54%	1.91%	3.15%	2.58%	3.52%	3.97%	3.70%	1.79%	2.03%	2.25%	2.24%	2.30%	2.47%	2.18%	3.07%	2.20%
Capex to Operating Income	8.96%	8.29%	8.88%	14.56%	14.43%	14.47%	14.17%	8.72%	8.72%	11.15%	7.00%	6.16%	8.44%	13.28%	7.23%	11.17%	8.79%	6.89%	17.67%	16.97%	17.99%	55.86%	21.04%	-14.50%	24.32%	18.79%	21.44%	20.21%	28.43%	7.85%	12.17%	12.05%	12.57%	10.47%	16.67%	10.74%	14.61%	10.93%
Capex to Operating Cash Flow	11.34%	9.54%	9.92%	10.07%	11.68%	12.53%	12.76%	12.01%	12.01%	14.62%	7.40%	6.45%	7.20%	16.15%	7.10%	13.13%	8.39%	6.72%	13.37%	11.24%	12.93%	9.89%	4.41%	11.63%	17.58%	14.07%	20.52%	18.74%	30.70%	9.13%	11.09%	17.02%	11.70%	14.42%	14.56%	12.58%	16.88%	11.08%
Intangibles to Assets	3.29%	3.33%	3.34%	3.13%	3.01%	2.54%	2.11%	3.31%	3.31%	3.37%	3.19%	3.30%	3.49%	3.85%	3.67%	3.70%	2.97%	2.52%	2.56%	2.59%	2.71%	2.80%	2.84%	2.60%	2.65%	2.95%	2.93%	2.29%	2.28%	0.64%	0.18%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Scaled Net Operating Assets	0.10	0.09	0.10	0.10	0.10	0.09	0.09	0.11	0.11	0.10	0.09	0.07	0.08	0.11	0.11	0.11	0.09	0.10	0.10	0.10	0.11	0.12	0.12	0.09	0.09	0.08	0.08	0.07	0.07	0.07	0.07	0.06	0.06	0.04	0.06	0.06	0.07	0.07
Shares Buyback Ratio	2.26%	0.80%	1.02%	1.42%	2.31%	2.26%	-	0.38%	0.38%	8.45%	-2.04%	-1.96%	-0.84%	-0.95%	2.13%	9.49%	-0.39%	-4.04%	-4.03%	-6.60%	-0.78%	12.34%	10.18%	13.42%	2.21%	2.59%	2.08%	4.56%	12.21%	1.10%	1.07%	0.87%	-4.87%	-2.12%	40.35%	-0.67%	0.86%	-
Buyback Yield	1.17%	1.66%	1.54%	1.95%	1.55%	1.24%	1.03%	0.90%	0.90%	1.14%	1.48%	2.82%	1.96%	0.59%	2.68%	0.16%	0.12%	3.53%	4.32%	4.70%	4.86%	0.00%	0.00%	0.00%	0.00%	1.75%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Sloan Ratio	-0.02%	-0.14%	-0.23%	-0.46%	-0.47%	-0.41%	-0.39%	0.11%	0.11%	0.06%	-0.24%	-0.28%	-0.36%	-0.03%	-0.35%	-0.45%	-0.44%	-0.34%	-0.59%	-0.71%	-0.61%	-1.18%	-1.51%	-1.20%	-0.40%	-0.40%	-0.20%	-0.31%	-0.01%	-0.08%	-0.31%	0.08%	-0.43%	0.01%	-0.48%	-0.25%	-0.35%	-0.49%