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Atlantic American Corporation (AAME)

Category: Company Financial Metrics Sector: Financial Services Industry: Insurance - Life Live Price: $2.90

Price & Enterprise Value Ratios

AVG 3	AVG 5	AVG 10	AVG 15	AVG 20	AVG 25	AVG 30	TTM	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Price / Earnings	-89.47x	-50.65x	-16.26x	-4.13x	-2.02x	0.22x	5.56x	-7.36x	-7.36x	-292.34x	31.29x	11.68x	3.46x	-103.39x	-69.44x	17.00x	37.27x	26.26x	21.21x	8.18x	14.78x	13.26x	45.69x	-23.66x	-4.18x	4.17x	7.00x	-17.74x	12.86x	11.54x	-2.85x	13.25x	11.13x	4.28x	10.85x	11.75x	18.24x	-6.18x
PEG Ratio	0.71x	0.39x	-0.47x	-0.29x	-0.12x	-0.32x	-0.10x	0.00	0.00	2.63	-0.49	-0.18	0.00	-2.29	0.60	0.24	-0.93	-27.70	-0.35	0.06	0.42	0.06	0.25	-0.34	0.03	-0.22	0.02	0.11	-0.48	0.07	0.01	-13.75	-0.17	0.16	1.55	0.08	0.13	-0.04
Price / Free Cash Flow	11.36x	17.97x	25.89x	29.62x	24.26x	20.45x	17.34x	6.87x	6.87x	19.67x	7.54x	50.95x	4.82x	-21.27x	11.70x	30.41x	106.79x	61.07x	288.23x	7.72x	11.03x	4.81x	9.33x	-32.93x	-2.58x	-65.61x	317.33x	5.32x	11.84x	5.85x	2.61x	3.19x	2.51x	10.22x	18.27x	11.92x	62.38x	-6.13x
Price / Book	0.42x	0.38x	0.53x	0.58x	0.55x	0.57x	0.63x	0.32x	0.32x	0.47x	0.47x	0.35x	0.29x	0.34x	0.48x	0.68x	0.93x	1.12x	0.90x	0.89x	0.62x	0.45x	0.55x	0.37x	0.22x	0.34x	0.66x	0.70x	0.73x	0.91x	0.44x	0.54x	0.49x	0.59x	1.13x	1.20x	0.98x	0.93x
Price / Tangible Book	0.42x	0.38x	0.54x	0.59x	0.56x	0.59x	0.66x	0.32x	0.32x	0.47x	0.48x	0.36x	0.29x	0.34x	0.49x	0.70x	0.95x	1.15x	0.92x	0.92x	0.63x	0.46x	0.56x	0.38x	0.22x	0.35x	0.69x	0.73x	0.75x	0.94x	0.46x	0.69x	0.63x	0.80x	1.19x	1.28x	1.01x	0.98x
Price / Sales	0.23x	0.23x	0.33x	0.38x	0.36x	0.37x	0.42x	0.17x	0.17x	0.27x	0.25x	0.25x	0.22x	0.20x	0.26x	0.43x	0.59x	0.69x	0.56x	0.55x	0.47x	0.37x	0.42x	0.28x	0.16x	0.25x	0.50x	0.46x	0.51x	0.71x	0.20x	0.29x	0.27x	0.38x	0.88x	0.93x	0.58x	0.83x
EV / EBITDA	1.92x	3.31x	1.24x	1.83x	2.82x	3.36x	4.09x	-22.72x	-22.72x	17.42x	11.06x	7.67x	3.12x	22.34x	34.09x	-18.94x	-19.94x	-12.72x	-17.33x	7.17x	10.74x	10.09x	4.34x	11.21x	1.61x	1.37x	5.91x	16.73x	8.77x	9.37x	1.83x	2.49x	5.05x	7.75x	7.07x	5.22x	3.92x	11.99x
EV / EBIT	-27.92x	-13.80x	-34.36x	-18.91x	-18.48x	-12.49x	-5.61x	-6.38x	-6.38x	-103.44x	26.05x	11.12x	3.65x	-149.27x	-72.08x	-30.12x	-35.60x	-18.40x	-26.30x	8.77x	17.29x	19.18x	93.63x	36.79x	-20.31x	2.48x	9.27x	-107.52x	9.98x	16.77x	13.75x	5.37x	11.57x	16.17x	9.93x	0.95x	6.12x	23.66x
EV / Revenue	0.26x	0.27x	-0.02x	0.09x	0.18x	0.23x	0.31x	0.18x	0.18x	0.31x	0.29x	0.30x	0.29x	0.31x	0.38x	-0.89x	-0.76x	-0.63x	-0.78x	0.59x	0.63x	0.54x	0.54x	0.48x	0.20x	0.38x	0.71x	0.54x	0.61x	0.91x	0.25x	0.14x	0.36x	0.51x	0.81x	0.71x	0.48x	1.41x
EV / Free Cash Flow	12.99x	21.11x	-13.04x	-19.81x	-18.19x	-13.36x	-5.49x	7.35x	7.35x	22.99x	8.63x	60.11x	6.47x	-32.38x	16.75x	-63.75x	-136.35x	-55.66x	-395.58x	8.41x	14.78x	7.01x	11.99x	-57.28x	-3.20x	-102.68x	452.80x	6.23x	14.08x	7.49x	3.20x	1.53x	3.42x	13.88x	17.01x	9.07x	51.69x	-10.37x

Financial Health & Risk Metrics

AVG 3	AVG 5	AVG 10	AVG 15	AVG 20	AVG 25	AVG 30	TTM	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Altman Z-Score	0.9508	1.1953	0.9036	0.6921	0.5482	0.4144	0.3921	0.8971	0.8971	0.9070	1.0482	2.0163	1.1081	1.6957	0.2463	0.3988	0.3491	0.3697	0.3502	0.4511	0.2445	0.1679	0.1322	1.2125	0.1182	-0.1519	-0.2279	-0.3682	-0.2706	-0.2925	-0.1938	-0.0204	0.1731	0.1396	0.2766	1.0917	0.1723	-0.2790
Piotroski F-Score (9pt)	4.3333	4.4000	4.8000	5.4667	5.2500	5.1200	4.9000	4.0000	4.0000	5.0000	4.0000	4.0000	5.0000	5.0000	4.0000	8.0000	4.0000	5.0000	5.0000	8.0000	8.0000	7.0000	6.0000	5.0000	3.0000	4.0000	5.0000	6.0000	7.0000	4.0000	2.0000	5.0000	5.0000	5.0000	4.0000	7.0000	3.0000	0.0000
Beneish M-Score	-4.2991	-4.3060	-4.4007	-4.4523	-4.4623	-4.4520	-4.3815	-4.2727	-4.2727	-4.3039	-4.3208	-4.3558	-4.2767	-4.3337	-4.5337	-4.5380	-4.5398	-4.5318	-4.5368	-4.5233	-4.5941	-4.5898	-4.5337	-4.4742	-4.5263	-4.4770	-4.4919	-4.4922	-4.5134	-4.5156	-4.4893	-4.4974	-4.0389	-4.0006	-4.1612	-4.1313	-4.0925	-3.7590
Degree of Fin. Leverage	5.1031	3.5559	2.2867	2.1300	1.7281	2.4752	2.4819	0.6062	0.6062	0.1474	14.5556	1.3543	1.1159	0.1604	0.3228	1.4743	1.7961	1.3340	1.4874	1.2039	2.0743	4.6299	-0.3119	-0.9602	0.2312	1.2785	1.9175	0.1453	1.6649	2.0751	5.7357	4.1737	13.6667	3.5558	1.3273	1.0400	1.7278	4.9265
Liabilities / Assets	0.7290	0.6956	0.6884	0.6861	0.7071	0.7255	0.7298	0.7468	0.7468	0.7186	0.7216	0.6488	0.6420	0.6865	0.7055	0.6708	0.6688	0.6742	0.6713	0.6840	0.6698	0.6813	0.7021	0.7044	0.7171	0.8084	0.7946	0.8253	0.8109	0.8041	0.8145	0.7876	0.7785	0.7752	0.6987	0.7124	0.7663	0.8047
Interest Coverage	-0.2129	2.5626	2.1504	2.2603	2.0302	1.9457	2.7897	-1.5396	-1.5396	-0.1728	1.0738	3.8226	9.6292	-0.1911	-0.4767	3.1085	2.2561	3.9944	3.0516	5.9041	1.9309	1.2755	0.2377	0.4898	-0.3008	4.5909	2.0899	-0.1700	2.5041	1.9301	1.2112	1.3151	1.0789	1.3913	4.0555	25.9707	2.3739	1.2547
Debt / Equity	0.3690	0.3171	0.3151	0.3467	0.4054	0.4421	0.4650	0.3791	0.3791	0.3426	0.3853	0.2461	0.2326	0.2850	0.3328	0.2986	0.3198	0.3292	0.3238	0.4086	0.3900	0.4283	0.4987	0.5323	0.5468	0.6149	0.5732	0.6400	0.5984	0.6472	0.6372	0.5027	0.5586	0.6460	0.3162	0.3658	0.6022	0.9665
Debt / Assets	0.0999	0.0939	0.0968	0.1078	0.1138	0.1146	0.1179	0.0960	0.0960	0.0964	0.1073	0.0864	0.0833	0.0893	0.0980	0.0983	0.1059	0.1072	0.1064	0.1291	0.1288	0.1365	0.1486	0.1573	0.1547	0.1178	0.1177	0.1118	0.1131	0.1268	0.1182	0.1068	0.1237	0.1452	0.0953	0.1052	0.1408	0.1837
Current Ratio	70.0560	43.2244	21.6687	14.6114	10.9871	8.8592	—	8.8417	8.8417	-	14.3668	186.9595	-	5.8937	0.0604	0.1249	0.0739	0.0876	0.0914	0.1867	0.1094	0.1293	0.1843	1.8128	0.2488	0.1166	0.0879	0.1272	0.1247	0.1139	0.1409	0.2454	0.4400	0.4614	0.4501	0.5674	0.5600	0.3662
Quick Ratio	0.5829	0.8549	0.9901	0.7730	0.6108	0.5249	0.5038	0.2926	0.2926	0.4031	1.0529	1.2571	1.2687	1.1211	0.9181	1.1815	1.2081	1.1975	1.2060	0.1515	0.0884	0.1034	0.1454	0.1417	0.1952	0.0996	0.0749	0.1100	0.1075	0.0959	0.1206	0.2120	0.3700	0.3750	0.3886	0.4837	0.4573	0.2851

Cash Flow & Liquidity Metrics

AVG 3	AVG 5	AVG 10	AVG 15	AVG 20	AVG 25	AVG 30	TTM	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Cash to Revenue Ratio	0.16	0.14	0.54	0.52	0.46	0.43	0.42	0.19	0.19	0.15	0.15	0.12	0.10	0.07	0.07	1.50	1.55	1.53	1.54	0.20	0.14	0.18	0.26	0.20	0.37	0.30	0.22	0.34	0.33	0.31	0.24	0.42	0.21	0.28	0.31	0.50	0.46	0.29
Cash to Short-Term Debt Ratio	15.25	—	—	—	—	—	—	8.84	8.84	9.37	27.54	24.01	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash to Long-Term Debt Ratio	0.88	0.79	2.79	2.53	2.07	1.83	1.71	1.05	1.05	0.84	0.75	0.73	0.57	0.38	0.37	8.06	7.63	7.53	7.61	0.80	0.46	0.52	0.69	0.49	0.91	0.68	0.51	0.81	0.77	0.61	0.83	1.56	0.69	0.67	1.25	1.78	1.28	0.34
Cash to Total Debt Ratio	0.84	0.76	2.78	2.52	2.06	1.83	1.70	0.94	0.94	0.77	0.81	0.73	0.57	0.38	0.37	8.06	7.63	7.53	7.61	0.80	0.46	0.52	0.69	0.49	0.91	0.68	0.51	0.81	0.77	0.61	0.84	1.56	0.69	0.67	1.25	1.78	1.28	0.34
Cash Ratio	12.44	7.53	4.35	2.95	2.24	1.83	—	8.84	8.84	-	14.37	14.10	-	0.26	0.06	1.38	1.44	1.42	1.43	0.19	0.11	0.13	0.18	0.14	0.25	0.12	0.09	0.13	0.12	0.11	0.14	0.25	0.13	0.16	0.20	0.31	0.29	0.10
Cash Conversion Cycle	35.24	30.53	-162.72	-155.18	-115.31	-84.93	-39.27	97.73	97.73	87.53	-79.55	-58.79	105.75	-14.67	0.00	-561.26	-602.22	-601.74	-596.15	-38.44	-27.08	-38.79	0.00	21.40	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	183.03	198.95	143.45	153.75	158.99	289.87
Operating Cash Flow to Free Cash Flow Ratio	1.03	1.05	1.09	1.92	1.71	1.58	1.55	1.05	1.05	1.03	1.02	1.11	1.03	0.96	1.07	1.04	1.43	1.17	13.66	1.11	1.03	1.01	1.01	0.89	0.98	0.03	2.52	1.06	1.11	1.03	1.03	1.06	1.04	1.18	1.08	1.09	2.75	0.84
Operating Cash Flow to Current Liabilities Ratio	1.67	1.00	0.51	0.35	0.27	0.22	—	1.19	1.19	-	3.21	0.62	-	-0.04	0.02	0.01	0.01	0.01	0.02	0.07	0.04	0.06	0.03	-0.01	-0.04	0.00	0.00	0.03	0.02	0.05	0.05	0.06	0.07	0.02	0.03	0.05	0.02	-0.04
Cash Return On Capital Employed	0.01	0.01	0.01	0.03	0.02	0.04	0.04	0.01	0.01	0.01	0.02	0.00	0.02	-0.01	0.03	0.02	0.01	0.02	0.03	0.09	0.04	0.07	0.04	-0.01	-0.05	0.00	0.00	0.09	0.04	0.10	0.11	0.12	0.13	0.04	0.05	0.08	0.03	-0.06
Cash Flow Return on Assets	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.02	0.00	0.02	0.00	0.01	0.01	0.00	0.01	0.01	0.04	0.02	0.03	0.02	0.00	-0.02	0.00	0.00	0.02	0.01	0.03	0.03	0.04	0.04	0.02	0.02	0.03	0.01	-0.02
Free Cash Flow Conversion Ratio	-3.93	-2.17	-1.06	-0.03	-0.07	0.36	0.41	-1.07	-1.07	-14.87	4.15	0.23	0.72	4.86	-5.94	0.56	0.35	0.43	0.07	1.06	1.34	2.76	4.90	0.72	1.62	-0.06	0.02	-3.34	1.09	1.97	-1.09	4.15	4.43	0.42	0.59	0.99	0.29	1.01
Operating Cash Flow Yield	0.11	0.11	0.07	0.08	0.05	0.10	0.09	0.15	0.15	0.05	0.14	0.02	0.21	-0.05	0.09	0.03	0.01	0.02	0.05	0.14	0.09	0.21	0.11	-0.03	-0.38	0.00	0.01	0.20	0.09	0.18	0.40	0.33	0.41	0.12	0.06	0.09	0.04	-0.14
Free Cash Flow Yield	0.11	0.11	0.07	0.08	0.05	0.09	0.08	0.15	0.15	0.05	0.13	0.02	0.21	-0.05	0.09	0.03	0.01	0.02	0.00	0.13	0.09	0.21	0.11	-0.03	-0.39	-0.02	0.00	0.19	0.08	0.17	0.38	0.31	0.40	0.10	0.05	0.08	0.02	-0.16
Unlevered Free Cash Flow Yield	0.10	0.09	0.05	0.06	0.03	0.09	0.08	0.14	0.14	0.04	0.12	0.02	0.15	-0.03	0.06	-0.02	-0.01	-0.02	0.00	0.12	0.07	0.14	0.08	-0.02	-0.31	-0.01	0.00	0.16	0.07	0.13	0.31	0.65	0.29	0.07	0.06	0.11	0.02	-0.10
Levered Free Cash Flow Yield	0.11	0.11	0.07	0.08	0.05	0.09	0.08	0.15	0.15	0.05	0.13	0.02	0.21	-0.05	0.09	0.03	0.01	0.02	0.00	0.13	0.09	0.21	0.11	-0.03	-0.39	-0.02	0.00	0.19	0.08	0.17	0.38	0.31	0.40	0.10	0.05	0.08	0.02	-0.16

Capital & Working Capital Metrics

AVG 3	AVG 5	AVG 10	AVG 15	AVG 20	AVG 25	AVG 30	TTM	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Total Capital Turnover	1.34	1.25	1.26	1.17	1.10	1.09	1.06	1.37	1.37	1.30	1.36	1.14	1.09	1.30	1.37	1.23	1.19	1.22	1.21	1.16	0.95	0.86	0.86	0.87	0.85	0.87	0.85	0.92	0.88	0.78	1.33	1.24	1.17	0.96	0.98	0.95	1.05	0.57
Total Capital to Net Income Efficiency	-0.01	0.01	0.01	0.02	0.02	0.02	0.02	-0.03	-0.03	0.00	0.01	0.02	0.07	0.00	-0.01	0.03	0.02	0.03	0.03	0.08	0.03	0.02	0.01	-0.01	-0.03	0.05	0.06	-0.02	0.04	0.05	-0.10	0.03	0.03	0.08	0.08	0.07	0.03	-0.08
Total Equity to Total Capital Ratio	0.74	0.77	0.76	0.75	0.72	0.70	0.69	0.73	0.73	0.74	0.74	0.81	0.81	0.78	0.75	0.77	0.76	0.75	0.76	0.71	0.72	0.70	0.67	0.65	0.65	0.62	0.64	0.61	0.63	0.61	0.61	0.67	0.64	0.61	0.76	0.73	0.62	0.51
Working Capital Turnover	4.53	2.69	0.82	0.37	0.17	-0.05	—	5.97	5.97	-	7.00	0.61	-	0.82	-0.94	-1.05	-1.00	-1.02	-1.02	-1.15	-0.91	-0.83	-0.85	0.88	-0.89	-0.44	-0.44	-0.43	-0.44	-0.42	-0.67	-0.77	-1.11	-1.04	-1.17	-1.42	-1.42	-0.53
Working Capital to Total Assets	0.05	0.19	-0.05	-0.19	-0.24	-0.30	-0.30	0.08	0.08	0.00	0.07	0.81	0.00	0.64	-0.57	-0.50	-0.52	-0.52	-0.51	-0.45	-0.48	-0.47	-0.45	0.44	-0.42	-0.61	-0.62	-0.62	-0.61	-0.60	-0.60	-0.51	-0.37	-0.34	-0.33	-0.26	-0.28	-0.40
Operating Cash Flow Working Capital Ratio	0.13	0.07	0.02	0.01	0.00	-0.01	—	0.15	0.15	-	0.24	0.00	-	-0.01	-0.02	-0.02	-0.01	-0.01	-0.03	-0.09	-0.04	-0.06	-0.04	-0.01	0.05	0.00	0.00	-0.04	-0.02	-0.05	-0.05	-0.07	-0.12	-0.05	-0.06	-0.12	-0.04	0.06
Working Capital Days	236.76	153.63	-97.68	-149.85	-323.36	-339.04	—	61.17	61.17	-	52.18	596.94	-	444.46	-386.60	-346.57	-365.06	-357.99	-357.05	-318.27	-402.64	-442.06	-428.13	414.21	-412.39	-829.87	-824.31	-857.96	-834.14	-873.17	-544.27	-473.06	-330.22	-349.77	-311.49	-257.56	-256.59	-685.90
Capital Employed Turnover	0.49	0.49	0.81	0.87	0.87	0.92	0.91	0.48	0.48	0.49	0.51	0.50	0.48	0.60	1.37	1.23	1.19	1.22	1.21	1.16	0.95	0.86	0.86	0.87	0.86	0.87	0.85	0.92	0.89	0.78	1.33	1.24	1.17	0.96	0.98	0.95	1.05	0.57
Net Working Capital to Capital Employed Ratio	0.05	0.19	-0.33	-0.57	-0.73	-0.93	-0.91	0.08	0.08	0.00	0.07	0.81	0.00	0.74	-1.45	-1.17	-1.19	-1.19	-1.18	-1.01	-1.05	-1.04	-1.01	0.98	-0.97	-1.97	-1.91	-2.17	-2.02	-1.86	-1.98	-1.61	-1.06	-0.92	-0.84	-0.67	-0.74	-1.06
Equity to Capital Employed Ratio	0.27	0.31	0.49	0.57	0.58	0.59	0.60	0.26	0.26	0.28	0.28	0.35	0.36	0.36	0.75	0.77	0.76	0.75	0.76	0.71	0.72	0.70	0.67	0.65	0.65	0.62	0.64	0.61	0.63	0.61	0.61	0.67	0.64	0.61	0.76	0.73	0.62	0.51
Invested Capital Turnover	1.34	1.25	1.26	1.17	1.10	1.09	1.06	1.37	1.37	1.30	1.36	1.14	1.09	1.30	1.37	1.23	1.19	1.22	1.21	1.16	0.95	0.86	0.86	0.87	0.85	0.87	0.85	0.92	0.88	0.78	1.33	1.24	1.17	0.96	0.98	0.95	1.05	0.57
Invested Capital to Assets Ratio	0.37	0.40	0.41	0.42	0.41	0.39	0.39	0.35	0.35	0.38	0.38	0.44	0.44	0.40	0.39	0.43	0.44	0.43	0.44	0.45	0.46	0.46	0.45	0.45	0.44	0.31	0.32	0.29	0.30	0.32	0.30	0.32	0.35	0.37	0.40	0.39	0.37	0.37
Equity to Invested Capital Ratio	0.74	0.77	0.76	0.75	0.72	0.70	0.69	0.73	0.73	0.74	0.74	0.81	0.81	0.78	0.75	0.77	0.76	0.75	0.76	0.71	0.72	0.70	0.67	0.65	0.65	0.62	0.64	0.61	0.63	0.61	0.61	0.67	0.64	0.61	0.76	0.73	0.62	0.51

Debt Metrics & Leverage Ratios

AVG 3	AVG 5	AVG 10	AVG 15	AVG 20	AVG 25	AVG 30	TTM	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Cash to Short Term Debt Ratio	15.25	—	—	—	—	—	—	8.84	8.84	9.37	27.54	24.01	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Cash Flow to Short Term Debt Ratio	2.74	—	—	—	—	—	—	1.19	1.19	0.87	6.16	1.06	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt to Total Assets	0.09	0.09	0.10	0.11	0.11	0.11	0.12	0.09	0.09	0.09	0.10	0.08	0.08	0.09	0.10	0.10	0.11	0.11	0.11	0.13	0.13	0.14	0.15	0.16	0.15	0.12	0.12	0.11	0.11	0.13	0.12	0.11	0.12	0.15	0.10	0.11	0.14	0.18
Short Term Debt to Current Assets Ratio	0.05	0.03	0.02	0.01	0.01	0.01	—	0.11	0.11	-	0.04	0.00	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Short Term Debt to Current Liabilities Ratio	0.70	0.42	0.21	0.14	0.11	0.08	—	1.00	1.00	-	0.52	0.59	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Debt to Total Assets Ratio	0.10	0.09	0.10	0.11	0.11	0.12	0.12	0.10	0.10	0.10	0.10	0.08	0.08	0.09	0.10	0.10	0.11	0.11	0.11	0.13	0.13	0.14	0.15	0.16	0.15	0.12	0.12	0.11	0.11	0.13	0.12	0.11	0.12	0.15	0.10	0.11	0.14	0.18
Total Debt to Shareholders Equity Ratio	0.36	0.31	0.31	0.34	0.40	0.44	0.46	0.38	0.38	0.34	0.35	0.24	0.23	0.28	0.33	0.30	0.32	0.33	0.32	0.41	0.39	0.43	0.50	0.53	0.55	0.61	0.57	0.64	0.60	0.65	0.63	0.50	0.56	0.65	0.32	0.37	0.60	0.97
Total Debt to EBITDA Ratio	-2.45	-0.22	4.12	4.22	4.71	4.67	4.58	-25.53	-25.53	10.95	7.24	4.39	1.86	12.41	16.43	3.96	5.36	4.09	4.53	3.01	5.04	6.54	3.08	9.31	3.29	1.57	3.58	13.05	6.08	5.22	2.13	4.80	4.26	6.24	2.13	2.09	2.92	7.38
Total Debt to Free Cash Flow Ratio	9.45	13.32	12.46	16.77	17.96	15.31	14.49	8.25	8.25	14.46	5.65	34.39	3.86	-17.98	8.07	13.33	36.67	17.88	103.49	3.53	6.94	4.55	8.50	-47.56	-6.55	-117.11	274.05	4.86	9.77	4.17	3.71	2.95	2.89	11.16	5.12	3.63	38.50	-6.38
Total Debt to Total Capital Ratio	0.26	0.23	0.24	0.25	0.28	0.30	0.31	0.27	0.27	0.26	0.26	0.19	0.19	0.22	0.25	0.23	0.24	0.25	0.24	0.29	0.28	0.30	0.33	0.35	0.35	0.38	0.36	0.39	0.37	0.39	0.39	0.33	0.36	0.39	0.24	0.27	0.38	0.49
Total Debt to Working Capital Ratio	0.88	0.52	0.15	0.04	-0.02	-0.07	—	1.20	1.20	-	1.33	0.10	-	0.14	-0.17	-0.20	-0.20	-0.21	-0.21	-0.29	-0.27	-0.29	-0.33	0.35	-0.37	-0.19	-0.19	-0.18	-0.19	-0.21	-0.19	-0.21	-0.34	-0.43	-0.29	-0.40	-0.51	-0.46
Total Debt to Capital Employed Ratio	0.10	0.09	0.15	0.20	0.24	0.27	0.28	0.10	0.10	0.10	0.10	0.08	0.08	0.10	0.25	0.23	0.24	0.25	0.24	0.29	0.28	0.30	0.33	0.35	0.35	0.38	0.36	0.39	0.37	0.39	0.39	0.33	0.36	0.39	0.24	0.27	0.38	0.49
Total Debt to Invested Capital Ratio	0.26	0.23	0.24	0.25	0.28	0.30	0.31	0.27	0.27	0.26	0.26	0.19	0.19	0.22	0.25	0.23	0.24	0.25	0.24	0.29	0.28	0.30	0.33	0.35	0.35	0.38	0.36	0.39	0.37	0.39	0.39	0.33	0.36	0.39	0.24	0.27	0.38	0.49

Management & Efficiency Metrics

AVG 3	AVG 5	AVG 10	AVG 15	AVG 20	AVG 25	AVG 30	TTM	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31
Equity to Assets	27.10%	30.44%	31.16%	31.39%	29.29%	27.45%	27.00%	25.32%	25.32%	28.14%	27.84%	35.12%	35.80%	31.35%	29.45%	32.92%	33.12%	32.58%	32.87%	31.60%	33.02%	31.87%	29.79%	29.56%	28.29%	19.16%	20.54%	17.47%	18.91%	19.59%	18.55%	21.24%	22.15%	22.48%	30.13%	28.76%	23.37%	19.01%
Inventories to Assets	-4.36%	-4.68%	-25.48%	-22.04%	-16.53%	-13.22%	-11.02%	0.00%	0.00%	0.00%	-13.08%	-10.30%	0.00%	-6.89%	0.00%	-72.11%	-76.64%	-75.77%	-75.80%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Inventory Turnover	-4.99	-3.24	-	-	-	-	-	-	-	-	-3.54	-4.32	-	-7.10	-	-0.65	-0.61	-0.61	-0.61	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Inventory to Revenue	-8.52%	-9.27%	-48.68%	-42.09%	-31.56%	-25.25%	-21.04%	0.00%	0.00%	0.00%	-25.57%	-20.77%	0.00%	-13.13%	0.00%	-136.66%	-147.03%	-143.66%	-144.47%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Asset Turnover	0.49	0.49	0.51	0.49	0.45	0.43	0.41	0.48	0.48	0.49	0.51	0.50	0.48	0.52	0.54	0.53	0.52	0.53	0.52	0.52	0.44	0.39	0.39	0.39	0.37	0.27	0.27	0.26	0.27	0.25	0.40	0.40	0.41	0.35	0.39	0.37	0.39	0.21
Days Inventory	-34.34	-37.49	-200.41	-173.35	-130.01	-104.01	-86.67	0.00	0.00	0.00	-103.01	-84.42	0.00	-51.43	0.00	-561.26	-602.22	-601.74	-596.15	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Sales Outstanding	88.50	89.75	53.21	35.48	27.68	29.46	56.05	97.73	97.73	87.53	80.25	77.51	105.75	83.38	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	21.40	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	183.03	198.95	143.45	153.75	158.99	289.87
Days Payable	18.93	21.73	15.53	17.30	12.98	10.38	8.65	0.00	0.00	0.00	56.78	51.87	0.00	46.61	0.00	0.00	0.00	0.00	0.00	38.44	27.08	38.79	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cost of Goods to Revenue	91.08%	89.67%	89.92%	92.30%	90.22%	90.87%	89.46%	92.37%	92.37%	90.27%	90.59%	89.80%	85.33%	93.20%	92.53%	88.87%	89.11%	87.14%	88.45%	85.22%	110.69%	112.13%	88.83%	86.81%	87.88%	74.30%	81.26%	89.70%	100.74%	100.31%	89.79%	88.31%	88.21%	86.77%	82.97%	83.01%	82.00%	77.29%
Capex to Revenue	0.08%	0.08%	0.11%	0.31%	0.30%	0.32%	0.45%	0.12%	0.12%	0.04%	0.07%	0.05%	0.12%	0.03%	0.15%	0.06%	0.24%	0.19%	2.48%	0.81%	0.12%	0.05%	0.05%	0.10%	0.15%	0.36%	0.24%	0.55%	0.46%	0.38%	0.27%	0.57%	0.41%	0.67%	0.37%	0.72%	1.63%	2.14%
Capex to Operating Income	-4.14%	-1.78%	-3.60%	4.88%	-1.96%	0.99%	3.60%	-4.27%	-4.27%	-14.16%	6.01%	2.02%	1.50%	-16.95%	-28.94%	1.92%	11.24%	5.64%	84.16%	11.94%	3.33%	1.69%	8.05%	7.33%	-15.12%	2.34%	3.11%	-109.93%	7.48%	7.06%	14.57%	21.87%	13.02%	21.14%	4.53%	0.97%	20.68%	35.89%
Capex to Operating Cash Flow	3.23%	4.42%	7.32%	12.04%	-137.09%	-108.66%	-88.01%	4.69%	4.69%	3.05%	1.95%	9.83%	2.60%	-3.82%	6.30%	3.91%	30.09%	14.58%	92.68%	10.28%	2.76%	0.61%	1.02%	-12.89%	-2.44%	-2,973.33%	60.28%	5.99%	9.54%	3.05%	3.28%	5.87%	3.71%	15.36%	7.20%	8.51%	63.60%	-18.66%
Intangibles to Assets	0.45%	0.39%	0.57%	0.63%	0.65%	0.99%	1.19%	0.65%	0.65%	0.00%	0.69%	0.63%	0.00%	0.67%	0.74%	0.74%	0.80%	0.81%	0.80%	0.80%	0.66%	0.70%	0.77%	0.81%	0.80%	0.52%	0.66%	0.65%	0.64%	0.68%	0.71%	4.57%	5.19%	5.83%	1.59%	1.69%	0.83%	0.92%
Scaled Net Operating Assets	0.19	0.23	0.03	0.05	0.07	0.08	0.08	0.16	0.16	0.21	0.20	0.29	0.31	0.28	0.26	-0.46	-0.48	-0.48	-0.48	0.21	0.27	0.25	0.20	0.22	0.14	0.11	0.15	0.08	0.10	0.12	0.09	0.05	0.14	0.13	0.18	0.10	0.05	0.13
Shares Buyback Ratio	0.00%	0.24%	-1.20%	-0.48%	-0.28%	0.18%	-	-0.02%	-0.02%	0.07%	-0.06%	-6.49%	7.71%	-0.13%	-10.41%	-5.52%	3.76%	-0.95%	1.54%	7.86%	-4.41%	-0.33%	0.17%	1.98%	-0.36%	-4.72%	10.44%	-5.66%	-19.23%	26.39%	0.00%	7.14%	-4.17%	10.92%	2.41%	-1.51%	0.99%	-
Buyback Yield	0.04%	0.06%	0.34%	0.75%	1.47%	1.24%	1.22%	0.01%	0.01%	0.01%	0.11%	0.11%	0.06%	0.06%	0.81%	0.61%	0.66%	0.97%	3.46%	1.90%	0.57%	1.89%	0.07%	0.06%	17.84%	0.03%	0.07%	0.16%	1.40%	0.00%	0.06%	0.01%	0.09%	0.99%	2.98%	0.77%	0.57%	0.37%
Sloan Ratio	-1.46%	-0.56%	-0.23%	-0.45%	-0.29%	-0.81%	-0.60%	-2.30%	-2.30%	-0.73%	-1.34%	0.79%	0.79%	0.38%	-1.50%	0.55%	0.41%	0.69%	-0.01%	-0.63%	-0.52%	-1.93%	-1.41%	-0.17%	0.85%	1.59%	1.84%	-3.14%	-0.21%	-1.59%	-6.14%	-2.97%	-3.48%	1.57%	1.13%	-0.23%	0.25%	-0.43%