Definitive Analysis
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EPV Analysis: PLBC Definitive Analysis | Institutional-Grade Financial Research
Definitive Analysis
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Plumas Bancorp (PLBC)

Model: Company EPV Model Sector: Financial Services Industry: Banks - Regional

Valuation Snapshot

Intrinsic Range$53.25 — $67.12
Selected Value (Mid)$60.19
Live Price$45.28
Upside / Downside32.92%

EPV Per Share Breakdown

MetricLowMidHigh
EPV Per Share$53.25$60.19$67.12

Normalized EBIT Margin

ScenarioMargin
Low30.21%
Mid35.54%
High40.87%

Normalized Tax Rate

MetricValue
Tax Rate27.24%

Adjusted Earnings (NOPAT)

ScenarioValue
Low22,436,600
Mid26,396,000
High30,355,400

Capital Structure

ComponentValue
Net Debt-87,279,000
Shares Outstanding6,266,000
WACC9.11%

Reverse EPV (Market Implied)

Interpretation: If "Implied EBIT Margin" > "Actual EBIT Margin", market expects profitability to improve.

MetricActual (Current LTM)Market Implied (Reverse)
EBIT Margin35.54%24.09%
NOPAT (Earnings)26,396,00017,890,290
Enterprise Value289,842,978196,445,480

Valuation Details

MetricLowMidHigh
Enterprise Value246,366,531289,842,978333,319,425
Equity Value333,645,531377,121,978420,598,425

High-Upside EPV Screener

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