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Prudential Financial, Inc.

ID: PRU SECTOR: Financial Services INDUSTRY: Insurance - Life
98.48
+1.58 (1.63%)
Ref: 2026-04-13
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Dividend Discount Models Snapshot

ModelRangeSelected
Stable Growth DDM $143.97 - $203.63 $171.72
Multi-Stage DDM $114.36 - $125.56 $119.85
Blended Fair Value $145.78
Stock Price$98.79

Dividend History (Last 10 Years)

Metric 2025202420232022202120202019201820172016
DPS 5.5045.2635.0634.8804.6504.4623.9943.5692.9723.026
YoY % 4.58%3.95%3.74%4.95%4.22%11.72%11.91%20.06%-1.78%25.60%
Yield 5.57%5.33%5.13%4.94%4.71%4.52%4.04%3.61%3.01%3.06%

CAGRValue
5 Year4.29%
10 Year8.61%

Discounted Dividend Model - Stable Growth

MetricRangeSelected
LT Growth -0.46% to 1.54% 0.54%
WACC9.00%9.00%
Fair Value $143.97 - $203.63 $171.72

Calculation Details (Millions)

MetricLOWBASEHIGH
Required Retention Ratio 20.0% 12.5% 7.5%
(*) Adjusted Net Income 3,576.00 3,576.00 3,576.00
(=) Cash Required 715.20 447.00 268.20
(=) Excess Retained per Share 8.18 8.94 9.45
LTM Dividend per Share 5.504 5.504 5.504
(=) Adjusted Dividend 13.680 14.446 14.957

Multi-Stage Projections (BASE Case - Millions)

MetricTTMYear 1Year 2Year 3Year 4Year 5
Net Income 3,576.00 3,595.373,614.843,634.423,654.113,673.90
Projected Dividends 1,926.00 898.841,482.092,071.622,667.503,306.51

Multi-Stage Valuation (Millions)

Present ValuesLOWBASEHIGH
Year 1 PV 852.37 860.93 869.50
Year 2 PV 1,276.59 1,302.37 1,328.40
Year 3 PV 1,620.77 1,670.10 1,720.44
Year 4 PV 1,895.60 1,972.93 2,052.60
Year 5 PV 2,134.25 2,243.62 2,357.44
TV PV 32,236.03 33,888.12 35,607.25
Equity Value 40,015.60 41,938.08 43,935.63
Fair Value $114.36 $119.85 $125.56

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SR-PA SR-PA 18.76% $4.54 98.60%
SRV SRV 18.74% $7.53 66.75%
CIK CIK 18.41% $0.52 82.82%
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ISD ISD 17.40% $2.52 96.64%
HIX HIX 17.39% $0.73 96.11%
NXG NXG 17.31% $8.79 83.58%
HPI HPI 17.11% $2.79 76.40%
RCS RCS 17.08% $1.00 75.51%
DUKB DUKB 16.95% $4.19 65.28%
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PDT PDT 15.76% $2.01 62.66%
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