Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

First Savings Financial Group, Inc. (FSFG)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$432.84 - $509.96$477.91
Multi-Stage$135.20 - $148.25$141.61
Blended Fair Value$309.76
Current Price$31.43
Upside885.55%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2025202420232022202120202019201820172016
DPS22.44%16.05%0.580.540.640.240.230.210.190.180.160.14
YoY Growth--6.80%-15.69%167.00%5.97%8.02%9.61%9.28%10.72%11.56%8.86%
Dividend Yield--1.85%2.05%3.84%1.21%0.86%0.97%0.86%1.02%0.84%0.91%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)17.89
(-) Cash Dividends Paid (M)4.28
(=) Cash Retained (M)13.61
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)3.582.241.34
Cash Retained (M)13.6113.6113.61
(-) Cash Required (M)-3.58-2.24-1.34
(=) Excess Retained (M)10.0311.3712.27
(/) Shares Outstanding (M)6.986.986.98
(=) Excess Retained per Share1.441.631.76
LTM Dividend per Share0.610.610.61
(+) Excess Retained per Share1.441.631.76
(=) Adjusted Dividend2.052.242.37
WACC / Discount Rate4.97%4.97%4.97%
Growth Rate5.50%6.50%7.50%
Fair Value$432.84$477.91$509.96
Upside / Downside1,277.17%1,420.56%1,522.54%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)17.8919.0520.2921.6123.0124.5125.25
Payout Ratio23.93%37.14%50.36%63.57%76.79%90.00%92.50%
Projected Dividends (M)4.287.0810.2213.7417.6722.0623.35

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate4.97%4.97%4.97%
Growth Rate5.50%6.50%7.50%
Year 1 PV (M)6.686.746.80
Year 2 PV (M)9.109.279.45
Year 3 PV (M)11.5411.8812.21
Year 4 PV (M)14.0114.5515.11
Year 5 PV (M)16.5117.3118.13
PV of Terminal Value (M)885.43928.20972.60
Equity Value (M)943.28987.951,034.31
Shares Outstanding (M)6.986.986.98
Fair Value$135.20$141.61$148.25
Upside / Downside330.17%350.55%371.69%

High-Yield Dividend Screener

« Prev Page 97 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
3706.TWMiTAC Holdings Corporation1.03%$0.9320.99%
601231.SSUniversal Scientific Industrial (Shanghai) Co., Ltd.1.03%$0.3142.44%
603029.SSShandong Swan CottonIndustrial Machinery Stock Co.,Ltd.1.03%$0.1928.04%
6719.TWuPI Semiconductor Corp.1.03%$1.9395.83%
8869.KLPress Metal Aluminium Holdings Berhad1.03%$0.0733.32%
BBarrick Mining Corporation1.03%$0.4521.51%
ELHA.ATElvalhalcor Hellenic Copper and Aluminium Industry S.A.1.03%$0.0411.81%
000548.SZHunan Investment Group Co., Ltd.1.02%$0.0659.94%
000969.SZAdvanced Technology & Materials Co., Ltd.1.02%$0.2171.26%
002730.SZDianguang Explosion-proof Technology Co., Ltd.1.02%$0.1558.37%
104830.KQWONIK Materials Co.,Ltd.1.02%$349.9412.91%
1439.TWAscent Development Co Ltd1.02%$0.3010.76%
1523.HKPlover Bay Technologies Limited1.02%$0.0692.02%
251270.KSNetmarble Corporation1.02%$502.9938.36%
301606.SZUgreen Group Ltd1.02%$0.6040.99%
600523.SSGuizhou Guihang Automotive Components Co.,Ltd1.02%$0.1636.20%
600986.SSZhewen Interactive Group Co., Ltd.1.02%$0.0892.78%
603004.SSZhejiang Dragon Technology Co., Ltd.1.02%$0.2431.73%
603041.SSJiangsu Maysta Chemical Co., Ltd.1.02%$0.1270.45%
603239.SSZhejiang Xiantong Rubber&Plastic Co.,Ltd1.02%$0.2129.27%
603301.SSZhende Medical Co., Ltd.1.02%$0.7268.19%
8476.HKOcean One Holding Ltd.1.02%$0.0426.91%
9168.TRise Consulting Group, Inc.1.02%$8.6914.15%
9570.SRTam Development Co.1.02%$0.927.62%
GTXGarrett Motion Inc.1.02%$0.1811.04%
NAVNETEDUL.BONavneet Education Limited1.02%$1.5115.58%
002294.SZShenzhen Salubris Pharmaceuticals Co., Ltd.1.01%$0.5082.89%
002423.SZCOFCO Capital Holdings Co., Ltd.1.01%$0.1228.45%
002965.SZLucky Harvest Co., Ltd.1.01%$0.4143.96%
086900.KQMedy-Tox Inc.1.01%$1,238.7136.92%
300771.SZShenzhen Zhilai Sci and Tech Co., Ltd.1.01%$0.1649.28%
7733.TOlympus Corporation1.01%$19.9620.09%
ALPOU.PAPoulaillon S.A.1.01%$0.063.34%
ELG.DEElmos Semiconductor SE1.01%$1.0013.84%
IIA.VIImmofinanz AG1.01%$0.1717.54%
000922.SZHarbin Electric Corporation Jiamusi Electric Machine CO.,Ltd1.00%$0.1438.72%
002611.SZGuangdong Dongfang Precision Science & Technology Co., Ltd.1.00%$0.1933.91%
003001.SZZhongyan Technology Co., Ltd.1.00%$0.2071.99%
064760.KQTokai Carbon Korea Co., Ltd.1.00%$1,458.9923.09%
0ROY.LDavide Campari-Milano N.V.1.00%$0.1229.93%
1696.HKSisram Medical Ltd1.00%$0.0445.32%
300662.SZBeijing Career International Co., Ltd.1.00%$0.2517.33%
603950.SSXiangyang Changyuandonggu Industry Co., Ltd.1.00%$0.2926.83%
688087.SSShandong Intco Recycling Resources Co., Ltd.1.00%$0.3116.87%
9546.SRNaba Alsaha Medical Services Company1.00%$0.508.66%
BELL.JKPT Trisula Textile Industries Tbk1.00%$0.6981.83%
EPEN.STEpendion AB1.00%$1.1226.30%
IATR.ATAthens Medical C.S.A.1.00%$0.0258.56%
002801.SZHangzhou Weiguang Electronic Co.,Ltd.0.99%$0.3528.52%
003090.KSDaewoong Co., Ltd.0.99%$211.1210.55%