Definitive Analysis
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Definitive Analysis

Financial Statements

Ticker

Industry

Sector

Investors House Oyj (INVEST.HE)

Company Dividend Discount ModelIndustry: Real Estate - ServicesSector: Real Estate

Valuation Snapshot

Stable Growth$90.78 - $106.96$100.24
Multi-Stage$23.38 - $25.60$24.47
Blended Fair Value$62.35
Current Price$3.85
Upside1,519.55%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS7.64%30.03%0.330.311.260.260.250.230.200.100.090.02
YoY Growth--6.17%-75.27%388.94%1.24%11.22%14.86%101.11%11.72%270.53%0.00%
Dividend Yield--5.67%5.49%23.99%4.34%4.27%4.62%2.97%1.40%1.40%0.39%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)3.42
(-) Cash Dividends Paid (M)2.17
(=) Cash Retained (M)1.25
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)0.680.430.26
Cash Retained (M)1.251.251.25
(-) Cash Required (M)-0.68-0.43-0.26
(=) Excess Retained (M)0.570.821.00
(/) Shares Outstanding (M)6.366.366.36
(=) Excess Retained per Share0.090.130.16
LTM Dividend per Share0.340.340.34
(+) Excess Retained per Share0.090.130.16
(=) Adjusted Dividend0.430.470.50
WACC / Discount Rate5.42%5.42%5.42%
Growth Rate5.50%6.50%7.50%
Fair Value$90.78$100.24$106.96
Upside / Downside2,258.05%2,503.56%2,678.18%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)3.423.643.884.134.404.694.83
Payout Ratio63.41%68.73%74.05%79.37%84.68%90.00%92.50%
Projected Dividends (M)2.172.502.873.283.734.224.47

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate5.42%5.42%5.42%
Growth Rate5.50%6.50%7.50%
Year 1 PV (M)2.352.382.40
Year 2 PV (M)2.542.592.63
Year 3 PV (M)2.722.802.88
Year 4 PV (M)2.913.023.13
Year 5 PV (M)3.093.243.40
PV of Terminal Value (M)135.13141.66148.44
Equity Value (M)148.74155.68162.88
Shares Outstanding (M)6.366.366.36
Fair Value$23.38$24.47$25.60
Upside / Downside507.21%535.53%564.91%

High-Yield Dividend Screener

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