Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Company Industry Sector

Fundamentals

Margins Returns Growth Rates Metrics/Ratios

Valuations

Projections DCF DDM EPV Multiples Valuations

Miscellaneous

Indicators Charts WACC Beta Predictability

Mode

Company Industry Sector

Ticker

Industry

Sector

NBT Bancorp Inc. (NBTB)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$67.00 - $160.04$99.09
Multi-Stage$58.61 - $64.07$61.29
Blended Fair Value$80.19
Current Price$41.76
Upside92.03%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS6.24%5.37%1.321.181.051.011.000.970.920.850.820.81
YoY Growth--11.41%12.30%4.25%1.12%2.60%6.33%7.89%3.15%1.92%3.37%
Dividend Yield--3.07%3.29%3.13%2.80%2.51%3.01%2.51%2.39%2.22%3.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)149.73
(-) Cash Dividends Paid (M)69.32
(=) Cash Retained (M)80.41
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)29.9518.7211.23
Cash Retained (M)80.4180.4180.41
(-) Cash Required (M)-29.95-18.72-11.23
(=) Excess Retained (M)50.4661.6969.18
(/) Shares Outstanding (M)47.2147.2147.21
(=) Excess Retained per Share1.071.311.47
LTM Dividend per Share1.471.471.47
(+) Excess Retained per Share1.071.311.47
(=) Adjusted Dividend2.542.782.93
WACC / Discount Rate8.18%8.18%8.18%
Growth Rate4.24%5.24%6.24%
Fair Value$67.00$99.09$160.04
Upside / Downside60.45%137.28%283.25%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)149.73157.57165.82174.51183.65193.26199.06
Payout Ratio46.30%55.04%63.78%72.52%81.26%90.00%92.50%
Projected Dividends (M)69.3286.72105.76126.55149.23173.94184.13

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate8.18%8.18%8.18%
Growth Rate4.24%5.24%6.24%
Year 1 PV (M)79.4080.1680.92
Year 2 PV (M)88.6590.3692.09
Year 3 PV (M)97.1399.95102.82
Year 4 PV (M)104.86108.94113.14
Year 5 PV (M)111.90117.37123.06
PV of Terminal Value (M)2,284.952,396.682,512.73
Equity Value (M)2,766.892,893.473,024.77
Shares Outstanding (M)47.2147.2147.21
Fair Value$58.61$61.29$64.07
Upside / Downside40.35%46.77%53.43%

High-Yield Dividend Screener

« Prev Page 90 of 151 Next »
Ticker ⇵ Company ⇵ Dividend Yield % ▼ Dividend Per Share ⇵ Payout Ratio % ⇵
688267.SSChina Catalyst Holding Co., Ltd.1.26%$0.3534.87%
8848.TLeopalace21 Corporation1.26%$8.3127.11%
BAUH4.SAExcelsior Alimentos S.A.1.26%$1.1721.88%
CAST.STCastellum AB (publ)1.26%$1.3321.53%
CRHCRH plc1.26%$1.6033.62%
HBEL.BOHumming Bird Education Limited1.26%$0.3036.54%
JCIJohnson Controls International plc1.26%$1.5456.71%
KOG.OLKongsberg Gruppen ASA1.26%$3.4042.40%
OEM-B.STOEM International AB (publ)1.26%$1.7440.26%
SAREGAMA.BOSaregama India Limited1.26%$4.5142.77%
SDPC.JKPT Millennium Pharmacon International Tbk1.26%$2.0015.16%
002448.SZZYNP Corporation1.25%$0.1632.06%
0QLU.LBasler Kantonalbank1.25%$1.1112.42%
145720.KSDentium Co. Ltd.1.25%$599.519.81%
204320.KSMando Corporation1.25%$820.3729.46%
3684.TWOGrand-Tek Technology Co., Ltd.1.25%$0.8029.94%
5819.KLHong Leong Bank Berhad1.25%$0.2813.43%
600633.SSZhejiang Daily Digital Culture Group Co.,Ltd.1.25%$0.1635.54%
600850.SSCETC Digital Technology Co.,Ltd.1.25%$0.3749.83%
603329.SSShanghai Ace Investment & Development Co., Ltd.1.25%$0.1479.14%
603920.SSOlympic Circuit Technology Co., Ltd1.25%$0.6153.40%
6632.TJVCKENWOOD Corporation1.25%$15.0312.26%
9717.TJASTEC Co., Ltd.1.25%$24.2522.00%
9719.TSCSK Corporation1.25%$70.9536.13%
ENTER.ATEntersoft S.A.1.25%$0.1020.30%
ETNEaton Corporation plc1.25%$4.0840.54%
IRFC.BOIndian Railway Finance Corporation Limited1.25%$1.6030.59%
LVC.WALiveChat Software S.A.1.25%$1.4620.71%
ORSTED.COØrsted A/S1.25%$1.6010.19%
000514.SZChongqing Yukaifa Co., Ltd1.24%$0.0655.20%
002346.SZShanghai Zhezhong Group Co.,Ltd1.24%$0.2518.48%
002748.SZJiangxi Selon Industrial Co., Ltd.1.24%$0.1689.09%
1976.TMEISEI INDUSTRIAL Co.,Ltd.1.24%$21.0312.53%
300763.SZGinlong Technologies Co., Ltd.1.24%$0.8839.17%
600871.SSSinopec Oilfield Service Corporation1.24%$0.0381.02%
603585.SSSuli Co., Ltd.1.24%$0.2335.70%
605116.SSAurisco Pharmaceutical Co.,Ltd.1.24%$0.3129.49%
ALWED.PAWedia S.A.1.24%$0.3821.38%
MNC.WAMennica Polska S.A.1.24%$0.606.22%
MTHH.COMT Højgaard Holding A/S1.24%$6.4919.74%
WALL-B.STWallenstam AB (publ)1.24%$0.5117.40%
WRT1V.HEWärtsilä Oyj Abp1.24%$0.3840.46%
041830.KQInBody Co.,Ltd1.23%$400.0016.47%
0QHK.LSeSa S.p.A.1.23%$1.1227.54%
0Y5C.LAllegion plc1.23%$1.9926.83%
300726.SZZhuzhou Hongda Electronics Corp.,Ltd.1.23%$0.6374.98%
300916.SZShenzhen Longtech Smart Control Co., Ltd.1.23%$0.4042.79%
4148.TWAll Cosmos Bio-Tech Holding Corporation1.23%$0.4823.21%
544.SICSE Global Limited1.23%$0.0126.84%
600104.SSSAIC Motor Corporation Limited1.23%$0.1975.02%