DDM Analysis: VTU.L

Valuation Snapshot

Stable Growth	$2.85 - $7.41	$4.33
Multi-Stage	$1.99 - $2.17	$2.08
Blended Fair Value	$3.20
Current Price	$0.52
Upside	514.76%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
DPS	5.38%	10.64%	0.02	0.02	0.02	0.01	0.02	0.02	0.02	0.02	0.02	0.01
YoY Growth	-	-	2.51%	29.25%	157.97%	-61.99%	0.00%	8.22%	-0.37%	6.07%	36.45%	35.51%
Dividend Yield	-	-	4.30%	3.31%	2.77%	1.09%	4.52%	5.44%	4.13%	3.71%	3.16%	1.70%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	43.82
(-) Cash Dividends Paid (M)	15.71
(=) Cash Retained (M)	28.10

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	8.76	5.48	3.29
Cash Retained (M)	28.10	28.10	28.10
(-) Cash Required (M)	-8.76	-5.48	-3.29
(=) Excess Retained (M)	19.34	22.63	24.82
(/) Shares Outstanding (M)	355.19	355.19	355.19
(=) Excess Retained per Share	0.05	0.06	0.07
LTM Dividend per Share	0.04	0.04	0.04
(+) Excess Retained per Share	0.05	0.06	0.07
(=) Adjusted Dividend	0.10	0.11	0.11
WACC / Discount Rate	9.16%	9.16%	9.16%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$2.85	$4.33	$7.41
Upside / Downside	446.67%	730.89%	1,322.16%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	43.82	46.66	49.70	52.93	56.37	60.03	61.83
Payout Ratio	35.86%	46.69%	57.52%	68.34%	79.17%	90.00%	92.50%
Projected Dividends (M)	15.71	21.79	28.58	36.17	44.63	54.03	57.20

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	9.16%	9.16%	9.16%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	19.77	19.96	20.15
Year 2 PV (M)	23.54	23.99	24.44
Year 3 PV (M)	27.04	27.81	28.60
Year 4 PV (M)	30.27	31.44	32.63
Year 5 PV (M)	33.26	34.87	36.53
PV of Terminal Value (M)	571.98	599.61	628.29
Equity Value (M)	705.86	737.67	770.65
Shares Outstanding (M)	355.19	355.19	355.19
Fair Value	$1.99	$2.08	$2.17
Upside / Downside	281.44%	298.62%	316.45%

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Vertu Motors plc (VTU.L)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

High-Yield Dividend Screener