DDM Analysis: SVM

Valuation Snapshot

Stable Growth	$1.30 - $2.09	$1.66
Multi-Stage	$1.07 - $1.17	$1.12
Blended Fair Value	$1.39
Current Price	$4.22
Upside	-67.09%
Decision	Don't Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
DPS	2.91%	5.12%	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.01
YoY Growth	-	-	12.24%	-0.37%	0.06%	-3.75%	7.17%	1.88%	25.16%	0.00%	154.12%	-55.96%
Dividend Yield	-	-	0.54%	0.60%	0.72%	0.82%	0.38%	0.37%	0.80%	0.58%	0.48%	0.27%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	25.28
(-) Cash Dividends Paid (M)	5.52
(=) Cash Retained (M)	19.77

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	5.06	3.16	1.90
Cash Retained (M)	19.77	19.77	19.77
(-) Cash Required (M)	-5.06	-3.16	-1.90
(=) Excess Retained (M)	14.71	16.61	17.87
(/) Shares Outstanding (M)	218.50	218.50	218.50
(=) Excess Retained per Share	0.07	0.08	0.08
LTM Dividend per Share	0.03	0.03	0.03
(+) Excess Retained per Share	0.07	0.08	0.08
(=) Adjusted Dividend	0.09	0.10	0.11
WACC / Discount Rate	12.99%	12.99%	12.99%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$1.30	$1.66	$2.09
Upside / Downside	-69.12%	-60.66%	-50.38%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	25.28	26.93	28.68	30.54	32.53	34.64	35.68
Payout Ratio	21.82%	35.46%	49.09%	62.73%	76.36%	90.00%	92.50%
Projected Dividends (M)	5.52	9.55	14.08	19.16	24.84	31.18	33.00

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	12.99%	12.99%	12.99%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	8.37	8.45	8.53
Year 2 PV (M)	10.82	11.03	11.23
Year 3 PV (M)	12.91	13.28	13.66
Year 4 PV (M)	14.67	15.24	15.82
Year 5 PV (M)	16.15	16.92	17.73
PV of Terminal Value (M)	171.01	179.26	187.84
Equity Value (M)	233.92	244.18	254.81
Shares Outstanding (M)	218.50	218.50	218.50
Fair Value	$1.07	$1.12	$1.17
Upside / Downside	-74.63%	-73.52%	-72.37%

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Silvercorp Metals Inc. (SVM)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

High-Yield Dividend Screener