DDM Analysis: OSB.L

Valuation Snapshot

Stable Growth	$102.09 - $333.35	$312.40
Multi-Stage	$44.10 - $48.25	$46.14
Blended Fair Value	$179.27
Current Price	$5.23
Upside	3,327.67%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DPS	27.65%	60.16%	0.32	0.36	0.34	0.22	0.00	0.09	0.08	0.07	0.06	0.04
YoY Growth	-	-	-12.04%	7.96%	53.52%	0.00%	-100.00%	12.35%	22.96%	15.88%	62.46%	1,160.28%
Dividend Yield	-	-	7.87%	7.80%	6.99%	3.94%	0.00%	2.17%	2.39%	1.67%	1.74%	1.02%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	664.50
(-) Cash Dividends Paid (M)	261.10
(=) Cash Retained (M)	403.40

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	132.90	83.06	49.84
Cash Retained (M)	403.40	403.40	403.40
(-) Cash Required (M)	-132.90	-83.06	-49.84
(=) Excess Retained (M)	270.50	320.34	353.56
(/) Shares Outstanding (M)	396.44	396.44	396.44
(=) Excess Retained per Share	0.68	0.81	0.89
LTM Dividend per Share	0.66	0.66	0.66
(+) Excess Retained per Share	0.68	0.81	0.89
(=) Adjusted Dividend	1.34	1.47	1.55
WACC / Discount Rate	6.89%	6.89%	6.89%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$102.09	$312.40	$333.35
Upside / Downside	1,852.02%	5,873.18%	6,273.80%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	664.50	707.69	753.69	802.68	854.86	910.42	937.74
Payout Ratio	39.29%	49.43%	59.58%	69.72%	79.86%	90.00%	92.50%
Projected Dividends (M)	261.10	349.84	449.02	559.61	682.68	819.38	867.41

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	6.89%	6.89%	6.89%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	324.23	327.30	330.38
Year 2 PV (M)	385.68	393.03	400.44
Year 3 PV (M)	445.48	458.27	471.30
Year 4 PV (M)	503.67	523.04	542.96
Year 5 PV (M)	560.28	587.34	615.43
PV of Terminal Value (M)	15,263.91	16,001.17	16,766.64
Equity Value (M)	17,483.26	18,290.15	19,127.16
Shares Outstanding (M)	396.44	396.44	396.44
Fair Value	$44.10	$46.14	$48.25
Upside / Downside	743.23%	782.15%	822.52%

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OSB Group Plc (OSB.L)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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