DDM Analysis: O10.SI

Valuation Snapshot

Stable Growth	$2.40 - $5.39	$3.47
Multi-Stage	$3.16 - $3.47	$3.31
Blended Fair Value	$3.39
Current Price	$1.02
Upside	232.67%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DPS	-6.05%	15.26%	0.04	0.01	0.01	0.01	0.02	0.05	0.02	0.04	0.01	0.01
YoY Growth	-	-	226.33%	83.67%	-20.96%	-57.74%	-63.45%	204.68%	-62.29%	248.13%	-6.03%	50.36%
Dividend Yield	-	-	3.61%	1.13%	0.59%	0.72%	1.72%	4.27%	1.29%	3.01%	0.76%	0.90%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	60.33
(-) Cash Dividends Paid (M)	18.17
(=) Cash Retained (M)	42.16

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	12.07	7.54	4.52
Cash Retained (M)	42.16	42.16	42.16
(-) Cash Required (M)	-12.07	-7.54	-4.52
(=) Excess Retained (M)	30.10	34.62	37.64
(/) Shares Outstanding (M)	489.00	489.00	489.00
(=) Excess Retained per Share	0.06	0.07	0.08
LTM Dividend per Share	0.04	0.04	0.04
(+) Excess Retained per Share	0.06	0.07	0.08
(=) Adjusted Dividend	0.10	0.11	0.11
WACC / Discount Rate	6.43%	6.43%	6.43%
Growth Rate	2.22%	3.22%	4.22%
Fair Value	$2.40	$3.47	$5.39
Upside / Downside	135.08%	240.59%	428.22%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	60.33	62.27	64.28	66.34	68.48	70.68	72.80
Payout Ratio	30.11%	42.09%	54.07%	66.04%	78.02%	90.00%	92.50%
Projected Dividends (M)	18.17	26.21	34.75	43.82	53.43	63.62	67.34

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	6.43%	6.43%	6.43%
Growth Rate	2.22%	3.22%	4.22%
Year 1 PV (M)	24.39	24.63	24.87
Year 2 PV (M)	30.09	30.68	31.28
Year 3 PV (M)	35.30	36.35	37.42
Year 4 PV (M)	40.06	41.65	43.29
Year 5 PV (M)	44.38	46.59	48.90
PV of Terminal Value (M)	1,371.53	1,439.95	1,511.06
Equity Value (M)	1,545.76	1,619.85	1,696.81
Shares Outstanding (M)	489.00	489.00	489.00
Fair Value	$3.16	$3.31	$3.47
Upside / Downside	209.90%	224.76%	240.19%

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Far East Orchard Limited (O10.SI)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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