DDM Analysis: MAFIA.BO

Valuation Snapshot

Stable Growth	$13.69 - $20.43	$16.89
Multi-Stage	$25.31 - $27.88	$26.57
Blended Fair Value	$21.73
Current Price	$13.21
Upside	64.50%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2025	2024	2023	2022	2021	2020	2019	2018	2017
DPS	0.00%	0.00%	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
YoY Growth	-	-	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Dividend Yield	-	-	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	7.40
(-) Cash Dividends Paid (M)	0.45
(=) Cash Retained (M)	6.95

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	1.48	0.93	0.56
Cash Retained (M)	6.95	6.95	6.95
(-) Cash Required (M)	-1.48	-0.93	-0.56
(=) Excess Retained (M)	5.47	6.03	6.40
(/) Shares Outstanding (M)	4.44	4.44	4.44
(=) Excess Retained per Share	1.23	1.36	1.44
LTM Dividend per Share	0.10	0.10	0.10
(+) Excess Retained per Share	1.23	1.36	1.44
(=) Adjusted Dividend	1.33	1.46	1.54
WACC / Discount Rate	7.56%	7.56%	7.56%
Growth Rate	-2.00%	-1.00%	0.00%
Fair Value	$13.69	$16.89	$20.43
Upside / Downside	3.62%	27.88%	54.62%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	7.40	7.33	7.25	7.18	7.11	7.04	7.25
Payout Ratio	6.08%	22.86%	39.65%	56.43%	73.22%	90.00%	92.50%
Projected Dividends (M)	0.45	1.68	2.88	4.05	5.21	6.33	6.71

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	7.56%	7.56%	7.56%
Growth Rate	-2.00%	-1.00%	0.00%
Year 1 PV (M)	1.54	1.56	1.57
Year 2 PV (M)	2.44	2.49	2.54
Year 3 PV (M)	3.16	3.26	3.36
Year 4 PV (M)	3.73	3.89	4.05
Year 5 PV (M)	4.18	4.40	4.63
PV of Terminal Value (M)	97.20	102.26	107.53
Equity Value (M)	112.25	117.85	123.67
Shares Outstanding (M)	4.44	4.44	4.44
Fair Value	$25.31	$26.57	$27.88
Upside / Downside	91.57%	101.12%	111.05%

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Mafia Trends Limited (MAFIA.BO)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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