DDM Analysis: ISKJ.ME

Valuation Snapshot

Stable Growth	$63.21 - $358.65	$115.59
Multi-Stage	$39.76 - $43.35	$41.53
Blended Fair Value	$78.56
Current Price	$78.16
Upside	0.51%
Decision	Don't Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DPS	0.00%	0.00%	1.69	1.25	0.00	0.00	0.00	0.00	0.00	0.00	0.26	0.00
YoY Growth	-	-	34.98%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-100.00%	0.00%	0.00%
Dividend Yield	-	-	1.84%	1.13%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.77%	0.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	157.30
(-) Cash Dividends Paid (M)	140.69
(=) Cash Retained (M)	16.61

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	31.46	19.66	11.80
Cash Retained (M)	16.61	16.61	16.61
(-) Cash Required (M)	-31.46	-19.66	-11.80
(=) Excess Retained (M)	-14.85	-3.05	4.81
(/) Shares Outstanding (M)	83.20	83.20	83.20
(=) Excess Retained per Share	-0.18	-0.04	0.06
LTM Dividend per Share	1.69	1.69	1.69
(+) Excess Retained per Share	-0.18	-0.04	0.06
(=) Adjusted Dividend	1.51	1.65	1.75
WACC / Discount Rate	8.02%	8.02%	8.02%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$63.21	$115.59	$358.65
Upside / Downside	-19.12%	47.89%	358.86%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	157.30	167.52	178.41	190.01	202.36	215.51	221.97
Payout Ratio	89.44%	89.55%	89.66%	89.78%	89.89%	90.00%	92.50%
Projected Dividends (M)	140.69	150.02	159.97	170.58	181.89	193.96	205.33

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	8.02%	8.02%	8.02%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	137.57	138.88	140.18
Year 2 PV (M)	134.53	137.09	139.67
Year 3 PV (M)	131.55	135.32	139.17
Year 4 PV (M)	128.63	133.58	138.67
Year 5 PV (M)	125.78	131.86	138.16
PV of Terminal Value (M)	2,650.27	2,778.28	2,911.19
Equity Value (M)	3,308.32	3,455.00	3,607.04
Shares Outstanding (M)	83.20	83.20	83.20
Fair Value	$39.76	$41.53	$43.35
Upside / Downside	-49.13%	-46.87%	-44.53%

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Public Joint-Stock Company "Human Stem Cells Institute" (ISKJ.ME)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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