DDM Analysis: HIPR.TA

Valuation Snapshot

Stable Growth	$2.18 - $3.09	$2.63
Multi-Stage	$3.36 - $3.69	$3.52
Blended Fair Value	$3.08
Current Price	$5.58
Upside	-44.88%
Decision	Don't Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018
DPS	0.00%	0.00%	0.11	0.15	0.09	0.02	0.01	0.00	0.00	0.00	0.00	0.00
YoY Growth	-	-	-27.36%	74.71%	346.65%	60.67%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Dividend Yield	-	-	2.56%	2.84%	2.00%	0.47%	0.32%	0.00%	0.00%	0.00%	0.00%	0.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	15.59
(-) Cash Dividends Paid (M)	5.20
(=) Cash Retained (M)	10.39

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	3.12	1.95	1.17
Cash Retained (M)	10.39	10.39	10.39
(-) Cash Required (M)	-3.12	-1.95	-1.17
(=) Excess Retained (M)	7.28	8.44	9.22
(/) Shares Outstanding (M)	47.60	47.60	47.60
(=) Excess Retained per Share	0.15	0.18	0.19
LTM Dividend per Share	0.11	0.11	0.11
(+) Excess Retained per Share	0.15	0.18	0.19
(=) Adjusted Dividend	0.26	0.29	0.30
WACC / Discount Rate	9.80%	9.80%	9.80%
Growth Rate	-2.00%	-1.00%	0.00%
Fair Value	$2.18	$2.63	$3.09
Upside / Downside	-61.00%	-52.91%	-44.59%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	15.59	15.44	15.28	15.13	14.98	14.83	15.27
Payout Ratio	33.34%	44.67%	56.01%	67.34%	78.67%	90.00%	92.50%
Projected Dividends (M)	5.20	6.90	8.56	10.19	11.78	13.35	14.13

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	9.80%	9.80%	9.80%
Growth Rate	-2.00%	-1.00%	0.00%
Year 1 PV (M)	6.22	6.28	6.34
Year 2 PV (M)	6.96	7.10	7.24
Year 3 PV (M)	7.47	7.70	7.93
Year 4 PV (M)	7.78	8.11	8.44
Year 5 PV (M)	7.95	8.36	8.79
PV of Terminal Value (M)	123.75	130.19	136.90
Equity Value (M)	160.12	167.74	175.66
Shares Outstanding (M)	47.60	47.60	47.60
Fair Value	$3.36	$3.52	$3.69
Upside / Downside	-39.72%	-36.85%	-33.87%

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Hiper Global Ltd. (HIPR.TA)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

High-Yield Dividend Screener