DDM Analysis: SVM

Valuation Snapshot

Stable Growth	$1.29 - $2.07	$1.64
Multi-Stage	$1.06 - $1.16	$1.11
Blended Fair Value	$1.38
Current Price	$4.22
Upside	-67.42%
Decision	Don't Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
DPS	2.91%	5.12%	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.01
YoY Growth	-	-	12.24%	-0.37%	0.06%	-3.75%	7.17%	1.88%	25.16%	0.00%	154.12%	-55.96%
Dividend Yield	-	-	0.54%	0.60%	0.72%	0.82%	0.38%	0.37%	0.80%	0.58%	0.48%	0.27%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	25.28
(-) Cash Dividends Paid (M)	5.52
(=) Cash Retained (M)	19.77

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	5.06	3.16	1.90
Cash Retained (M)	19.77	19.77	19.77
(-) Cash Required (M)	-5.06	-3.16	-1.90
(=) Excess Retained (M)	14.71	16.61	17.87
(/) Shares Outstanding (M)	218.50	218.50	218.50
(=) Excess Retained per Share	0.07	0.08	0.08
LTM Dividend per Share	0.03	0.03	0.03
(+) Excess Retained per Share	0.07	0.08	0.08
(=) Adjusted Dividend	0.09	0.10	0.11
WACC / Discount Rate	13.07%	13.07%	13.07%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$1.29	$1.64	$2.07
Upside / Downside	-69.42%	-61.10%	-51.03%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	25.28	26.93	28.68	30.54	32.53	34.64	35.68
Payout Ratio	21.82%	35.46%	49.09%	62.73%	76.36%	90.00%	92.50%
Projected Dividends (M)	5.52	9.55	14.08	19.16	24.84	31.18	33.00

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	13.07%	13.07%	13.07%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	8.36	8.44	8.52
Year 2 PV (M)	10.81	11.01	11.22
Year 3 PV (M)	12.88	13.25	13.63
Year 4 PV (M)	14.63	15.20	15.78
Year 5 PV (M)	16.09	16.87	17.68
PV of Terminal Value (M)	169.21	177.39	185.87
Equity Value (M)	231.99	242.16	252.70
Shares Outstanding (M)	218.50	218.50	218.50
Fair Value	$1.06	$1.11	$1.16
Upside / Downside	-74.84%	-73.74%	-72.59%

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Silvercorp Metals Inc. (SVM)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

High-Yield Dividend Screener