DDM Analysis: OMU.JO

Valuation Snapshot

Stable Growth	$15.01 - $20.27	$17.70
Multi-Stage	$32.84 - $36.15	$34.46
Blended Fair Value	$26.08
Current Price	$12.04
Upside	116.62%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DPS	-8.90%	-7.16%	0.76	0.83	0.77	0.60	0.75	1.20	2.23	1.27	1.61	2.18
YoY Growth	-	-	-8.83%	8.18%	27.48%	-19.73%	-37.84%	-45.98%	75.84%	-21.35%	-25.99%	37.09%
Dividend Yield	-	-	6.05%	6.36%	7.32%	4.60%	6.30%	6.13%	9.96%	4.31%	5.49%	7.41%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	14,482.00
(-) Cash Dividends Paid (M)	9,083.00
(=) Cash Retained (M)	5,399.00

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	2,896.40	1,810.25	1,086.15
Cash Retained (M)	5,399.00	5,399.00	5,399.00
(-) Cash Required (M)	-2,896.40	-1,810.25	-1,086.15
(=) Excess Retained (M)	2,502.60	3,588.75	4,312.85
(/) Shares Outstanding (M)	4,467.60	4,467.60	4,467.60
(=) Excess Retained per Share	0.56	0.80	0.97
LTM Dividend per Share	2.03	2.03	2.03
(+) Excess Retained per Share	0.56	0.80	0.97
(=) Adjusted Dividend	2.59	2.84	3.00
WACC / Discount Rate	8.60%	8.60%	8.60%
Growth Rate	-7.40%	-6.40%	-5.40%
Fair Value	$15.01	$17.70	$20.27
Upside / Downside	24.68%	47.03%	68.32%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	14,482.00	13,555.36	12,688.01	11,876.16	11,116.25	10,404.97	10,717.12
Payout Ratio	62.72%	68.18%	73.63%	79.09%	84.54%	90.00%	92.50%
Projected Dividends (M)	9,083.00	9,241.42	9,342.38	9,392.58	9,398.11	9,364.48	9,913.34

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	8.60%	8.60%	8.60%
Growth Rate	-7.40%	-6.40%	-5.40%
Year 1 PV (M)	8,418.81	8,509.73	8,600.64
Year 2 PV (M)	7,753.22	7,921.57	8,091.74
Year 3 PV (M)	7,101.04	7,333.58	7,571.15
Year 4 PV (M)	6,472.76	6,756.92	7,050.33
Year 5 PV (M)	5,875.50	6,199.67	6,538.00
PV of Terminal Value (M)	111,103.23	117,233.21	123,630.82
Equity Value (M)	146,724.56	153,954.68	161,482.68
Shares Outstanding (M)	4,467.60	4,467.60	4,467.60
Fair Value	$32.84	$34.46	$36.15
Upside / Downside	172.77%	186.21%	200.21%

High-Yield Dividend Screener

US Stocks Global Stocks

« Prev Page 9 of 30 Next »

Ticker ⇵	Company ⇵	Dividend Yield % ▼	Dividend Per Share ⇵	Payout Ratio % ⇵
ATLO	Ames National Corporation	3.84%	$0.87	48.60%
FRME	First Merchants Corporation	3.83%	$1.44	35.39%
PCAR	PACCAR Inc	3.83%	$4.27	83.66%
0HJO.L	AvalonBay Communities, Inc.	3.82%	$6.86	84.26%
FE	FirstEnergy Corp.	3.82%	$1.73	75.49%
LXFR	Luxfer Holdings PLC	3.81%	$0.52	98.38%
LCII	LCI Industries	3.80%	$4.72	64.48%
NEN	New England Realty Associates Limited Partnership	3.78%	$2.44	73.23%
PAYX	Paychex, Inc.	3.78%	$4.10	91.97%
RGCO	RGC Resources, Inc.	3.78%	$0.81	63.02%
UBSI	United Bankshares, Inc.	3.78%	$1.45	48.05%
SLVM	Sylvamo Corporation	3.77%	$1.80	41.11%
CAC	Camden National Corporation	3.75%	$1.61	47.99%
ARCH	Arch Resources, Inc.	3.74%	$5.04	50.87%
USB	U.S. Bancorp	3.74%	$2.02	43.68%
WSR	Whitestone REIT	3.74%	$0.52	60.32%
FDBC	Fidelity D & D Bancorp, Inc.	3.73%	$1.61	35.71%
WNC	Wabash National Corporation	3.73%	$0.33	5.38%
VLY	Valley National Bancorp	3.72%	$0.43	47.26%
GHLD	Guild Holdings Company	3.71%	$0.74	36.91%
FNF	Fidelity National Financial, Inc.	3.69%	$2.00	46.79%
IPAR	Inter Parfums, Inc.	3.68%	$3.15	61.47%
WSBF	Waterstone Financial, Inc.	3.68%	$0.61	45.57%
AROW	Arrow Financial Corporation	3.66%	$1.15	54.67%
ASIX	AdvanSix Inc.	3.66%	$0.63	32.72%
ASRV	AmeriServ Financial, Inc.	3.66%	$0.12	78.81%
CVGW	Calavo Growers, Inc.	3.66%	$0.80	71.92%
OXY	Occidental Petroleum Corporation	3.65%	$1.55	75.62%
FMAO	Farmers & Merchants Bancorp, Inc.	3.64%	$0.89	37.59%
LNKB	LINKBANCORP, Inc.	3.64%	$0.30	29.21%
BHRB	Burke & Herbert Bank & Trust Company	3.63%	$2.24	31.71%
EOG	EOG Resources, Inc.	3.63%	$3.90	38.34%
FITB	Fifth Third Bancorp	3.61%	$1.72	47.89%
LNC	Lincoln National Corporation	3.61%	$1.63	14.98%
MCBS	MetroCity Bankshares, Inc.	3.61%	$0.95	36.60%
OZK	Bank OZK	3.61%	$1.70	26.69%
PCB	PCB Bancorp	3.61%	$0.78	31.72%
SFD	SMITHFIELD FOODS INC	3.60%	$0.80	36.46%
0HOB.L	H&R Block, Inc.	3.59%	$1.54	33.12%
ASB	Associated Banc-Corp	3.59%	$0.92	87.56%
PLOW	Douglas Dynamics, Inc.	3.59%	$1.18	66.47%
EXC	Exelon Corporation	3.58%	$1.57	56.50%
MC	Moelis & Company	3.58%	$2.55	85.89%
TIPT	Tiptree Inc.	3.57%	$0.64	49.10%
BPRN	Princeton Bancorp, Inc.	3.56%	$1.20	46.56%
EVRG	Evergy, Inc.	3.56%	$2.60	71.71%
CZFS	Citizens Financial Services, Inc.	3.55%	$1.97	27.82%
CNO-PA	CNO Financial Group, Inc. 5.125	3.54%	$0.67	22.53%
NBTB	NBT Bancorp Inc.	3.54%	$1.47	46.30%
0JQQ.L	Archer-Daniels-Midland Company	3.53%	$2.03	82.76%

Financial Statements

Fundamentals

Valuations

Miscellaneous

Mode

Ticker

Industry

Sector

Old Mutual Limited (OMU.JO)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

High-Yield Dividend Screener