DDM Analysis: ITE.JO

Valuation Snapshot

Stable Growth	$49.62 - $111.32	$71.85
Multi-Stage	$38.60 - $42.00	$40.27
Blended Fair Value	$56.06
Current Price	$10.02
Upside	459.48%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
DPS	1.57%	22.60%	1.31	0.51	0.66	1.18	0.47	1.21	0.75	0.28	0.24	0.23
YoY Growth	-	-	158.25%	-22.80%	-44.09%	151.16%	-61.40%	61.07%	165.19%	16.10%	4.66%	36.76%
Dividend Yield	-	-	13.09%	4.38%	5.06%	8.40%	2.81%	10.55%	5.09%	2.15%	2.01%	1.75%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	2,956.00
(-) Cash Dividends Paid (M)	2,515.00
(=) Cash Retained (M)	441.00

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	591.20	369.50	221.70
Cash Retained (M)	441.00	441.00	441.00
(-) Cash Required (M)	-591.20	-369.50	-221.70
(=) Excess Retained (M)	-150.20	71.50	219.30
(/) Shares Outstanding (M)	1,193.63	1,193.63	1,193.63
(=) Excess Retained per Share	-0.13	0.06	0.18
LTM Dividend per Share	2.11	2.11	2.11
(+) Excess Retained per Share	-0.13	0.06	0.18
(=) Adjusted Dividend	1.98	2.17	2.29
WACC / Discount Rate	9.71%	9.71%	9.71%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$49.62	$71.85	$111.32
Upside / Downside	395.24%	617.03%	1,011.01%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	2,956.00	3,148.14	3,352.77	3,570.70	3,802.79	4,049.98	4,171.48
Payout Ratio	85.08%	86.06%	87.05%	88.03%	89.02%	90.00%	92.50%
Projected Dividends (M)	2,515.00	2,709.45	2,918.54	3,143.37	3,385.10	3,644.98	3,858.61

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	9.71%	9.71%	9.71%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	2,446.41	2,469.60	2,492.78
Year 2 PV (M)	2,379.37	2,424.70	2,470.44
Year 3 PV (M)	2,313.88	2,380.31	2,447.99
Year 4 PV (M)	2,249.91	2,336.44	2,425.44
Year 5 PV (M)	2,187.45	2,293.10	2,402.80
PV of Terminal Value (M)	34,499.84	36,166.20	37,896.33
Equity Value (M)	46,076.87	48,070.34	50,135.78
Shares Outstanding (M)	1,193.63	1,193.63	1,193.63
Fair Value	$38.60	$40.27	$42.00
Upside / Downside	285.25%	301.92%	319.19%

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Italtile Limited (ITE.JO)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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