DDM Analysis: 300991.SZ

Valuation Snapshot

Stable Growth	$28.59 - $33.68	$31.56
Multi-Stage	$18.99 - $20.83	$19.89
Blended Fair Value	$25.73
Current Price	$40.00
Upside	-35.68%
Decision	Don't Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DPS	71.95%	150.21%	0.15	0.02	0.23	0.01	0.01	0.01	0.00	0.00	0.00	0.00
YoY Growth	-	-	700.86%	-91.79%	1,776.00%	-5.51%	29.05%	361.95%	128.06%	0.00%	0.00%	-100.00%
Dividend Yield	-	-	0.79%	0.13%	1.56%	0.07%	0.04%	0.03%	0.00%	0.00%	0.00%	0.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	25.47
(-) Cash Dividends Paid (M)	17.65
(=) Cash Retained (M)	7.81

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	5.09	3.18	1.91
Cash Retained (M)	7.81	7.81	7.81
(-) Cash Required (M)	-5.09	-3.18	-1.91
(=) Excess Retained (M)	2.72	4.63	5.90
(/) Shares Outstanding (M)	150.37	150.37	150.37
(=) Excess Retained per Share	0.02	0.03	0.04
LTM Dividend per Share	0.12	0.12	0.12
(+) Excess Retained per Share	0.02	0.03	0.04
(=) Adjusted Dividend	0.14	0.15	0.16
WACC / Discount Rate	2.95%	2.95%	2.95%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$28.59	$31.56	$33.68
Upside / Downside	-28.53%	-21.09%	-15.80%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	25.47	27.12	28.88	30.76	32.76	34.89	35.94
Payout Ratio	69.32%	73.46%	77.59%	81.73%	85.86%	90.00%	92.50%
Projected Dividends (M)	17.65	19.92	22.41	25.14	28.13	31.40	33.24

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	2.95%	2.95%	2.95%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	19.17	19.35	19.53
Year 2 PV (M)	20.75	21.15	21.55
Year 3 PV (M)	22.40	23.04	23.70
Year 4 PV (M)	24.12	25.05	26.00
Year 5 PV (M)	25.91	27.16	28.46
PV of Terminal Value (M)	2,742.45	2,874.91	3,012.44
Equity Value (M)	2,854.79	2,990.65	3,131.67
Shares Outstanding (M)	150.37	150.37	150.37
Fair Value	$18.99	$19.89	$20.83
Upside / Downside	-52.54%	-50.28%	-47.93%

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Shenzhen Chuangyitong Technology Co.,Ltd. (300991.SZ)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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