DDM Analysis: 0O2W.L

Valuation Snapshot

Stable Growth	$54.53 - $264.56	$117.05
Multi-Stage	$29.54 - $32.30	$30.89
Blended Fair Value	$73.97
Current Price	$18.12
Upside	308.25%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DPS	10.76%	7.18%	0.50	0.45	0.35	0.20	0.20	0.30	0.30	0.30	0.30	0.25
YoY Growth	-	-	11.11%	28.57%	75.00%	0.00%	-33.33%	0.00%	0.00%	0.00%	20.00%	0.00%
Dividend Yield	-	-	2.23%	1.68%	0.99%	0.48%	1.27%	4.02%	3.97%	2.31%	1.68%	1.13%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	34.98
(-) Cash Dividends Paid (M)	13.04
(=) Cash Retained (M)	21.93

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	7.00	4.37	2.62
Cash Retained (M)	21.93	21.93	21.93
(-) Cash Required (M)	-7.00	-4.37	-2.62
(=) Excess Retained (M)	14.94	17.56	19.31
(/) Shares Outstanding (M)	26.29	26.29	26.29
(=) Excess Retained per Share	0.57	0.67	0.73
LTM Dividend per Share	0.50	0.50	0.50
(+) Excess Retained per Share	0.57	0.67	0.73
(=) Adjusted Dividend	1.06	1.16	1.23
WACC / Discount Rate	7.56%	7.56%	7.56%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$54.53	$117.05	$264.56
Upside / Downside	200.93%	545.99%	1,360.03%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	34.98	37.25	39.67	42.25	44.99	47.92	49.36
Payout Ratio	37.28%	47.83%	58.37%	68.91%	79.46%	90.00%	92.50%
Projected Dividends (M)	13.04	17.82	23.16	29.11	35.75	43.13	45.65

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	7.56%	7.56%	7.56%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	16.41	16.56	16.72
Year 2 PV (M)	19.64	20.02	20.39
Year 3 PV (M)	22.74	23.40	24.06
Year 4 PV (M)	25.72	26.71	27.73
Year 5 PV (M)	28.58	29.96	31.39
PV of Terminal Value (M)	663.58	695.63	728.91
Equity Value (M)	776.67	812.27	849.20
Shares Outstanding (M)	26.29	26.29	26.29
Fair Value	$29.54	$30.89	$32.30
Upside / Downside	63.03%	70.50%	78.25%

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GFT Technologies SE (0O2W.L)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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