Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Company Industry Sector

Fundamentals

Margins Returns Growth Rates Metrics/Ratios

Valuations

Projections DCF DDM EPV Multiples Valuations

Miscellaneous

Indicators Charts WACC Beta Predictability

Mode

Company Industry Sector

Ticker

Industry

Sector

Citizens Financial Group, Inc. (CFG-PD)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$74.71 - $166.23$107.87
Multi-Stage$92.35 - $101.26$96.72
Blended Fair Value$102.29
Current Price$53.16
Upside92.43%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS4.50%-0.47%1.751.841.771.521.531.401.070.730.550.49
YoY Growth---4.83%3.72%16.27%-0.30%8.91%31.00%46.27%33.61%12.62%-73.45%
Dividend Yield--4.27%5.16%5.83%3.36%3.46%7.46%3.17%1.74%1.59%2.32%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)1,704.00
(-) Cash Dividends Paid (M)743.00
(=) Cash Retained (M)961.00
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)340.80213.00127.80
Cash Retained (M)961.00961.00961.00
(-) Cash Required (M)-340.80-213.00-127.80
(=) Excess Retained (M)620.20748.00833.20
(/) Shares Outstanding (M)439.76439.76439.76
(=) Excess Retained per Share1.411.701.89
LTM Dividend per Share1.691.691.69
(+) Excess Retained per Share1.411.701.89
(=) Adjusted Dividend3.103.393.58
WACC / Discount Rate6.76%6.76%6.76%
Growth Rate2.50%3.50%4.50%
Fair Value$74.71$107.87$166.23
Upside / Downside40.53%102.91%212.70%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)1,704.001,763.691,825.471,889.411,955.602,024.102,084.82
Payout Ratio43.60%52.88%62.16%71.44%80.72%90.00%92.50%
Projected Dividends (M)743.00932.691,134.751,349.821,578.571,821.691,928.46

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate6.76%6.76%6.76%
Growth Rate2.50%3.50%4.50%
Year 1 PV (M)865.22873.66882.10
Year 2 PV (M)976.52995.671,015.00
Year 3 PV (M)1,077.581,109.431,141.89
Year 4 PV (M)1,169.041,215.331,262.98
Year 5 PV (M)1,251.491,313.741,378.45
PV of Terminal Value (M)35,271.7537,026.1738,849.73
Equity Value (M)40,611.5942,533.9944,530.14
Shares Outstanding (M)439.76439.76439.76
Fair Value$92.35$96.72$101.26
Upside / Downside73.72%81.94%90.48%

High-Yield Dividend Screener

« Prev Page 80 of 151 Next »
Ticker ⇵ Company ⇵ Dividend Yield % ▼ Dividend Per Share ⇵ Payout Ratio % ⇵
301151.SZShanghai Karon Eco-Valve Manufacturing Co., Ltd.1.64%$0.3164.22%
4912.TLion Corporation1.64%$27.1335.97%
5328.TWOHua Jung Components Co.,Ltd.1.64%$0.3573.35%
600256.SSGuanghui Energy Co., Ltd.1.64%$0.0826.14%
605365.SSLeedarson IoT Technology Inc.1.64%$0.4481.91%
6244.TWOMotech Industries Inc.1.64%$0.3498.50%
6367.TDaikin Industries,Ltd.1.64%$330.1235.31%
6383.TDaifuku Co., Ltd.1.64%$80.6636.37%
6454.TMax Co., Ltd.1.64%$113.1545.27%
LSS.PALectra S.A.1.64%$0.4150.95%
MEVA.ATMevaco S.A.1.64%$0.1513.50%
MOVI3.SAMovida Participações S.A.1.64%$0.1619.79%
SRSOLTD.BOSilicon Rental Solutions Ltd.1.64%$1.909.23%
002266.SZZhefu Holding Group Co., Ltd.1.63%$0.0737.41%
0GDU.LParadox Interactive AB (publ)1.63%$5.0082.82%
300121.SZShandong Yanggu Huatai Chemical Co., Ltd.1.63%$0.2153.84%
603013.SSYAPP Automotive Systems Co., Ltd.1.63%$0.4037.85%
603081.SSZhejiang Dafeng Industry Co., Ltd1.63%$0.2392.61%
603194.SSZhejiang E-P Equipment Co Ltd1.63%$0.6429.27%
603221.SSElegant Home-Tech Co., Ltd.1.63%$0.2178.59%
BEI.DEBeiersdorf AG1.63%$1.5225.19%
CLD.WACloud Technologies S.A.1.63%$1.1492.28%
IVS.MIIVS Group S.A.1.63%$0.1262.72%
LDO.MILeonardo S.p.A.1.63%$0.8433.82%
MEOHMethanex Corporation1.63%$0.6724.08%
PARKIN.AEParkin Company PJSC1.63%$0.0949.98%
051900.KSLG H&H Co., Ltd.1.62%$4,377.8370.74%
0F4O.LLotus Bakeries N.V.1.62%$133.7536.00%
300206.SZEdan Instruments, Inc.1.62%$0.2148.61%
5393.TNichias Corporation1.62%$110.0123.11%
603385.SSHuida Sanitary Ware Co., Ltd.1.62%$0.1169.37%
605050.SSFriend Co.,Ltd.1.62%$0.2230.01%
7378.TASIRO Inc.1.62%$23.9320.21%
BPAC11.SABanco BTG Pactual S.A.1.62%$0.8427.38%
GRMNGarmin Ltd.1.62%$3.2840.42%
RUBFILA.BORubfila International Limited1.62%$1.2022.45%
VALO.BABanco de Valores S.A.1.62%$8.9122.52%
WAS.WAWasko S.A.1.62%$0.0319.20%
002152.SZGRG Banking Equipment Co., Ltd.1.61%$0.2265.18%
002457.SZNingxia Qinglong Pipes Industry Group Co., Ltd.1.61%$0.1828.21%
002913.SZAoshikang Technology Co., Ltd.1.61%$0.6960.58%
007570.KSIlyang Pharmaceutical Co.,Ltd1.61%$210.7433.61%
066570.KSLG Electronics Inc.1.61%$1,472.8336.12%
603181.SSZhejiang Huangma Technology Co.,Ltd1.61%$0.2329.53%
603416.SSWuXi Xinje Electric Co.,Ltd.1.61%$0.8959.24%
ABB.AXAussie Broadband Limited1.61%$0.0839.83%
H22.SIHong Leong Asia Ltd.1.61%$0.0431.75%
MATAS.COMatas A/S1.61%$2.0026.57%
SRSN.JKPT Indo Acidatama Tbk1.61%$1.0012.49%
000050.KSKyungbangco.Ltd1.60%$149.6111.55%