Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

PT Asuransi Ramayana Tbk (ASRM.JK)

Company Dividend Discount ModelIndustry: Insurance - Property & CasualtySector: Financial Services

Valuation Snapshot

Stable Growth$195.98 - $441.40$284.15
Multi-Stage$201.91 - $221.48$211.51
Blended Fair Value$247.83
Current Price$368.00
Upside-32.65%
DecisionDon't Buy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS1.43%5.19%15.8916.0513.4610.3413.2014.8017.2816.8116.5414.80
YoY Growth---1.01%19.23%30.17%-21.69%-10.77%-14.37%2.83%1.61%11.76%54.55%
Dividend Yield--5.16%4.17%3.32%2.59%3.47%3.91%8.17%7.94%7.82%7.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)12,274.36
(-) Cash Dividends Paid (M)1,000.00
(=) Cash Retained (M)11,274.36
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)2,454.871,534.29920.58
Cash Retained (M)11,274.3611,274.3611,274.36
(-) Cash Required (M)-2,454.87-1,534.29-920.58
(=) Excess Retained (M)8,819.499,740.0610,353.78
(/) Shares Outstanding (M)1,232.351,232.351,232.35
(=) Excess Retained per Share7.167.908.40
LTM Dividend per Share0.810.810.81
(+) Excess Retained per Share7.167.908.40
(=) Adjusted Dividend7.978.729.21
WACC / Discount Rate7.39%7.39%7.39%
Growth Rate3.19%4.19%5.19%
Fair Value$195.98$284.15$441.40
Upside / Downside-46.75%-22.78%19.94%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)12,274.3612,789.0913,325.4013,884.2114,466.4415,073.1015,525.29
Payout Ratio8.15%24.52%40.89%57.26%73.63%90.00%92.50%
Projected Dividends (M)1,000.003,135.585,448.527,949.9310,651.5613,565.7914,360.89

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate7.39%7.39%7.39%
Growth Rate3.19%4.19%5.19%
Year 1 PV (M)2,891.812,919.832,947.86
Year 2 PV (M)4,634.274,724.524,815.64
Year 3 PV (M)6,236.166,419.216,605.82
Year 4 PV (M)7,705.808,008.868,320.78
Year 5 PV (M)9,051.099,498.229,962.85
PV of Terminal Value (M)218,299.52229,083.70240,289.94
Equity Value (M)248,818.64260,654.35272,942.88
Shares Outstanding (M)1,232.351,232.351,232.35
Fair Value$201.91$211.51$221.48
Upside / Downside-45.13%-42.52%-39.81%

High-Yield Dividend Screener

« Prev Page 8 of 30 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
ACICAmerican Coastal Insurance Corporation4.24%$0.4828.28%
NCDLNuveen Churchill Direct Lending Corp.4.24%$0.5730.88%
ESEversource Energy4.23%$2.8879.84%
ISBCInvestors Bancorp, Inc.4.21%$0.5844.24%
KMIKinder Morgan, Inc.4.21%$1.1795.05%
PWODPenns Woods Bancorp, Inc.4.17%$1.2545.44%
DDSDillard's, Inc.4.16%$26.5071.17%
RLIRLI Corp.4.16%$2.6067.96%
TFCTruist Financial Corporation4.16%$2.0753.19%
RMBIRichmond Mutual Bancorporation, Inc.4.15%$0.5854.33%
PRPermian Resources Corporation4.14%$0.6052.90%
RILYTB. Riley Financial, Inc. 6.00% Senior Notes Due 20284.13%$0.5856.91%
DGICADonegal Group Inc.4.12%$0.8028.85%
AUBNAuburn National Bancorporation, Inc.4.11%$1.0876.62%
FHBFirst Hawaiian, Inc.4.11%$1.0650.97%
PORPortland General Electric Company4.09%$1.9872.28%
NEWTLNewtek Business Services Corp.4.08%$1.0244.14%
NEWTGNewtekOne, Inc. 8.50% Fixed Rate Senior Notes due 20294.06%$1.0244.14%
NEWTZNewtek Business Services Corp. 5.50% Notes Due 20264.05%$1.0244.14%
LKQLKQ Corporation4.04%$1.2144.76%
NWENorthwestern Energy Group Inc4.04%$2.6274.07%
PXDPioneer Natural Resources Company4.00%$10.8054.25%
HAFCHanmi Financial Corporation3.99%$1.0744.22%
KSSKohl's Corporation3.99%$0.8550.52%
APAAPA Corporation3.98%$1.0124.12%
NWNNorthwest Natural Holding Company3.98%$1.8676.25%
HFWAHeritage Financial Corporation3.97%$0.9456.54%
WSBCWesBanco, Inc.3.97%$1.3265.39%
FULTFulton Financial Corporation3.96%$0.7739.22%
REYNReynolds Consumer Products Inc.3.96%$0.9163.16%
MSMMSC Industrial Direct Co., Inc.3.95%$3.3995.14%
RF-PFRegions Financial Corporation3.95%$1.0141.98%
NEWTINewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 20283.94%$0.9942.24%
BOHBank of Hawaii Corporation3.93%$2.6958.42%
DCOMDime Community Bancshares, Inc.3.93%$1.1786.59%
OGEOGE Energy Corp.3.93%$1.6967.72%
ASIEXMultisector Income Fund - Investor Class3.92%$0.3596.64%
ESSEssex Property Trust, Inc.3.90%$10.0376.31%
WABCWestamerica Bancorporation3.90%$1.8639.32%
NJRNew Jersey Resources Corporation3.88%$1.7853.65%
XHRXenia Hotels & Resorts, Inc.3.88%$0.5693.99%
ARTNAArtesian Resources Corporation3.87%$1.2255.68%
FFBCFirst Financial Bancorp.3.87%$0.9738.17%
PNWPinnacle West Capital Corporation3.87%$3.4169.92%
UEUrban Edge Properties3.87%$0.7482.23%
NECBNortheast Community Bancorp, Inc.3.86%$0.8827.20%
SCSCXTouchstone Large Cap Focused Fund Class C3.86%$2.8037.43%
BBWIBath & Body Works, Inc.3.85%$0.8024.18%
BHBBar Harbor Bankshares3.85%$1.2054.11%
UGIUGI Corporation3.85%$1.4547.35%