Definitive Analysis
Definitive Analysis

Financial Statements

Analysis Mode

Ticker

Industry

Sector

Tectonic Financial, Inc. (TECTP)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$79.23 - $93.35$87.48
Multi-Stage$18.12 - $19.83$18.96
Blended Fair Value$53.22
Current Price$10.84
Upside390.96%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS26.94%0.00%0.670.510.480.410.220.200.121.530.000.00
YoY Growth--30.80%7.96%16.63%83.25%9.22%77.18%-92.49%0.00%0.00%0.00%
Dividend Yield--6.33%5.03%4.76%3.79%2.34%2.72%1.14%15.16%0.00%0.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)3.27
(-) Cash Dividends Paid (M)2.59
(=) Cash Retained (M)0.68
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)0.650.410.25
Cash Retained (M)0.680.680.68
(-) Cash Required (M)-0.65-0.41-0.25
(=) Excess Retained (M)0.020.270.43
(/) Shares Outstanding (M)6.976.976.97
(=) Excess Retained per Share0.000.040.06
LTM Dividend per Share0.370.370.37
(+) Excess Retained per Share0.000.040.06
(=) Adjusted Dividend0.380.410.43
WACC / Discount Rate5.74%5.74%5.74%
Growth Rate5.50%6.50%7.50%
Fair Value$79.23$87.48$93.35
Upside / Downside630.90%707.00%761.13%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)3.273.483.713.954.214.484.62
Payout Ratio79.28%81.42%83.57%85.71%87.86%90.00%92.50%
Projected Dividends (M)2.592.843.103.393.704.034.27

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate5.74%5.74%5.74%
Growth Rate5.50%6.50%7.50%
Year 1 PV (M)2.662.682.71
Year 2 PV (M)2.722.772.83
Year 3 PV (M)2.792.872.95
Year 4 PV (M)2.852.963.07
Year 5 PV (M)2.913.053.20
PV of Terminal Value (M)112.42117.85123.49
Equity Value (M)126.34132.18138.24
Shares Outstanding (M)6.976.976.97
Fair Value$18.12$18.96$19.83
Upside / Downside67.20%74.92%82.93%

High-Yield Dividend Screener

« Prev Page 61 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
017810.KSPulmuone Co., Ltd.2.55%$331.6165.57%
023160.KQTae Kwang Corporation2.55%$535.1321.10%
3152.TWOAdvanced Ceramic X Corporation2.55%$3.6636.41%
600415.SSZhejiang China Commodities City Group Co., Ltd.2.55%$0.4153.66%
601808.SSChina Oilfield Services Limited2.55%$0.3643.75%
7606.TUnited Arrows Ltd.2.55%$62.6343.42%
CYRE3.SACyrela Brazil Realty S.A. Empreendimentos e Participações2.55%$0.6112.29%
JUNGH.SWJungheinrich AG2.55%$0.7922.62%
RENT3.SALocaliza Rent a Car S.A.2.55%$1.1166.67%
002380.KSKCC Corporation2.54%$10,000.236.25%
1527.HKZhejiang Tengy Environmental Technology Co., Ltd2.54%$0.054.95%
5212.KLPavilion Real Estate Investment Trust2.54%$0.0539.63%
5489.TWODynaColor, Inc.2.54%$1.0250.42%
600273.SSZhejiang Jiahua Energy Chemical Industry Co.,Ltd.2.54%$0.2228.18%
600724.SSNingbo Fuda Company Limited2.54%$0.1596.79%
7505.TFuso Dentsu Co., Ltd.2.54%$48.5022.36%
8850.TStarts Corporation Inc.2.54%$121.5225.36%
BLAU3.SABlau Farmacêutica S.A.2.54%$0.3519.81%
2367.HKGiant Biogene Holding Co., Ltd.2.53%$0.8722.55%
2701.TWWan Hwa Enterprise Company Ltd.2.53%$0.2852.89%
600963.SSYueyang Forest & Paper Co., Ltd.2.53%$0.1248.95%
603697.SSYouYou Foods Co., Ltd.2.53%$0.3163.16%
CK-R.BKCH. Karnchang Public Company Limited2.53%$0.3025.56%
SCHO.COAktieselskabet Schouw & Co.2.53%$16.8142.51%
003006.SZChongqing Baiya Sanitary Products Co., Ltd.2.52%$0.5580.44%
5191.TSumitomo Riko Company Limited2.52%$66.0123.54%
600406.SSNARI Technology Co., Ltd.2.52%$0.5756.63%
600909.SSHuaan Securities Co., Ltd.2.52%$0.1738.30%
603811.SSZhejiang Cheng Yi Pharmaceutical Co., Ltd.2.52%$0.2637.15%
BESALCO.SNBesalco S.A.2.52%$30.5934.76%
000019.SZShenzhen Cereals Holdings Co., Ltd.2.51%$0.1762.11%
094820.KQIljin Power Co., Ltd.2.51%$320.0148.44%
0QVR.LScandi Standard AB (publ)2.51%$2.4952.58%
4041.TNippon Soda Co., Ltd.2.51%$90.7732.02%
600056.SSChina Meheco Group Co., Ltd.2.51%$0.2671.36%
605169.SSXinjiang Hongtong Natural Gas Co., Ltd.2.51%$0.3391.06%
6691.TWYankey Engineering Co., Ltd.2.51%$13.9262.80%
7483.TDoshisha Co.,Ltd.2.51%$82.9337.87%
GPSC-R.BKGlobal Power Synergy Public Company Limited2.51%$0.9051.48%
HOVE.COHove A/S2.51%$0.1434.71%
NOLA-B.STNolato AB (publ)2.51%$1.5051.20%
0QNH.LHuber+Suhner AG2.50%$3.6149.61%
100840.KSSNT Energy Co., Ltd.2.50%$899.8727.57%
138490.KSKolon Plastics, Inc.2.50%$200.4017.45%
2612.TKadoya Sesame Mills Incorporated2.50%$99.8534.73%
603112.SSShanxi Huaxiang Group Co., Ltd.2.50%$0.4343.19%
603766.SSLoncin Motor Co., Ltd.2.50%$0.4045.87%
ISCTR.ISTürkiye Is Bankasi A.S.2.50%$0.3616.38%
002539.SZChengdu Wintrue Holding Co., Ltd.2.49%$0.2941.75%
2542.TWHighwealth Construction Corp.2.49%$0.9839.34%