Definitive Analysis
Definitive Analysis

Financial Statements

Company Industry Sector

Fundamentals

Margins Returns Growth Rates Metrics/Ratios

Valuations

Projections DCF DDM EPV Multiples Valuations

Miscellaneous

Indicators Charts WACC Beta Predictability

Analysis Mode

Ticker

Industry

Sector

SB Financial Group, Inc. (SBFG)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$131.81 - $420.98$394.52
Multi-Stage$55.69 - $60.95$58.27
Blended Fair Value$226.40
Current Price$19.29
Upside1,073.64%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS10.09%17.02%0.580.550.530.490.470.360.320.210.180.15
YoY Growth--5.19%4.95%8.79%2.25%31.70%11.53%53.45%15.42%20.04%25.54%
Dividend Yield--2.80%3.97%3.74%2.44%2.73%3.40%1.88%1.20%1.15%1.55%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)13.69
(-) Cash Dividends Paid (M)3.84
(=) Cash Retained (M)9.86
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)2.741.711.03
Cash Retained (M)9.869.869.86
(-) Cash Required (M)-2.74-1.71-1.03
(=) Excess Retained (M)7.128.148.83
(/) Shares Outstanding (M)6.476.476.47
(=) Excess Retained per Share1.101.261.36
LTM Dividend per Share0.590.590.59
(+) Excess Retained per Share1.101.261.36
(=) Adjusted Dividend1.691.851.96
WACC / Discount Rate6.86%6.86%6.86%
Growth Rate5.50%6.50%7.50%
Fair Value$131.81$394.52$420.98
Upside / Downside583.33%1,945.21%2,082.38%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)13.6914.5815.5316.5417.6118.7619.32
Payout Ratio28.02%40.41%52.81%65.21%77.60%90.00%92.50%
Projected Dividends (M)3.845.898.2010.7813.6716.8817.87

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate6.86%6.86%6.86%
Growth Rate5.50%6.50%7.50%
Year 1 PV (M)5.465.515.57
Year 2 PV (M)7.057.187.32
Year 3 PV (M)8.598.849.09
Year 4 PV (M)10.1010.4810.88
Year 5 PV (M)11.5612.1212.70
PV of Terminal Value (M)317.41332.75348.66
Equity Value (M)360.17376.88394.22
Shares Outstanding (M)6.476.476.47
Fair Value$55.69$58.27$60.95
Upside / Downside188.69%202.08%215.98%

High-Yield Dividend Screener

« Prev Page 46 of 151 Next »
Ticker ⇵ Company ⇵ Dividend Yield % ▼ Dividend Per Share ⇵ Payout Ratio % ⇵
ATCOLAtlas Corp.3.53%$0.8930.47%
AWC-R.BKAsset World Corp Public Company Limited3.53%$0.0737.62%
CCRO3.SACCR S.A.3.53%$0.4866.57%
HMU.DEHMS Bergbau AG3.53%$1.6929.89%
RAUTE.HERaute Oyj3.53%$0.5226.97%
RWE.DERWE AG3.53%$1.6646.76%
SNL.AXSupply Network Limited3.53%$1.1367.28%
0NHS.LNutrien Ltd.3.52%$2.1858.76%
CELL.MICellularline S.p.A.3.52%$0.0934.70%
INFREA.STInfrea AB3.52%$0.5067.57%
ISSP.JKPT Steel Pipe Industry of Indonesia Tbk3.52%$15.0019.85%
MGAMagna International Inc.3.52%$1.9252.47%
PARP.PAGroupe Partouche S.A.3.52%$0.6438.61%
PKI.TOParkland Corporation3.52%$1.4073.81%
SMU.SNSMU S.A.3.52%$5.4946.99%
161390.KSHankook Tire & Technology Co., Ltd.3.51%$2,000.0025.86%
300360.SZHangzhou Sunrise Technology Co., Ltd.3.51%$0.6152.03%
5106.KLAxis Real Estate Investment Trust3.51%$0.0756.99%
601128.SSJiangsu Changshu Rural Commercial Bank Co., Ltd.3.51%$0.2519.56%
INTP.JKPT Indocement Tunggal Prakarsa Tbk3.51%$259.8143.04%
RATO-A.STRatos AB (publ)3.51%$1.3512.15%
002887.SZTianjin LVYIN Landscape and Ecology Construction Co., Ltd3.50%$0.3384.50%
603062.SSMEGA P&C Advanced Materials (Shanghai) Company Limited3.50%$1.6674.27%
CMCLCaledonia Mining Corporation Plc3.50%$0.9235.87%
DLODLocal Limited3.50%$0.4987.74%
LAZLazard Ltd3.50%$1.7467.48%
TWL.MITraWell Co S.p.A.3.50%$0.2128.69%
WJP.SIVICOM Ltd3.50%$0.0666.95%
005610.KSSPC Samlip Co., Ltd.3.49%$1,803.3945.19%
0RFL.LVAT Group AG3.49%$12.5088.50%
2030.HKCabbeen Fashion Limited3.49%$0.0563.92%
5206.TWOKunyue Development Co., Ltd.3.49%$1.1821.91%
5246.KLWestports Holdings Berhad3.49%$0.2071.36%
5989.TH-One Co.,Ltd.3.49%$49.4414.49%
ACO-X.TOATCO Ltd.3.49%$1.9850.80%
CNICanadian National Railway Company3.49%$3.5050.64%
PEAB3.SACompanhia de Participações Aliança da Bahia3.49%$1.3678.68%
026960.KSDong Suh Companies Inc.3.48%$905.3362.72%
055550.KSShinhan Financial Group Co., Ltd.3.48%$2,668.7426.55%
0QK5.LINFICON Holding AG3.48%$3.4443.54%
6722.TWOWhetron Electronics Co.,Ltd.3.48%$1.9924.71%
HOLM-A.STHolmen AB (publ)3.48%$12.2366.11%
002206.SZZhejiang Hailide New Material Co.,Ltd3.47%$0.2043.30%
3004.SRNorthern Region Cement Company3.47%$0.2579.89%
4129.TWOUnited Orthopedic Corporation3.47%$3.8069.70%
600133.SSWuhan East Lake High Technology Group Co., Ltd.3.47%$0.3287.27%
601995.SSChina International Capital Corporation Limited3.47%$1.2162.35%
6471.TNSK Ltd.3.47%$33.8292.34%
CSED3.SACruzeiro do Sul Educacional S.A.3.47%$0.2130.49%
GPRA.JKPT Perdana Gapuraprima Tbk3.47%$5.0018.12%