Definitive Analysis
Definitive Analysis

Financial Statements

Company Industry Sector

Fundamentals

Margins Returns Growth Rates Metrics/Ratios

Valuations

Projections DCF DDM EPV Multiples Valuations

Miscellaneous

Indicators Charts WACC Beta Predictability

Analysis Mode

Ticker

Industry

Sector

RBB Bancorp (RBB)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$39.11 - $124.35$63.01
Multi-Stage$26.07 - $28.47$27.25
Blended Fair Value$45.13
Current Price$18.76
Upside140.57%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS7.85%0.00%0.660.680.600.560.370.450.320.290.140.18
YoY Growth---3.64%13.29%7.93%51.47%-18.25%39.63%12.41%100.39%-17.98%0.00%
Dividend Yield--4.00%3.92%3.90%2.38%1.82%3.30%1.68%1.09%0.62%0.75%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)26.16
(-) Cash Dividends Paid (M)11.37
(=) Cash Retained (M)14.79
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)5.233.271.96
Cash Retained (M)14.7914.7914.79
(-) Cash Required (M)-5.23-3.27-1.96
(=) Excess Retained (M)9.5611.5212.83
(/) Shares Outstanding (M)17.7717.7717.77
(=) Excess Retained per Share0.540.650.72
LTM Dividend per Share0.640.640.64
(+) Excess Retained per Share0.540.650.72
(=) Adjusted Dividend1.181.291.36
WACC / Discount Rate8.68%8.68%8.68%
Growth Rate5.50%6.50%7.50%
Fair Value$39.11$63.01$124.35
Upside / Downside108.47%235.88%562.82%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)26.1627.8629.6731.6033.6535.8436.91
Payout Ratio43.45%52.76%62.07%71.38%80.69%90.00%92.50%
Projected Dividends (M)11.3714.7018.4122.5527.1532.2534.14

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate8.68%8.68%8.68%
Growth Rate5.50%6.50%7.50%
Year 1 PV (M)13.4013.5213.65
Year 2 PV (M)15.3015.5915.89
Year 3 PV (M)17.0817.5718.07
Year 4 PV (M)18.7419.4620.21
Year 5 PV (M)20.2921.2722.29
PV of Terminal Value (M)378.42396.69415.67
Equity Value (M)463.23484.12505.77
Shares Outstanding (M)17.7717.7717.77
Fair Value$26.07$27.25$28.47
Upside / Downside38.99%45.26%51.76%

High-Yield Dividend Screener

« Prev Page 30 of 30
Ticker ⇵ Company ⇵ Dividend Yield % ▼ Dividend Per Share ⇵ Payout Ratio % ⇵
LZOEXLazard Emerging Markets Equity Portfolio0.09%$0.0236.87%
PWRQuanta Services, Inc.0.09%$0.395.78%
AAMIAcadian Asset Management0.08%$0.041.59%
PDLBPonce Financial Group, Inc.0.08%$0.011.31%
VRTVertiv Holdings Co0.08%$0.155.48%
0J46.LHEICO Corporation0.07%$0.234.98%
0JYM.LMarkel Corporation0.07%$1.410.87%
CHCIComstock Holding Companies, Inc.0.06%$0.010.56%
MTVCMotive Capital Corp II0.06%$0.012.21%
ENJEntergy New Orleans, LLC First Mortgage Bonds, 5.0% Series due December 1, 20520.05%$0.010.31%
ENOEntergy New Orleans, LLC First Mortgage Bonds, 5.50% Series due April 1, 20660.05%$0.010.31%
AJRDAerojet Rocketdyne Holdings, Inc.0.04%$0.022.70%
ERESEast Resources Acquisition Company0.04%$0.001.55%
NBNNortheast Bank0.04%$0.040.38%
ARHSArhaus, Inc.0.03%$0.000.61%
BSIGBrightSphere Investment Group Inc.0.03%$0.010.34%
EWCZEuropean Wax Center, Inc.0.03%$0.000.37%
WIREEncore Wire Corporation0.03%$0.080.42%
ACFNAcorn Energy, Inc.0.02%$0.000.09%
ACMRACM Research, Inc.0.02%$0.010.62%
CFBCrossFirst Bankshares, Inc.0.02%$0.000.21%
FDSBFifth District Savings Bank0.02%$0.000.35%
GRDNGuardian Pharmacy Services, Inc.0.02%$0.000.75%
NVDANVIDIA Corporation0.02%$0.040.98%
AMGAffiliated Managers Group, Inc.0.01%$0.040.23%
BSX-PABoston Scientific Corporation0.01%$0.020.82%
FIGRFigure Technology Solutions, Inc. Class A Common Stock0.01%$0.002.22%
GNRCGenerac Holdings Inc.0.01%$0.010.18%
LAURLaureate Education, Inc.0.01%$0.000.22%
PLNTPlanet Fitness, Inc.0.01%$0.010.57%
SUMSummit Materials, Inc.0.01%$0.000.32%
BEBloom Energy Corporation0.00%$0.006.20%
BJRIBJ's Restaurants, Inc.0.00%$0.000.01%
CXWCoreCivic, Inc.0.00%$0.000.04%
INFAInformatica Inc.0.00%$0.000.10%
MMMBMamaMancini's Holdings, Inc.0.00%$0.000.04%
PMOPutnam Municipal Opportunities Trust0.00%$0.000.05%
SENEASeneca Foods Corporation0.00%$0.000.04%
SLCAU.S. Silica Holdings, Inc.0.00%$0.000.02%
UNITUniti Group Inc.0.00%$0.000.00%