Definitive Analysis
Definitive Analysis

Financial Statements

Analysis Mode

Ticker

Industry

Sector

Synchrony Financial (SYF)

Company Dividend Discount ModelIndustry: Financial - Credit ServicesSector: Financial Services

Valuation Snapshot

Stable Growth$58.63 - $82.48$70.46
Multi-Stage$84.24 - $92.51$88.29
Blended Fair Value$79.38
Current Price$71.05
Upside11.72%
DecisionDon't Buy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS-7.29%0.00%1.031.051.131.301.351.511.381.160.550.00
YoY Growth---1.97%-6.45%-13.20%-3.85%-10.50%8.80%19.73%108.41%0.00%0.00%
Dividend Yield--1.95%2.52%3.87%3.72%3.32%9.36%4.25%3.45%1.62%0.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)3,575.00
(-) Cash Dividends Paid (M)499.00
(=) Cash Retained (M)3,076.00
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)715.00446.88268.13
Cash Retained (M)3,076.003,076.003,076.00
(-) Cash Required (M)-715.00-446.88-268.13
(=) Excess Retained (M)2,361.002,629.132,807.88
(/) Shares Outstanding (M)385.68385.68385.68
(=) Excess Retained per Share6.126.827.28
LTM Dividend per Share1.291.291.29
(+) Excess Retained per Share6.126.827.28
(=) Adjusted Dividend7.428.118.57
WACC / Discount Rate10.40%10.40%10.40%
Growth Rate-2.00%-1.00%0.00%
Fair Value$58.63$70.46$82.48
Upside / Downside-17.49%-0.83%16.08%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)3,575.003,539.253,503.863,468.823,434.133,399.793,501.78
Payout Ratio13.96%29.17%44.37%59.58%74.79%90.00%92.50%
Projected Dividends (M)499.001,032.271,554.832,066.832,568.443,059.813,239.15

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate10.40%10.40%10.40%
Growth Rate-2.00%-1.00%0.00%
Year 1 PV (M)925.62935.06944.51
Year 2 PV (M)1,250.141,275.781,301.69
Year 3 PV (M)1,490.111,536.191,583.22
Year 4 PV (M)1,660.431,729.241,800.18
Year 5 PV (M)1,773.711,866.071,962.24
PV of Terminal Value (M)25,387.5826,709.5728,086.07
Equity Value (M)32,487.5934,051.9335,677.90
Shares Outstanding (M)385.68385.68385.68
Fair Value$84.24$88.29$92.51
Upside / Downside18.56%24.27%30.20%

High-Yield Dividend Screener

« Prev Page 30 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
DIB.AEDubai Islamic Bank P.J.S.C.4.96%$0.4741.66%
002701.SZORG Technology Co.,Ltd.4.95%$0.2968.18%
3702.TWWPG Holdings Limited4.95%$2.9381.01%
5353.TWOTailyn Technologies, Inc.4.95%$1.2992.09%
8966.THeiwa Real Estate REIT, Inc.4.95%$7,784.9462.25%
BOBA.JKPT Formosa Ingredient Factory Tbk4.95%$9.0050.69%
EPG-R.BKEastern Polymer Group Public Company Limited4.95%$0.1439.44%
MMP-UN.TOPrecious Metals and Mining Trust4.95%$0.1937.80%
VFQS.QAVodafone Qatar P.Q.S.C.4.95%$0.1280.20%
WJX.TOWajax Corporation4.95%$1.3765.74%
0RI3.LPareto Bank ASA4.94%$4.4950.07%
3226.TMitsui Fudosan Accommodations Fund Inc.4.94%$6,633.1172.65%
600987.SSZhejiang Hangmin Co.,Ltd4.94%$0.3447.75%
6596.TWOKuang Hong Arts Management Incorporation4.94%$6.9937.90%
ALLUX.PAInstallux S.A.4.94%$15.3129.71%
5110.SRSaudi Electricity Company4.93%$0.7051.64%
HYPE3.SAHypera S.A.4.93%$1.1588.85%
0966.HKChina Taiping Insurance Holdings Company Limited4.92%$0.9521.78%
5213.TWOYeaShin International Development Co., Ltd.4.92%$1.1837.56%
600295.SSInner Mongolia Erdos Resources Co.,ltd.4.92%$0.6192.93%
6192.TWLumax International Corp., Ltd.4.92%$5.4852.55%
E3G1.SGEvolution AB (publ)4.92%$2.8450.73%
XO.BKExotic Food Public Company Limited4.92%$0.7257.45%
059090.KQMiCo Ltd.4.91%$674.3669.83%
0662.HKAsia Financial Holdings Limited4.91%$0.2419.50%
4928.TNoevir Holdings Co., Ltd.4.91%$224.9495.68%
600970.SSSinoma International Engineering Co.Ltd4.91%$0.5144.22%
601319.SSThe People's Insurance Company (Group) of China Limited4.91%$0.4442.28%
EVLI.HEEvli Oyj4.91%$1.1492.58%
MRXMarex Group plc Ordinary Shares4.91%$1.8638.69%
SPMA.JKPT Suparma Tbk4.91%$11.9734.68%
TABREED.AENational Central Cooling Company PJSC4.91%$0.1677.99%
081660.KSMisto Holdings Corp.4.90%$2,010.6262.73%
300770.SZGuangdong South New Media Co.,Ltd.4.90%$2.0863.80%
7944.TRoland Corporation4.90%$174.9564.69%
IGTInternational Game Technology PLC4.90%$0.8083.51%
SYDB.COSydbank A/S4.90%$27.5761.30%
7246.KLSignature International Berhad4.89%$0.0748.72%
9917.TWTaiwan Secom Co., Ltd.4.89%$5.2880.23%
QBE.AXQBE Insurance Group Limited4.89%$0.9739.27%
TRIS3.SATrisul S.A.4.89%$0.3025.32%
000877.SZTianshan Material Co., Ltd.4.88%$0.2693.74%
0236.HKSan Miguel Brewery Hong Kong Limited4.88%$0.0633.49%
4007.SRAl Hammadi Holding Company4.88%$1.3884.27%
600901.SSJiangsu Financial Leasing Co., Ltd.4.88%$0.3054.72%
601098.SSChina South Publishing & Media Group Co., Ltd4.88%$0.5562.37%
SPIE.PASPIE S.a.4.88%$2.4095.87%
TOTO.JKPT Surya Toto Indonesia Tbk4.88%$13.1736.11%
002035.SZVatti Corporation Limited4.87%$0.3057.45%
002807.SZJiangsu Jiangyin Rural Commercial Bank Co.,LTD.4.87%$0.2225.03%