Definitive Analysis
Definitive Analysis

Financial Statements

Analysis Mode

Ticker

Industry

Sector

The Hartford Financial Services Group, Inc. (0J3H.L)

Company Dividend Discount ModelIndustry: Insurance - Property & CasualtySector: Financial Services

Valuation Snapshot

Stable Growth$221.05 - $464.64$312.83
Multi-Stage$272.71 - $299.36$285.78
Blended Fair Value$299.31
Current Price$132.64
Upside125.65%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS4.14%7.02%1.921.821.821.751.651.571.311.181.151.09
YoY Growth--5.30%0.19%4.15%5.86%5.29%19.79%11.14%2.10%5.70%12.06%
Dividend Yield--1.56%1.78%2.62%2.38%2.50%4.87%2.65%2.28%2.55%2.42%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)3,558.00
(-) Cash Dividends Paid (M)588.00
(=) Cash Retained (M)2,970.00
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)711.60444.75266.85
Cash Retained (M)2,970.002,970.002,970.00
(-) Cash Required (M)-711.60-444.75-266.85
(=) Excess Retained (M)2,258.402,525.252,703.15
(/) Shares Outstanding (M)289.43289.43289.43
(=) Excess Retained per Share7.808.739.34
LTM Dividend per Share2.032.032.03
(+) Excess Retained per Share7.808.739.34
(=) Adjusted Dividend9.8310.7611.37
WACC / Discount Rate6.92%6.92%6.92%
Growth Rate2.36%3.36%4.36%
Fair Value$221.05$312.83$464.64
Upside / Downside66.66%135.85%250.30%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)3,558.003,677.593,801.193,928.954,061.014,197.504,323.43
Payout Ratio16.53%31.22%45.92%60.61%75.31%90.00%92.50%
Projected Dividends (M)588.001,148.181,745.342,381.363,058.153,777.753,999.17

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate6.92%6.92%6.92%
Growth Rate2.36%3.36%4.36%
Year 1 PV (M)1,063.521,073.911,084.30
Year 2 PV (M)1,497.471,526.871,556.56
Year 3 PV (M)1,892.521,948.532,005.63
Year 4 PV (M)2,251.202,340.472,432.36
Year 5 PV (M)2,575.892,704.192,837.56
PV of Terminal Value (M)69,649.2173,118.4776,724.62
Equity Value (M)78,929.8182,712.4586,641.04
Shares Outstanding (M)289.43289.43289.43
Fair Value$272.71$285.78$299.36
Upside / Downside105.60%115.46%125.69%

High-Yield Dividend Screener

« Prev Page 26 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
600036.SSChina Merchants Bank Co., Ltd.5.46%$2.3039.04%
7296.TF.C.C. Co., Ltd.5.46%$202.4061.47%
BPF-UN.TOBoston Pizza Royalties Income Fund5.46%$1.2581.66%
SONDA.SNSonda S.A.5.46%$18.7857.64%
0062.HKTransport International Holdings Limited5.45%$0.5845.75%
AGN.ASAegon N.V.5.45%$0.3645.01%
CGCBV.HECargotec Corporation5.45%$2.1313.30%
LEVE3.SAMAHLE Metal Leve S.A.5.45%$1.8342.42%
RATCH-R.BKRatch Group Public Company Limited5.45%$1.6162.39%
071320.KSKorea District Heating Corp.5.44%$5,144.2919.59%
3051.TWOptimax Technology Corporation5.44%$1.0172.99%
LSIP.JKPT Perusahaan Perkebunan London Sumatra Indonesia Tbk5.44%$64.9923.07%
4580.TWOValue Valves Co., Ltd.5.43%$4.4379.29%
BNBR3.SABanco do Nordeste do Brasil S.A.5.43%$5.9820.89%
1866.HKChina XLX Fertiliser Ltd.5.42%$0.5022.65%
4207.TWOTaiwan Fructose Co., Ltd.5.42%$1.0061.33%
8955.TJapan Prime Realty Investment Corporation5.42%$5,726.8966.85%
8TRA.DETraton SE5.42%$1.7047.75%
AMATA.BKAmata Corporation Public Company Limited5.42%$0.9033.06%
CRECCrescera Capital Acquisition Corp.5.42%$0.5940.15%
9907.TWTon Yi Industrial Corp.5.41%$0.9770.39%
004970.KSSilla Co.,Ltd5.40%$499.3456.25%
JDE.DEJDE Peet's N.V.5.40%$1.7274.35%
0QU6.LHIAG Immobilien Holding AG5.39%$6.3944.68%
3022.TWIEI Integration Corp.5.39%$3.5169.75%
4105.TWOTTY Biopharm Company Limited5.39%$4.3568.65%
BNORDIK-CSE.COP/F BankNordik5.39%$8.3624.49%
003550.KSLG Corp.5.38%$4,358.8394.91%
2414.TWUnitech Computer Co., Ltd.5.38%$2.1971.08%
9627.SRTwareat Medical Care Co.5.38%$0.6671.63%
AMARC.BKAsia Medical and Agricultural Laboratory and Research Center Public Company Limited5.38%$0.1438.50%
MDNE3.SAMoura Dubeux Engenharia S.A.5.38%$1.2429.60%
001286.SZShaanxi Energy Investment5.37%$0.5064.09%
82020.HKANTA Sports-r5.37%$3.8940.14%
CCN.PACaisse Régionale de Crédit Agricole Mutuel de Normandie-Seine Société coopérative5.37%$7.0126.05%
ENGH.TOEnghouse Systems Limited5.37%$1.0879.39%
G07.SIGreat Eastern Holdings Limited5.37%$0.8240.54%
GEMA.JKPT Gema Grahasarana Tbk5.37%$5.1529.14%
HNK1.DEHeineken N.V.5.37%$3.7183.13%
SELER.PASelectirente5.37%$4.4033.09%
600750.SSJiang Zhong Pharmaceutical Co.,Ltd5.36%$1.2493.11%
000883.SZHubei Energy Group Co., Ltd.5.35%$0.2493.11%
039570.KSHDC I-Controls Co., Ltd.5.35%$448.0048.81%
AB9.DEABO Energy GmbH & Co. KGaA5.35%$0.6511.20%
CUP.AXCount Limited5.35%$0.068.76%
RB.SWReckitt Benckiser Group plc5.35%$2.8967.01%
0411.HKLam Soon (Hong Kong) Limited5.34%$0.6027.98%
1342.TWCathay Consolidated, Inc.5.34%$4.7687.76%
9612.SRSama Healthy Water Factory Co.5.34%$0.1039.45%
000521.SZChanghong Meiling Co., Ltd.5.33%$0.3554.63%