Definitive Analysis
Definitive Analysis

Financial Statements

Company Industry Sector

Fundamentals

Margins Returns Growth Rates Metrics/Ratios

Valuations

Projections DCF DDM EPV Multiples Valuations

Miscellaneous

Indicators Charts WACC Beta Predictability

Analysis Mode

Ticker

Industry

Sector

PSC Insurance Group Limited (PSI.AX)

Company Dividend Discount ModelIndustry: Insurance - BrokersSector: Financial Services

Valuation Snapshot

Stable Growth$12.43 - $62.61$25.79
Multi-Stage$7.14 - $7.79$7.46
Blended Fair Value$16.63
Current Price$6.04
Upside175.26%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS21.42%0.00%0.140.120.100.080.060.050.040.030.020.00
YoY Growth--15.54%21.55%29.75%22.50%18.20%19.76%57.08%32.90%392.65%0.00%
Dividend Yield--2.33%2.21%2.42%2.18%2.48%2.12%1.55%1.25%1.24%0.30%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)112.92
(-) Cash Dividends Paid (M)93.97
(=) Cash Retained (M)18.95
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)22.5814.118.47
Cash Retained (M)18.9518.9518.95
(-) Cash Required (M)-22.58-14.11-8.47
(=) Excess Retained (M)-3.634.8310.48
(/) Shares Outstanding (M)358.69358.69358.69
(=) Excess Retained per Share-0.010.010.03
LTM Dividend per Share0.260.260.26
(+) Excess Retained per Share-0.010.010.03
(=) Adjusted Dividend0.250.280.29
WACC / Discount Rate7.64%7.64%7.64%
Growth Rate5.50%6.50%7.50%
Fair Value$12.43$25.79$62.61
Upside / Downside105.79%326.96%936.54%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)112.92120.26128.07136.40145.27154.71159.35
Payout Ratio83.22%84.58%85.93%87.29%88.64%90.00%92.50%
Projected Dividends (M)93.97101.71110.06119.06128.77139.24147.40

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate7.64%7.64%7.64%
Growth Rate5.50%6.50%7.50%
Year 1 PV (M)93.6094.4995.38
Year 2 PV (M)93.2294.9996.78
Year 3 PV (M)92.8195.4798.19
Year 4 PV (M)92.3895.9399.58
Year 5 PV (M)91.9396.37100.98
PV of Terminal Value (M)2,098.432,199.782,305.02
Equity Value (M)2,562.362,677.032,795.93
Shares Outstanding (M)358.69358.69358.69
Fair Value$7.14$7.46$7.79
Upside / Downside18.27%23.57%29.05%

High-Yield Dividend Screener

« Prev Page 24 of 30 Next »
Ticker ⇵ Company ⇵ Dividend Yield % ▼ Dividend Per Share ⇵ Payout Ratio % ⇵
EXPDExpeditors International of Washington, Inc.0.99%$1.5024.32%
LISOXLazard International Strategic Equity Ptf Open Shares0.99%$0.1336.87%
MXCMexco Energy Corporation0.99%$0.1012.25%
NICNicolet Bankshares, Inc.0.99%$1.1912.58%
PAYCPaycom Software, Inc.0.99%$1.5118.80%
RRCRange Resources Corporation0.99%$0.3514.60%
WLFCWillis Lease Finance Corporation0.99%$1.327.58%
WORWorthington Industries, Inc.0.99%$0.5223.95%
CNXNPC Connection, Inc.0.98%$0.5616.89%
CATCaterpillar Inc.0.97%$5.7829.40%
CNKCinemark Holdings, Inc.0.97%$0.2318.28%
ECLEcolab Inc.0.97%$2.5436.57%
EVREvercore Inc.0.97%$3.4127.02%
LSBKLake Shore Bancorp, Inc.0.96%$0.1424.34%
0ITL.LArthur J. Gallagher & Co.0.95%$2.4239.43%
0IZI.LW.W. Grainger, Inc.0.95%$9.5226.47%
0L5V.LThe Sherwin-Williams Company0.95%$3.1130.09%
0R2S.LStryker Corporation0.95%$3.2843.09%
RRXRegal Rexnord Corporation0.95%$1.3936.07%
WTWisdomTree, Inc.0.95%$0.1218.12%
JJacobs Solutions Inc.0.94%$1.2753.80%
ORCLOracle Corporation0.94%$1.8434.81%
TCBSTexas Community Bancshares, Inc.0.94%$0.1719.22%
IMKTAIngles Markets, Incorporated0.93%$0.6514.68%
ODCOil-Dri Corporation of America0.93%$0.4512.28%
PENGPenguin Solutions, Inc.0.93%$0.1940.17%
SSBKSouthern States Bancshares, Inc.0.93%$0.349.19%
DALDelta Air Lines, Inc.0.92%$0.638.94%
HIFSHingham Institution for Savings0.92%$2.4912.15%
RLRalph Lauren Corporation0.92%$3.3424.37%
OPYOppenheimer Holdings Inc.0.91%$0.668.90%
BGCBGC Group, Inc0.90%$0.0823.56%
CDRECadre Holdings, Inc.0.90%$0.3733.35%
MBNKPMedallion Bank0.90%$0.2312.50%
JBHTJ.B. Hunt Transport Services, Inc.0.89%$1.7530.14%
NYTThe New York Times Company0.89%$0.6230.32%
RMDResMed Inc.0.89%$2.1822.31%
VBFCVillage Bank and Trust Financial Corp.0.89%$0.7215.35%
0I14.LCognex Corporation0.88%$0.3249.16%
ARAntero Resources Corporation0.88%$0.3017.15%
LDOSLeidos Holdings, Inc.0.88%$1.6114.88%
LMATLeMaitre Vascular, Inc.0.88%$0.7032.20%
NNINelnet, Inc.0.88%$1.149.52%
PFSIPennyMac Financial Services, Inc.0.88%$1.1612.49%
SMBKSmartFinancial, Inc.0.88%$0.3211.76%
BYDBoyd Gaming Corporation0.87%$0.753.22%
ROSTRoss Stores, Inc.0.87%$1.5924.85%
BBSIBarrett Business Services, Inc.0.86%$0.3115.02%
BCOThe Brink's Company0.86%$1.0024.81%
HXLHexcel Corporation0.86%$0.6677.18%