DDM Analysis: 7TEC.BO

Valuation Snapshot

Stable Growth	$57.73 - $125.30	$82.64
Multi-Stage	$72.22 - $79.17	$75.63
Blended Fair Value	$79.13
Current Price	$47.74
Upside	65.75%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
DPS	4.47%	-1.24%	1.50	2.00	2.00	2.00	1.00	1.20	1.20	1.49	0.00	2.40
YoY Growth	-	-	-25.00%	0.00%	0.00%	100.00%	-17.05%	0.00%	-18.94%	0.00%	-100.00%	41.60%
Dividend Yield	-	-	3.36%	3.60%	4.76%	5.68%	3.44%	7.97%	7.37%	6.10%	0.00%	11.82%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	33.58
(-) Cash Dividends Paid (M)	16.32
(=) Cash Retained (M)	17.26

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	6.72	4.20	2.52
Cash Retained (M)	17.26	17.26	17.26
(-) Cash Required (M)	-6.72	-4.20	-2.52
(=) Excess Retained (M)	10.55	13.06	14.74
(/) Shares Outstanding (M)	10.89	10.89	10.89
(=) Excess Retained per Share	0.97	1.20	1.35
LTM Dividend per Share	1.50	1.50	1.50
(+) Excess Retained per Share	0.97	1.20	1.35
(=) Adjusted Dividend	2.47	2.70	2.85
WACC / Discount Rate	6.82%	6.82%	6.82%
Growth Rate	2.45%	3.45%	4.45%
Fair Value	$57.73	$82.64	$125.30
Upside / Downside	20.93%	73.10%	162.46%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	33.58	34.74	35.94	37.17	38.46	39.78	40.97
Payout Ratio	48.59%	56.88%	65.16%	73.44%	81.72%	90.00%	92.50%
Projected Dividends (M)	16.32	19.76	23.41	27.30	31.43	35.80	37.90

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	6.82%	6.82%	6.82%
Growth Rate	2.45%	3.45%	4.45%
Year 1 PV (M)	18.32	18.49	18.67
Year 2 PV (M)	20.12	20.52	20.92
Year 3 PV (M)	21.75	22.39	23.05
Year 4 PV (M)	23.21	24.13	25.08
Year 5 PV (M)	24.52	25.74	27.01
PV of Terminal Value (M)	678.55	712.32	747.42
Equity Value (M)	786.47	823.60	862.15
Shares Outstanding (M)	10.89	10.89	10.89
Fair Value	$72.22	$75.63	$79.17
Upside / Downside	51.27%	58.41%	65.83%

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Saven Technologies Limited (7TEC.BO)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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