Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Company Industry Sector

Fundamentals

Margins Returns Growth Rates Metrics/Ratios

Valuations

Projections DCF DDM EPV Multiples Valuations

Miscellaneous

Indicators Charts WACC Beta Predictability

Mode

Company Industry Sector

Ticker

Industry

Sector

Banco Pine S.A. (PINE3.SA)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$12.17 - $18.44$15.12
Multi-Stage$24.45 - $26.94$25.67
Blended Fair Value$20.39
Current Price$8.40
Upside142.79%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR202420232022202120202019201820172016
DPS0.00%0.00%0.000.000.000.000.000.000.150.560.180.00
YoY Growth--0.00%0.00%0.00%0.00%0.00%-100.00%-73.00%204.88%0.00%0.00%
Dividend Yield--0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)320.98
(-) Cash Dividends Paid (M)52.87
(=) Cash Retained (M)268.11
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)64.2040.1224.07
Cash Retained (M)268.11268.11268.11
(-) Cash Required (M)-64.20-40.12-24.07
(=) Excess Retained (M)203.92227.99244.04
(/) Shares Outstanding (M)228.89228.89228.89
(=) Excess Retained per Share0.891.001.07
LTM Dividend per Share0.230.230.23
(+) Excess Retained per Share0.891.001.07
(=) Adjusted Dividend1.121.231.30
WACC / Discount Rate7.03%7.03%7.03%
Growth Rate-2.00%-1.00%0.00%
Fair Value$12.17$15.12$18.44
Upside / Downside44.87%79.99%119.52%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)320.98317.77314.60311.45308.34305.25314.41
Payout Ratio16.47%31.18%45.88%60.59%75.29%90.00%92.50%
Projected Dividends (M)52.8799.07144.35188.70232.16274.73290.83

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate7.03%7.03%7.03%
Growth Rate-2.00%-1.00%0.00%
Year 1 PV (M)91.6392.5693.50
Year 2 PV (M)123.46125.99128.55
Year 3 PV (M)149.27153.89158.60
Year 4 PV (M)169.84176.88184.14
Year 5 PV (M)185.88195.56205.64
PV of Terminal Value (M)4,876.745,130.685,395.09
Equity Value (M)5,596.825,875.566,165.51
Shares Outstanding (M)228.89228.89228.89
Fair Value$24.45$25.67$26.94
Upside / Downside191.10%205.60%220.68%

High-Yield Dividend Screener

« Prev Page 24 of 30 Next »
Ticker ⇵ Company ⇵ Dividend Yield % ▼ Dividend Per Share ⇵ Payout Ratio % ⇵
EXPDExpeditors International of Washington, Inc.0.99%$1.5024.32%
LISOXLazard International Strategic Equity Ptf Open Shares0.99%$0.1336.87%
MXCMexco Energy Corporation0.99%$0.1012.25%
NICNicolet Bankshares, Inc.0.99%$1.1912.58%
PAYCPaycom Software, Inc.0.99%$1.5118.80%
RRCRange Resources Corporation0.99%$0.3514.60%
WLFCWillis Lease Finance Corporation0.99%$1.327.58%
WORWorthington Industries, Inc.0.99%$0.5223.95%
CNXNPC Connection, Inc.0.98%$0.5616.89%
CATCaterpillar Inc.0.97%$5.7829.40%
CNKCinemark Holdings, Inc.0.97%$0.2318.28%
ECLEcolab Inc.0.97%$2.5436.57%
EVREvercore Inc.0.97%$3.4127.02%
LSBKLake Shore Bancorp, Inc.0.96%$0.1424.34%
0ITL.LArthur J. Gallagher & Co.0.95%$2.4239.43%
0IZI.LW.W. Grainger, Inc.0.95%$9.5226.47%
0L5V.LThe Sherwin-Williams Company0.95%$3.1130.09%
0R2S.LStryker Corporation0.95%$3.2843.09%
RRXRegal Rexnord Corporation0.95%$1.3936.07%
WTWisdomTree, Inc.0.95%$0.1218.12%
JJacobs Solutions Inc.0.94%$1.2753.80%
ORCLOracle Corporation0.94%$1.8434.81%
TCBSTexas Community Bancshares, Inc.0.94%$0.1719.22%
IMKTAIngles Markets, Incorporated0.93%$0.6514.68%
ODCOil-Dri Corporation of America0.93%$0.4512.28%
PENGPenguin Solutions, Inc.0.93%$0.1940.17%
SSBKSouthern States Bancshares, Inc.0.93%$0.349.19%
DALDelta Air Lines, Inc.0.92%$0.638.94%
HIFSHingham Institution for Savings0.92%$2.4912.15%
RLRalph Lauren Corporation0.92%$3.3424.37%
OPYOppenheimer Holdings Inc.0.91%$0.668.90%
BGCBGC Group, Inc0.90%$0.0823.56%
CDRECadre Holdings, Inc.0.90%$0.3733.35%
MBNKPMedallion Bank0.90%$0.2312.50%
JBHTJ.B. Hunt Transport Services, Inc.0.89%$1.7530.14%
NYTThe New York Times Company0.89%$0.6230.32%
RMDResMed Inc.0.89%$2.1822.31%
VBFCVillage Bank and Trust Financial Corp.0.89%$0.7215.35%
0I14.LCognex Corporation0.88%$0.3249.16%
ARAntero Resources Corporation0.88%$0.3017.15%
LDOSLeidos Holdings, Inc.0.88%$1.6114.88%
LMATLeMaitre Vascular, Inc.0.88%$0.7032.20%
NNINelnet, Inc.0.88%$1.149.52%
PFSIPennyMac Financial Services, Inc.0.88%$1.1612.49%
SMBKSmartFinancial, Inc.0.88%$0.3211.76%
BYDBoyd Gaming Corporation0.87%$0.753.22%
ROSTRoss Stores, Inc.0.87%$1.5924.85%
BBSIBarrett Business Services, Inc.0.86%$0.3115.02%
BCOThe Brink's Company0.86%$1.0024.81%
HXLHexcel Corporation0.86%$0.6677.18%