Definitive Analysis

Loading...

Definitive Analysis

Financial Statements

Company Industry Sector

Fundamentals

Margins Returns Growth Rates Metrics/Ratios

Valuations

Projections DCF DDM EPV Multiples Valuations

Miscellaneous

Indicators Charts WACC Beta Predictability

Mode

Company

Ticker

Industry

Sector

Fidelity D & D Bancorp, Inc. (FDBC)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth	$90.25 - $201.81	$130.52
Multi-Stage	$66.17 - $72.20	$69.13
Blended Fair Value	$99.82
Current Price	$43.83
Upside	127.75%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DPS	16.99%	15.54%	1.53	1.17	1.34	1.14	0.93	0.70	0.59	0.51	0.53	0.49
YoY Growth	-	-	31.10%	-12.44%	16.66%	22.87%	33.22%	18.84%	15.00%	-3.50%	7.63%	36.21%
Dividend Yield	-	-	3.68%	2.49%	2.92%	2.47%	1.51%	1.37%	0.99%	1.04%	1.93%	2.33%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	26.09
(-) Cash Dividends Paid (M)	9.32
(=) Cash Retained (M)	16.77

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	5.22	3.26	1.96
Cash Retained (M)	16.77	16.77	16.77
(-) Cash Required (M)	-5.22	-3.26	-1.96
(=) Excess Retained (M)	11.56	13.51	14.82
(/) Shares Outstanding (M)	5.77	5.77	5.77
(=) Excess Retained per Share	2.00	2.34	2.57
LTM Dividend per Share	1.61	1.61	1.61
(+) Excess Retained per Share	2.00	2.34	2.57
(=) Adjusted Dividend	3.62	3.96	4.18
WACC / Discount Rate	9.73%	9.73%	9.73%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$90.25	$130.52	$201.81
Upside / Downside	105.90%	197.79%	360.43%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	26.09	27.79	29.59	31.52	33.57	35.75	36.82
Payout Ratio	35.71%	46.57%	57.43%	68.28%	79.14%	90.00%	92.50%
Projected Dividends (M)	9.32	12.94	17.00	21.52	26.57	32.17	34.06

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	9.73%	9.73%	9.73%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	11.68	11.79	11.90
Year 2 PV (M)	13.85	14.12	14.38
Year 3 PV (M)	15.84	16.29	16.75
Year 4 PV (M)	17.65	18.33	19.02
Year 5 PV (M)	19.29	20.23	21.19
PV of Terminal Value (M)	303.63	318.29	333.52
Equity Value (M)	381.94	399.04	416.78
Shares Outstanding (M)	5.77	5.77	5.77
Fair Value	$66.17	$69.13	$72.20
Upside / Downside	50.96%	57.72%	64.73%

High-Yield Dividend Screener

US Stocks Global Stocks

« Prev Page 151 of 151

Ticker ⇵	Company ⇵	Dividend Yield % ▼	Dividend Per Share ⇵	Payout Ratio % ⇵
TM.BK	Techno Medical Public Company Limited	0.00%	$0.00	0.00%
TPMA.JK	PT Trans Power Marine Tbk	0.00%	$0.00	70.06%
TRIM.JK	PT Trimegah Sekuritas Indonesia Tbk	0.00%	$0.01	0.01%
TRPZ.TA	Turpaz Industries Ltd	0.00%	$0.04	26.21%
TSKB.IS	Türkiye Sinai Kalkinma Bankasi A.S.	0.00%	$0.00	0.01%
TTAM	Titan America S.A.	0.00%	$0.00	0.00%
UANG.JK	PT Pakuan, Tbk	0.00%	$0.00	0.00%
UNIC.JK	PT Unggul Indah Cahaya Tbk	0.00%	$0.04	73.69%
VSMO.ME	public stock company VSMPO-AVISMA Corporation	0.00%	$0.16	0.01%
VTY.L	Vistry Group PLC	0.00%	$0.00	0.01%
WAAREEENER.NS	Waaree Energies Ltd	0.00%	$0.09	0.10%
WINS.JK	PT Wintermar Offshore Marine Tbk	0.00%	$0.00	13.95%
WKF.JO	Workforce Holdings Limited	0.00%	$0.01	2.18%
YAKG.ME	PJSC Yakutsk Fuel and Energy Company	0.00%	$0.00	0.02%