Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

Tompkins Financial Corporation (TMP)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$78.94 - $138.58$104.32
Multi-Stage$102.17 - $111.93$106.96
Blended Fair Value$105.64
Current Price$66.21
Upside59.55%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS2.73%3.87%2.452.412.342.262.192.142.071.931.861.77
YoY Growth--1.56%2.82%3.55%3.37%2.36%3.38%7.26%3.85%4.69%5.95%
Dividend Yield--3.88%4.93%3.54%2.89%2.65%2.98%2.69%2.55%2.31%2.77%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)84.48
(-) Cash Dividends Paid (M)35.67
(=) Cash Retained (M)48.82
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)16.9010.566.34
Cash Retained (M)48.8248.8248.82
(-) Cash Required (M)-16.90-10.56-6.34
(=) Excess Retained (M)31.9238.2642.48
(/) Shares Outstanding (M)14.3214.3214.32
(=) Excess Retained per Share2.232.672.97
LTM Dividend per Share2.492.492.49
(+) Excess Retained per Share2.232.672.97
(=) Adjusted Dividend4.725.165.46
WACC / Discount Rate7.96%7.96%7.96%
Growth Rate1.87%2.87%3.87%
Fair Value$78.94$104.32$138.58
Upside / Downside19.22%57.55%109.31%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)84.4886.9089.3991.9694.5997.31100.22
Payout Ratio42.22%51.77%61.33%70.89%80.44%90.00%92.50%
Projected Dividends (M)35.6744.9954.8365.1976.0987.5792.71

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate7.96%7.96%7.96%
Growth Rate1.87%2.87%3.87%
Year 1 PV (M)41.2741.6842.08
Year 2 PV (M)46.1347.0447.96
Year 3 PV (M)50.3151.8153.34
Year 4 PV (M)53.8856.0258.23
Year 5 PV (M)56.8859.7262.68
PV of Terminal Value (M)1,215.001,275.821,339.05
Equity Value (M)1,463.471,532.101,603.35
Shares Outstanding (M)14.3214.3214.32
Fair Value$102.17$106.96$111.93
Upside / Downside54.30%61.54%69.05%

High-Yield Dividend Screener

« Prev Page 142 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
000676.SZGenimous Technology Co., Ltd.0.03%$0.002.13%
000681.SZVisual China Group Co.,Ltd.0.03%$0.014.98%
002177.SZGuangzhou Kingteller Technology Co.,Ltd.0.03%$0.0022.86%
002445.SZZhongnanhong Culture Group Co. Ltd. Class A0.03%$0.001.52%
002523.SZZhuzhou Tianqiao Crane Co., Ltd.0.03%$0.001.62%
002576.SZJiangsu Tongda Power Technology Co.,Ltd.0.03%$0.000.93%
0247.HKTsim Sha Tsui Properties Limited0.03%$0.010.27%
1256.TWSunjuice Holdings Co., Limited0.03%$0.040.46%
1729.HKTime Interconnect Technology Limited0.03%$0.011.66%
2115.TWLuhai Holding Corp.0.03%$0.010.32%
300114.SZZhonghang Electronic Measuring Instruments Co.,Ltd0.03%$0.0212.04%
300150.SZBeijing Century Real Technology Co.,Ltd0.03%$0.002.39%
300153.SZShanghai Cooltech Power Co., Ltd.0.03%$0.015.63%
300343.SZLecron Industrial Development Group Co., Ltd.0.03%$0.003.68%
300462.SZShanghai Huaming Intelligent Terminal Equipment Co., Ltd.0.03%$0.001.84%
300631.SZJiangSu JiuWu Hi-Tech Co., Ltd.0.03%$0.011.35%
301005.SZEssence Fastening Systems (Shanghai) Co., Ltd.0.03%$0.0442.05%
5273.KLChin Hin Group Berhad0.03%$0.002.15%
600557.SSJiangsu Kanion Pharmaceutical Co.,Ltd.0.03%$0.001.05%
600650.SSShanghai Jin Jiang Online Network Service Co., Ltd.0.03%$0.001.75%
600897.SSXiamen International Airport Co.,Ltd0.03%$0.000.46%
603718.SSShanghai Hile Bio-Technology Co., Ltd.0.03%$0.000.72%
603922.SSSuzhou Jin Hong Shun Auto Parts Co., Ltd.0.03%$0.016.14%
688082.SSACM Research (Shanghai), Inc.0.03%$0.061.58%
688234.SSSICC Co., Ltd.0.03%$0.0339.46%
688333.SSXi'an Bright Laser Technologies Co.,Ltd.0.03%$0.033.90%
7699.TOmni-Plus System Limited0.03%$0.2743.84%
AAS.Labrdn Asia Focus plc0.03%$0.1012.84%
ALW.LAlliance Witan Ord0.03%$0.4423.61%
ANCR.LAnimalcare Group plc0.03%$0.0816.15%
AVIV.TAMordechai Aviv Taasiot Beniyah (1973) Ltd.0.03%$0.5342.92%
BKFR.TABait Bakfar Ltd0.03%$0.4326.09%
BSV.LBritish Smaller Companies VCT plc0.03%$0.0242.50%
BUT.LThe Brunner Investment Trust PLC0.03%$0.4114.61%
CCJI.LCC Japan Income & Growth Trust plc0.03%$0.0713.56%
CEY.LCentamin plc0.03%$0.0454.65%
CHAM.SWCham Swiss Properties AG0.03%$0.010.25%
CHRT.LCohort plc0.03%$0.2934.93%
CMCX.LCMC Markets plc0.03%$0.0815.59%
DOTD.Ldotdigital Group Plc0.03%$0.0225.51%
EXPN.LExperian plc0.03%$1.1444.28%
FAN.LVolution Group plc0.03%$0.1842.00%
FFB.JOFortress REIT Limited0.03%$0.7014.03%
FRAN.LFranchise Brands plc0.03%$0.0556.44%
GAZA.MEPJSC GAZ0.03%$0.160.10%
GSCT.LThe Global Smaller Companies Trust Plc0.03%$0.053.77%
GSFI.TAGan Shmuel Foods Ltd.0.03%$0.8458.60%
ILDC.TALand Development of Nimrodi Group Ltd0.03%$1.4045.43%
JD.LJD Sports Fashion plc0.03%$0.0315.92%
JDG.LJudges Scientific plc0.03%$1.8147.10%