Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Company Industry Sector

Periods / Units / Analysis

Fundamentals

Margins Returns Growth Rates Metrics/Ratios

Valuations

Projections DCF DDM EPV Multiples Valuations

Mode

Company Industry Sector

Miscellaneous

Indicators Charts WACC Beta Predictability

Ticker

Industry

Sector

United Overseas Insurance Limited (U13.SI)

Company Dividend Discount ModelIndustry: Insurance - Property & CasualtySector: Financial Services

Valuation Snapshot

Stable Growth$1.99 - $2.72$2.36
Multi-Stage$5.43 - $6.00$5.71
Blended Fair Value$4.04
Current Price$7.90
Upside-48.90%
DecisionDon't Buy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2024202320222021202020192018201720162015
DPS4.32%3.42%0.210.210.250.210.170.170.230.150.150.15
YoY Growth--0.00%-16.00%19.05%23.53%0.00%-24.45%49.99%0.00%0.00%0.00%
Dividend Yield--2.68%3.50%3.91%3.05%2.36%2.62%3.13%1.96%2.83%3.11%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)24.25
(-) Cash Dividends Paid (M)11.62
(=) Cash Retained (M)12.63
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)4.853.031.82
Cash Retained (M)12.6312.6312.63
(-) Cash Required (M)-4.85-3.03-1.82
(=) Excess Retained (M)7.789.6010.81
(/) Shares Outstanding (M)61.1661.1661.16
(=) Excess Retained per Share0.130.160.18
LTM Dividend per Share0.190.190.19
(+) Excess Retained per Share0.130.160.18
(=) Adjusted Dividend0.320.350.37
WACC / Discount Rate7.00%7.00%7.00%
Growth Rate-7.71%-6.71%-5.71%
Fair Value$1.99$2.36$2.72
Upside / Downside-74.80%-70.11%-65.55%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)24.2522.6221.1119.6918.3717.1317.65
Payout Ratio47.92%56.33%64.75%73.17%81.58%90.00%92.50%
Projected Dividends (M)11.6212.7413.6714.4114.9815.4216.33

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate7.00%7.00%7.00%
Growth Rate-7.71%-6.71%-5.71%
Year 1 PV (M)11.7811.9112.04
Year 2 PV (M)11.6811.9412.19
Year 3 PV (M)11.3911.7612.14
Year 4 PV (M)10.9511.4311.93
Year 5 PV (M)10.4211.0011.60
PV of Terminal Value (M)275.99291.27307.22
Equity Value (M)332.21349.31367.12
Shares Outstanding (M)61.1661.1661.16
Fair Value$5.43$5.71$6.00
Upside / Downside-31.24%-27.70%-24.01%

High-Yield Dividend Screener

« Prev Page 14 of 30 Next »
Ticker ⇵ Company ⇵ Dividend Yield % ▼ Dividend Per Share ⇵ Payout Ratio % ⇵
UVSPUnivest Financial Corporation2.69%$0.8728.95%
VBTXVeritex Holdings, Inc.2.69%$0.8138.53%
CBTCabot Corporation2.68%$1.8029.00%
PKOHPark-Ohio Holdings Corp.2.68%$0.5633.19%
WINAWinmark Corporation2.68%$10.7696.24%
CHCOCity Holding Company2.67%$3.2036.27%
IDAIDACORP, Inc.2.67%$3.4058.98%
LFVNLifeVantage Corporation2.67%$0.1618.67%
MMM3M Company2.67%$4.3168.77%
MSEXMiddlesex Water Company2.67%$1.3456.69%
ONBOld National Bancorp2.67%$0.6035.48%
0HQU.LCF Industries Holdings, Inc.2.66%$2.0724.22%
MGYMagnolia Oil & Gas Corporation2.66%$0.6032.28%
PEBKPeoples Bancorp of North Carolina, Inc.2.66%$0.9530.99%
GSBCGreat Southern Bancorp, Inc.2.65%$1.6326.64%
HDThe Home Depot, Inc.2.65%$9.1562.39%
MVBFMVB Financial Corp.2.65%$0.6827.31%
PPGPPG Industries, Inc.2.65%$2.7662.85%
TWMIXAmerican Century Emerging Markets Investor Class2.64%$0.4076.80%
0M2A.LAdeia Inc.2.63%$0.3553.29%
ALLYAlly Financial Inc.2.63%$1.2059.56%
FRAFFranklin Financial Services Corporation2.63%$1.2836.88%
LEALear Corporation2.63%$3.1237.81%
VHIValhi, Inc.2.63%$0.3249.46%
FHIFederated Hermes, Inc.2.62%$1.3727.23%
MKCMcCormick & Company, Incorporated2.62%$1.7661.04%
SLBSLB N.V.2.62%$1.0542.94%
BAHBooz Allen Hamilton Holding Corporation2.61%$2.2233.15%
GILDGilead Sciences, Inc.2.61%$3.1849.10%
AWRAmerican States Water Company2.60%$1.8855.89%
CBANColony Bankcorp, Inc.2.59%$0.4628.75%
MDUMDU Resources Group, Inc.2.59%$0.5162.41%
PLBCPlumas Bancorp2.59%$1.1427.38%
CRD-ACrawford & Company2.58%$0.2843.18%
WBSWebster Financial Corporation2.57%$1.6429.21%
FANGDiamondback Energy, Inc.2.56%$3.9026.98%
JEFJefferies Financial Group Inc.2.56%$1.6349.77%
UNHUnitedHealth Group Incorporated2.56%$8.6044.61%
DOXAmdocs Limited2.55%$2.0439.68%
DVNDevon Energy Corporation2.55%$0.9622.55%
TGNATEGNA Inc.2.55%$0.4923.26%
CFFIC&F Financial Corporation2.54%$1.8022.24%
MTHMeritage Homes Corporation2.54%$1.6821.92%
DTMDT Midstream, Inc.2.52%$3.0477.42%
LEVILevi Strauss & Co.2.52%$0.5234.78%
NFGNational Fuel Gas Company2.52%$2.0736.34%
AMNBAmerican National Bankshares Inc.2.51%$1.2048.76%
HIMYXPioneer High Income Municipal Fund Class Y2.51%$0.1481.31%
ACNBACNB Corporation2.50%$1.1837.66%
FMBHFirst Mid Bancshares, Inc.2.50%$0.9626.52%