Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

Umpqua Holdings Corporation (UMPQ)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$16.95 - $27.40$21.65
Multi-Stage$23.60 - $25.84$24.70
Blended Fair Value$23.17
Current Price$17.85
Upside29.83%
DecisionDon't Buy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2022202120202019201820172016201520142013
DPS4.62%14.71%0.840.850.850.850.800.670.650.620.460.23
YoY Growth---0.80%-0.67%-0.07%6.43%19.61%3.07%4.80%35.66%95.46%9.89%
Dividend Yield--4.70%4.48%4.85%7.81%4.69%3.12%3.66%3.90%2.66%1.25%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)336.75
(-) Cash Dividends Paid (M)182.27
(=) Cash Retained (M)154.48
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)67.3542.0925.26
Cash Retained (M)154.48154.48154.48
(-) Cash Required (M)-67.35-42.09-25.26
(=) Excess Retained (M)87.13112.39129.22
(/) Shares Outstanding (M)217.41217.41217.41
(=) Excess Retained per Share0.400.520.59
LTM Dividend per Share0.840.840.84
(+) Excess Retained per Share0.400.520.59
(=) Adjusted Dividend1.241.361.43
WACC / Discount Rate8.49%8.49%8.49%
Growth Rate1.10%2.10%3.10%
Fair Value$16.95$21.65$27.40
Upside / Downside-5.05%21.30%53.50%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)336.75343.81351.02358.37365.89373.56384.76
Payout Ratio54.13%61.30%68.48%75.65%82.83%90.00%92.50%
Projected Dividends (M)182.27210.76240.36271.11303.05336.20355.91

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate8.49%8.49%8.49%
Growth Rate1.10%2.10%3.10%
Year 1 PV (M)192.37194.27196.18
Year 2 PV (M)200.24204.23208.25
Year 3 PV (M)206.15212.33218.63
Year 4 PV (M)210.33218.77227.47
Year 5 PV (M)212.98223.72234.89
PV of Terminal Value (M)4,108.874,316.144,531.70
Equity Value (M)5,130.945,369.475,617.12
Shares Outstanding (M)217.41217.41217.41
Fair Value$23.60$24.70$25.84
Upside / Downside32.22%38.36%44.75%

High-Yield Dividend Screener

« Prev Page 130 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
002644.SZLanZhou Foci Pharmaceutical Co.,Ltd.0.15%$0.0110.93%
002738.SZSinomine Resource Group Co., Ltd.0.15%$0.1220.13%
0029.HKDynamic Holdings Limited0.15%$0.020.09%
078600.KQDaejoo Electronic Materials Co., Ltd.0.15%$90.184.20%
300005.SZToread Holdings Group Co., Ltd.0.15%$0.0237.30%
300638.SZFibocom Wireless Inc.0.15%$0.0410.30%
600410.SSBeijing Teamsun Technology Co.,Ltd.0.15%$0.034.97%
600618.SSShanghai Chlor-Alkali Chemical Co., Ltd.0.15%$0.022.63%
600641.SSShanghai Vital Microtech Co., Ltd.0.15%$0.0315.04%
601599.SSZhewen Pictures Group co.,ltd0.15%$0.015.94%
603117.SSJiangsu Wanlin Modern Logistics Co., Ltd.0.15%$0.0161.86%
603210.SSZhejiang Tion Vanly Tech Co0.15%$0.035.01%
BC88.LChemring Group PLC0.15%$0.1586.91%
DOHOME.BKDohome Public Company Limited0.15%$0.012.57%
DUKE.LDuke Capital Limited0.15%$0.044.12%
NED.JONedbank Group Limited0.15%$40.8660.21%
NPAPER.STNordic Paper Holding AB (publ)0.15%$0.071.28%
RLO.JOReunert Limited0.15%$9.3879.06%
SBK.JOStandard Bank Group Limited0.15%$44.1377.73%
SORILINFRA.NSSORIL Infra Resources Limited0.15%$0.105.16%
SWEF.LStarwood European Real Estate Finance Ltd.0.15%$0.1391.01%
000586.SZSichuan Huiyuan Optical Communication Co., Ltd.0.14%$0.0244.33%
000856.SZTangshan Jidong Equipment and Engineering Co.,Ltd.0.14%$0.0117.85%
002639.SZFujian Snowman Co., Ltd.0.14%$0.0348.98%
002728.SZTeyi Pharmaceutical Group Co.,Ltd0.14%$0.029.58%
005690.KSPharmicell Co., Ltd.0.14%$19.964.17%
035720.KSKakao Corp.0.14%$88.5718.25%
0NJ5.LSafilo Group S.p.A.0.14%$0.001.58%
2209.HKYesAsia Holdings Limited0.14%$0.016.15%
300054.SZHubei Dinglong CO.,Ltd.0.14%$0.057.62%
300395.SZHubei Feilihua Quartz Glass Co., Ltd.0.14%$0.1417.56%
300476.SZVictory Giant Technology (HuiZhou)Co.,Ltd.0.14%$0.399.34%
300747.SZWuhan Raycus Fiber Laser Technologies Co.,Ltd.0.14%$0.0415.51%
301205.SZLinktel Technologies Co., Ltd.0.14%$0.2427.45%
3678.HKHolly Futures Co., Ltd.0.14%$0.0034.97%
600367.SSGuizhou RedStar Developing Co.,Ltd.0.14%$0.025.81%
600749.SSTibet Tourism Co.,Ltd0.14%$0.0217.67%
601949.SSChina Publishing & Media Holdings Co., Ltd.0.14%$0.013.01%
603893.SSRockchip Electronics Co., Ltd.0.14%$0.2410.24%
688280.SSJing-jin Electric Technologies Co.,Ltd.0.14%$0.0121.75%
688386.SSPan Asian Microvent Tech (Jiangsu) Corporation0.14%$0.128.84%
ABDN.LAbrdn Plc0.14%$0.2982.86%
BNREBrookfield Reinsurance Ltd.0.14%$0.080.97%
CARD.LCard Factory plc0.14%$0.0938.71%
CLIG.LCity of London Investment Group PLC0.14%$0.5386.50%
EMG.LMan Group Limited0.14%$0.3377.80%
HDC.JOHudaco Industries Limited0.14%$28.8074.88%
HFEL.LHenderson Far East Income Limited0.14%$0.3571.74%
MLPT.JKPT Multipolar Technology Tbk0.14%$86.0051.13%
MONY.LMony Group PLC0.14%$0.2583.28%